{"id":1386,"date":"2026-05-15T12:23:26","date_gmt":"2026-05-15T12:23:26","guid":{"rendered":"https:\/\/cms.daylawblog.co.kr\/?p=1386"},"modified":"2026-05-15T12:23:29","modified_gmt":"2026-05-15T12:23:29","slug":"%ed%98%84%eb%8c%80%ec%b0%a8%ec%a6%9d%ea%b6%8c-%ec%82%ac%ec%b9%ad-%ec%82%ac%ea%b8%b0-%ea%b2%bd%ea%b3%a0-htms-%ed%94%84%eb%a1%9c%ec%a0%9d%ed%8a%b8-%ec%b6%9c%ea%b8%88-%ec%a0%84-%eb%b0%98%eb%93%9c","status":"publish","type":"post","link":"https:\/\/cms.daylawblog.co.kr\/?p=1386","title":{"rendered":"\ud604\ub300\ucc28\uc99d\uad8c \uc0ac\uce6d \uc0ac\uae30 \uacbd\uace0: HTMS \ud504\ub85c\uc81d\ud2b8 \ucd9c\uae08 \uc804 \ubc18\ub4dc\uc2dc \ud655\uc778\ud574\uc57c \ud560 5\uac00\uc9c0 \ud2b9\uc9d5 | Scam Legal Guide"},"content":{"rendered":"\n<figure class=\"wp-block-image size-large\"><a href=\"https:\/\/www.daylawblog.co.kr\/\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"1024\" src=\"https:\/\/cms.daylawblog.co.kr\/wp-content\/uploads\/2026\/05\/\uc81c\ubaa9\uc744-\uc785\ub825\ud574\uc8fc\uc138\uc694-65-1024x1024.png\" alt=\"\ud604\ub300\ucc28\uc99d\uad8c \uc0ac\uce6d \uc0ac\uae30 \ub9e4\ucee4\ub2c8\uc998\" class=\"wp-image-1387\" srcset=\"https:\/\/cms.daylawblog.co.kr\/wp-content\/uploads\/2026\/05\/\uc81c\ubaa9\uc744-\uc785\ub825\ud574\uc8fc\uc138\uc694-65-1024x1024.png 1024w, https:\/\/cms.daylawblog.co.kr\/wp-content\/uploads\/2026\/05\/\uc81c\ubaa9\uc744-\uc785\ub825\ud574\uc8fc\uc138\uc694-65-300x300.png 300w, https:\/\/cms.daylawblog.co.kr\/wp-content\/uploads\/2026\/05\/\uc81c\ubaa9\uc744-\uc785\ub825\ud574\uc8fc\uc138\uc694-65-150x150.png 150w, https:\/\/cms.daylawblog.co.kr\/wp-content\/uploads\/2026\/05\/\uc81c\ubaa9\uc744-\uc785\ub825\ud574\uc8fc\uc138\uc694-65-768x768.png 768w, https:\/\/cms.daylawblog.co.kr\/wp-content\/uploads\/2026\/05\/\uc81c\ubaa9\uc744-\uc785\ub825\ud574\uc8fc\uc138\uc694-65.png 1080w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/a><\/figure>\n\n\n\n<p>\ud604\ub300\ucc28\uc99d\uad8c \uc0ac\uce6d \uc0ac\uae30 \uad6c\uc870\ub294 HTMS \ud504\ub85c\uc81d\ud2b8\uc640 \ud504\ub85c\uadf8\ub7a8\ud654 \uac70\ub798 \uc2dc\uc2a4\ud15c \uc0ac\uce6d \ubc29\uc2dd\uc744 \uacb0\ud569\ud574 \uc2e0\ub8b0\ub97c \ud615\uc131\ud558\ub294 \ud2b9\uc9d5\uc774 \ud655\uc778\ub429\ub2c8\ub2e4. \ucd5c\uadfc \ud604\ub300\ucc28\uc99d\uad8c \uc0ac\uce6d \uc0ac\uae30 \uad00\ub828 \uc0c1\ub2f4\uc5d0\uc11c\ub294 \ucd9c\uae08 \uc9c0\uc5f0\uacfc \ucd94\uac00 \uc785\uae08 \uc694\uad6c \uc0ac\ub840\uac00 \ubc18\ubcf5\uc801\uc73c\ub85c \ub098\ud0c0\ub098\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc5c5\uccb4\uba85 : HTMS \ud504\ub85c\uc81d\ud2b8 \u00b7 \ud604\ub300\ucc28\uc99d\uad8c \uc0ac\uce6d \u00b7 \uc9c0\uc2dd \ud0d0\ud5d8\uc12cV1 \u00b7 \ud504\ub85c\uadf8\ub7a8\ud654 \uac70\ub798 \uc2dc\uc2a4\ud15c \uc0ac\uce6d<\/p>\n\n\n\n<p>\uc218\ubc95 : BAND(\ubc34\ub4dc) \ud22c\uc790\ubc29\u00b7\uc624\ud508\ucc44\ud305\u00b7SNS \uad11\uace0 \ub4f1\uc744 \ud1b5\ud574 HTMS \ud504\ub85c\uc81d\ud2b8\u00b7\ud504\ub85c\uadf8\ub7a8 \ub9e4\ub9e4 \uc2dc\uc2a4\ud15c\u00b7\uae30\uad00 \uc6b4\uc601 \uc790\uae08\u00b7\ud504\ub85c\uc81d\ud2b8 5\uae30 \uc6b4\uc601 \ub4f1\uc744 \ub0b4\uc138\uc6cc \uc811\uadfc\ud558\uace0 \ud604\ub300\ucc28\uc99d\uad8c \ub85c\uace0\uc640 \ubc15\uacf0\ud76c\u00b7\uc720\uc218\uc9c4 \ub4f1 \uc720\uba85 \ud22c\uc790 \uc804\ubb38\uac00 \uc774\ubbf8\uc9c0\ub97c \ud65c\uc6a9\ud574 \uc2e0\ub8b0\ub97c \ud615\uc131\ud558\uba70 \uc2dc\uc7a5 \ubd84\uc11d \uc790\ub8cc\u00b7\ucd9c\uc11d \ud3ec\uc778\ud2b8\u00b7\uc218\uc775 \uc778\uc99d \uc774\ubbf8\uc9c0\u00b7\ud604\uae08 \ub2e4\ubc1c \uc0ac\uc9c4\u00b7\ucd9c\uae08 \uc644\ub8cc \ud6c4\uae30 \ub4f1\uc744 \ubc18\ubcf5 \ub178\ucd9c\ud558\uace0 \ucd08\uae30\uc5d0\ub294 \ubb34\ub8cc \ud22c\uc790 \uac15\uc758\uc640 \uc18c\uc561 \uc218\uc775 \ubc0f \uc77c\ubd80 \uc815\uc0b0\uc774 \uac00\ub2a5\ud55c \uac83\ucc98\ub7fc \ubcf4\uc5ec \uc2e0\ub8b0 \ud615\uc131\ud55c \ub4a4 \ud504\ub85c\uadf8\ub7a8 \ub9e4\ub9e4 \uc804\uc6a9 \uacc4\uc88c\u00b7VIP \ud504\ub85c\uc81d\ud2b8\u00b7\uae30\uad00 \ubc30\uc815 \uc885\ubaa9 \ucc38\uc5ec \ub4f1\uc744 \uc720\ub3c4\ud558\uba70 \ud22c\uc790 \uae08\uc561\uc744 \ub2e8\uacc4\uc801\uc73c\ub85c \ud655\ub300\uc2dc\ud0a4\uace0 \uc774\ud6c4 \ucd9c\uae08 \ub2e8\uacc4\uc5d0\uc11c\ub294 \ubcf4\uc548 \uc778\uc99d \ube44\uc6a9\u00b7\uc6b4\uc601 \uc790\uae08 \ucda9\uc804\u00b7\uc815\uc0b0 \uc218\uc218\ub8cc\u00b7\uacc4\uc88c \ud65c\uc131\ud654 \ube44\uc6a9\u00b7\uc6b0\uc120 \ubc30\uc815 \uc720\uc9c0 \ube44\uc6a9\u00b7\uc138\uae08 \uc120\ub0a9 \ub4f1\uc758 \uc0ac\uc720\ub85c \uc9c0\uae09 \uc9c0\uc5f0\uc2dc\ud0a4\uba70 \u201c\uc624\ub298 \uc548\uc5d0 \uc785\uae08\ud574\uc57c \uc6b0\uc120 \ubc30\uc815 \uac00\ub2a5\u201d, \u201c\ud504\ub85c\uc81d\ud2b8 \ub9c8\uac10 \uc9c1\uc804\u201d, \u201c\ucd5c\uc885 \uc2b9\uc778 \ub2e8\uacc4 \uc9c4\ud589 \uc911\u201d, \u201c\ucd94\uac00 \uc790\uae08 \ud22c\uc785 \uc2dc \uc790\ub3d9 \ucd9c\uae08 \uac00\ub2a5\u201d \ub4f1\uc758 \uc124\uba85\uc744 \ubc18\ubcf5\ud558\uace0 \ucd94\uac00 \uc785\uae08\uc744 \uc694\uad6c\ud558\ub294 \ubc29\uc2dd\uc73c\ub85c \uc774\uc5b4\uc9c0\ub294 \uad6c\uc870<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><a href=\"tel:010-9482-2179\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"512\" src=\"https:\/\/cms.daylawblog.co.kr\/wp-content\/uploads\/2026\/05\/2-91-1024x512.png\" alt=\"\" class=\"wp-image-1388\" srcset=\"https:\/\/cms.daylawblog.co.kr\/wp-content\/uploads\/2026\/05\/2-91-1024x512.png 1024w, https:\/\/cms.daylawblog.co.kr\/wp-content\/uploads\/2026\/05\/2-91-300x150.png 300w, https:\/\/cms.daylawblog.co.kr\/wp-content\/uploads\/2026\/05\/2-91-768x384.png 768w, https:\/\/cms.daylawblog.co.kr\/wp-content\/uploads\/2026\/05\/2-91.png 1080w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/a><\/figure>\n\n\n\n<figure class=\"wp-block-image size-large\"><a href=\"https:\/\/open.kakao.com\/o\/sCjjMMOh\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"512\" src=\"https:\/\/cms.daylawblog.co.kr\/wp-content\/uploads\/2026\/05\/3-90-1024x512.png\" alt=\"\" class=\"wp-image-1389\" srcset=\"https:\/\/cms.daylawblog.co.kr\/wp-content\/uploads\/2026\/05\/3-90-1024x512.png 1024w, https:\/\/cms.daylawblog.co.kr\/wp-content\/uploads\/2026\/05\/3-90-300x150.png 300w, https:\/\/cms.daylawblog.co.kr\/wp-content\/uploads\/2026\/05\/3-90-768x384.png 768w, https:\/\/cms.daylawblog.co.kr\/wp-content\/uploads\/2026\/05\/3-90.png 1080w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/a><\/figure>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"1024\" src=\"https:\/\/cms.daylawblog.co.kr\/wp-content\/uploads\/2026\/05\/4-92-1024x1024.png\" alt=\"\" class=\"wp-image-1390\" srcset=\"https:\/\/cms.daylawblog.co.kr\/wp-content\/uploads\/2026\/05\/4-92-1024x1024.png 1024w, https:\/\/cms.daylawblog.co.kr\/wp-content\/uploads\/2026\/05\/4-92-300x300.png 300w, https:\/\/cms.daylawblog.co.kr\/wp-content\/uploads\/2026\/05\/4-92-150x150.png 150w, https:\/\/cms.daylawblog.co.kr\/wp-content\/uploads\/2026\/05\/4-92-768x768.png 768w, https:\/\/cms.daylawblog.co.kr\/wp-content\/uploads\/2026\/05\/4-92.png 1080w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"1024\" src=\"https:\/\/cms.daylawblog.co.kr\/wp-content\/uploads\/2026\/05\/5-89-1024x1024.png\" alt=\"\" class=\"wp-image-1394\" srcset=\"https:\/\/cms.daylawblog.co.kr\/wp-content\/uploads\/2026\/05\/5-89-1024x1024.png 1024w, https:\/\/cms.daylawblog.co.kr\/wp-content\/uploads\/2026\/05\/5-89-300x300.png 300w, https:\/\/cms.daylawblog.co.kr\/wp-content\/uploads\/2026\/05\/5-89-150x150.png 150w, https:\/\/cms.daylawblog.co.kr\/wp-content\/uploads\/2026\/05\/5-89-768x768.png 768w, https:\/\/cms.daylawblog.co.kr\/wp-content\/uploads\/2026\/05\/5-89.png 1080w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"1024\" src=\"https:\/\/cms.daylawblog.co.kr\/wp-content\/uploads\/2026\/05\/6-92-1024x1024.png\" alt=\"\" class=\"wp-image-1392\" srcset=\"https:\/\/cms.daylawblog.co.kr\/wp-content\/uploads\/2026\/05\/6-92-1024x1024.png 1024w, https:\/\/cms.daylawblog.co.kr\/wp-content\/uploads\/2026\/05\/6-92-300x300.png 300w, https:\/\/cms.daylawblog.co.kr\/wp-content\/uploads\/2026\/05\/6-92-150x150.png 150w, https:\/\/cms.daylawblog.co.kr\/wp-content\/uploads\/2026\/05\/6-92-768x768.png 768w, https:\/\/cms.daylawblog.co.kr\/wp-content\/uploads\/2026\/05\/6-92.png 1080w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"1024\" src=\"https:\/\/cms.daylawblog.co.kr\/wp-content\/uploads\/2026\/05\/7-92-1024x1024.png\" alt=\"\" class=\"wp-image-1391\" srcset=\"https:\/\/cms.daylawblog.co.kr\/wp-content\/uploads\/2026\/05\/7-92-1024x1024.png 1024w, https:\/\/cms.daylawblog.co.kr\/wp-content\/uploads\/2026\/05\/7-92-300x300.png 300w, https:\/\/cms.daylawblog.co.kr\/wp-content\/uploads\/2026\/05\/7-92-150x150.png 150w, https:\/\/cms.daylawblog.co.kr\/wp-content\/uploads\/2026\/05\/7-92-768x768.png 768w, https:\/\/cms.daylawblog.co.kr\/wp-content\/uploads\/2026\/05\/7-92.png 1080w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"1024\" src=\"https:\/\/cms.daylawblog.co.kr\/wp-content\/uploads\/2026\/05\/8-80-1024x1024.png\" alt=\"\" class=\"wp-image-1393\" srcset=\"https:\/\/cms.daylawblog.co.kr\/wp-content\/uploads\/2026\/05\/8-80-1024x1024.png 1024w, https:\/\/cms.daylawblog.co.kr\/wp-content\/uploads\/2026\/05\/8-80-300x300.png 300w, https:\/\/cms.daylawblog.co.kr\/wp-content\/uploads\/2026\/05\/8-80-150x150.png 150w, https:\/\/cms.daylawblog.co.kr\/wp-content\/uploads\/2026\/05\/8-80-768x768.png 768w, https:\/\/cms.daylawblog.co.kr\/wp-content\/uploads\/2026\/05\/8-80.png 1080w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"512\" src=\"https:\/\/cms.daylawblog.co.kr\/wp-content\/uploads\/2026\/05\/9-80-1024x512.png\" alt=\"\" class=\"wp-image-1395\" srcset=\"https:\/\/cms.daylawblog.co.kr\/wp-content\/uploads\/2026\/05\/9-80-1024x512.png 1024w, https:\/\/cms.daylawblog.co.kr\/wp-content\/uploads\/2026\/05\/9-80-300x150.png 300w, https:\/\/cms.daylawblog.co.kr\/wp-content\/uploads\/2026\/05\/9-80-768x384.png 768w, https:\/\/cms.daylawblog.co.kr\/wp-content\/uploads\/2026\/05\/9-80.png 1080w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p>\ucd5c\uadfc <strong>\ud604\ub300\ucc28\uc99d\uad8c \uc0ac\uce6d \uc0ac\uae30<\/strong> \uad00\ub828<br>\ud53c\ud574 \ubb38\uc758\uac00 \uc99d\uac00\ud558\ub294 \ud750\ub984\uc774<br>\ud655\uc778\ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ud2b9\ud788 \uc774\ubc88 \uc720\ud615\uc740<br>\ub2e8\uc21c \uc8fc\uc2dd \ub9ac\ub529\ubc29 \ud615\ud0dc\uac00 \uc544\ub2c8\ub77c<br>\uc2e4\uc81c \uae30\uad00 \ud22c\uc790 \ud504\ub85c\uc81d\ud2b8\ucc98\ub7fc<br>\ubcf4\uc774\ub3c4\ub85d \uc124\uacc4\ub418\ub294 \ud2b9\uc9d5\uc774<br>\uad00\ucc30\ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<p>HTMS \ud504\ub85c\uc81d\ud2b8,<br>\ud504\ub85c\uadf8\ub7a8\ud654 \uac70\ub798 \uc2dc\uc2a4\ud15c,<br>\uae30\uad00 \uc6b4\uc601 \uc790\uae08 \uad6c\uc870,<br>\ud504\ub85c\uc81d\ud2b8 5\uae30 \uc6b4\uc601 \uac19\uc740 \ud45c\ud604\uc774<br>\ub3d9\uc2dc\uc5d0 \uc0ac\uc6a9\ub418\ub294 \uc0ac\ub840\uac00<br>\ubc18\ubcf5\uc801\uc73c\ub85c \ud655\uc778\ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ub610\ud55c \ud604\ub300\ucc28\uc99d\uad8c \ub85c\uace0\uc640<br>\ubc15\uacf0\ud76c\u00b7\uc720\uc218\uc9c4 \ub4f1<br>\uc720\uba85 \ud22c\uc790 \uc804\ubb38\uac00 \uc774\ubbf8\uc9c0\ub97c \ud65c\uc6a9\ud574<br>\uc2e0\ub8b0\ub97c \ud615\uc131\ud558\ub294 \ud750\ub984\ub3c4<br>\uc790\uc8fc \ub098\ud0c0\ub0a9\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ucd08\uae30\uc5d0\ub294<br>\ubb34\ub8cc \ud22c\uc790 \uac15\uc758\uc640<br>\uc18c\uc561 \uc815\uc0b0 \uacbd\ud5d8\uc744 \ud1b5\ud574<br>\uc2e0\ub8b0\ub97c \ud615\uc131\ud558\uc9c0\ub9cc,<\/p>\n\n\n\n<p>\uc774\ud6c4\uc5d0\ub294<br>\ud504\ub85c\uadf8\ub7a8 \ub9e4\ub9e4 \uc804\uc6a9 \uacc4\uc88c\uc640<br>VIP \ud504\ub85c\uc81d\ud2b8 \ucc38\uc5ec\ub97c \uc774\uc720\ub85c<br>\ud22c\uc790 \uae08\uc561\uc744 \ub2e8\uacc4\uc801\uc73c\ub85c \ud655\ub300\uc2dc\ud0a4\ub294<br>\ud750\ub984\uc774 \uc774\uc5b4\uc9d1\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ud2b9\ud788 \ucd9c\uae08 \ub2e8\uacc4\uc5d0\uc11c<br>\ubcf4\uc548 \uc778\uc99d \ube44\uc6a9,<br>\uc6b4\uc601 \uc790\uae08 \ucda9\uc804,<br>\uc138\uae08 \uc120\ub0a9 \ub4f1\uc744 \uc774\uc720\ub85c<br>\ucd94\uac00 \uc785\uae08\uc744 \uc694\uad6c\ud558\ub294 \uc0ac\ub840\uac00<br>\ubc18\ubcf5\uc801\uc73c\ub85c \ubcf4\uace0\ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc774\ubc88 \uae00\uc5d0\uc11c\ub294<br>\uc9c0\uc2dd \ud0d0\ud5d8\uc12cV1 \uad6c\uc870\uc640<br>HTMS \ud504\ub85c\uc81d\ud2b8 \uc6b4\uc601 \ubc29\uc2dd,<br>\ucd9c\uae08 \uc9c0\uc5f0 \ud750\ub984,<br>\uc2e4\uc81c \ud53c\ud574 \uc9c4\ud589 \ud328\ud134\uae4c\uc9c0<br>\uad6c\uccb4\uc801\uc73c\ub85c \uc815\ub9ac\ud574\ubcf4\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_82_2 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-1'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/cms.daylawblog.co.kr\/?p=1386\/#%EB%AA%A9%EC%B0%A8\" >\ubaa9\ucc28<\/a><ul class='ez-toc-list-level-2' ><li class='ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/cms.daylawblog.co.kr\/?p=1386\/#1_HTMS_%ED%94%84%EB%A1%9C%EC%A0%9D%ED%8A%B8_%ED%98%95%ED%83%9C%EB%A1%9C_%EC%8B%9C%EC%9E%91%EB%90%98%EB%8A%94_%EC%B4%88%EA%B8%B0_%EC%A0%91%EA%B7%BC_%EA%B5%AC%EC%A1%B0\" >1. HTMS \ud504\ub85c\uc81d\ud2b8 \ud615\ud0dc\ub85c \uc2dc\uc791\ub418\ub294 \ucd08\uae30 \uc811\uadfc \uad6c\uc870<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/cms.daylawblog.co.kr\/?p=1386\/#BAND_%ED%88%AC%EC%9E%90%EB%B0%A9_%EC%9C%A0%EC%9E%85_%ED%8A%B9%EC%A7%95\" >BAND \ud22c\uc790\ubc29 \uc720\uc785 \ud2b9\uc9d5<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/cms.daylawblog.co.kr\/?p=1386\/#%ED%94%84%EB%A1%9C%EA%B7%B8%EB%9E%A8%ED%99%94_%EA%B1%B0%EB%9E%98_%EC%8B%9C%EC%8A%A4%ED%85%9C_%ED%99%8D%EB%B3%B4_%EB%B0%A9%EC%8B%9D\" >\ud504\ub85c\uadf8\ub7a8\ud654 \uac70\ub798 \uc2dc\uc2a4\ud15c \ud64d\ubcf4 \ubc29\uc2dd<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/cms.daylawblog.co.kr\/?p=1386\/#%EC%B4%88%EA%B8%B0_%EC%8B%A0%EB%A2%B0_%ED%98%95%EC%84%B1_%ED%9D%90%EB%A6%84_%EB%B6%84%EC%84%9D\" >\ucd08\uae30 \uc2e0\ub8b0 \ud615\uc131 \ud750\ub984 \ubd84\uc11d<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/cms.daylawblog.co.kr\/?p=1386\/#2_%ED%94%84%EB%A1%9C%EA%B7%B8%EB%9E%A8_%EB%A7%A4%EB%A7%A4_%EC%A0%84%EC%9A%A9_%EA%B3%84%EC%A2%8C_%EC%B0%B8%EC%97%AC_%EC%9D%B4%ED%9B%84_%EB%82%98%ED%83%80%EB%82%98%EB%8A%94_%EB%B3%80%ED%99%94\" >2. \ud504\ub85c\uadf8\ub7a8 \ub9e4\ub9e4 \uc804\uc6a9 \uacc4\uc88c \ucc38\uc5ec \uc774\ud6c4 \ub098\ud0c0\ub098\ub294 \ubcc0\ud654<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/cms.daylawblog.co.kr\/?p=1386\/#VIP_%ED%94%84%EB%A1%9C%EC%A0%9D%ED%8A%B8_%EC%9A%B4%EC%98%81_%EA%B5%AC%EC%A1%B0\" >VIP \ud504\ub85c\uc81d\ud2b8 \uc6b4\uc601 \uad6c\uc870<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/cms.daylawblog.co.kr\/?p=1386\/#%EA%B8%B0%EA%B4%80_%EB%B0%B0%EC%A0%95_%EC%A2%85%EB%AA%A9_%EC%B0%B8%EC%97%AC_%EB%B0%A9%EC%8B%9D\" >\uae30\uad00 \ubc30\uc815 \uc885\ubaa9 \ucc38\uc5ec \ubc29\uc2dd<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/cms.daylawblog.co.kr\/?p=1386\/#%ED%88%AC%EC%9E%90_%EA%B8%88%EC%95%A1_%ED%99%95%EB%8C%80_%ED%9D%90%EB%A6%84_%ED%8A%B9%EC%A7%95\" >\ud22c\uc790 \uae08\uc561 \ud655\ub300 \ud750\ub984 \ud2b9\uc9d5<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/cms.daylawblog.co.kr\/?p=1386\/#3_%EC%B6%9C%EA%B8%88_%EB%8B%A8%EA%B3%84%EC%97%90%EC%84%9C_%EB%B0%98%EB%B3%B5%EB%90%98%EB%8A%94_%EC%B6%94%EA%B0%80_%EB%B9%84%EC%9A%A9_%EC%9A%94%EA%B5%AC_%ED%8C%A8%ED%84%B4\" >3. \ucd9c\uae08 \ub2e8\uacc4\uc5d0\uc11c \ubc18\ubcf5\ub418\ub294 \ucd94\uac00 \ube44\uc6a9 \uc694\uad6c \ud328\ud134<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/cms.daylawblog.co.kr\/?p=1386\/#%EB%B3%B4%EC%95%88_%EC%9D%B8%EC%A6%9D_%EB%B9%84%EC%9A%A9_%EC%9A%94%EA%B5%AC_%EA%B5%AC%EC%A1%B0\" >\ubcf4\uc548 \uc778\uc99d \ube44\uc6a9 \uc694\uad6c \uad6c\uc870<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/cms.daylawblog.co.kr\/?p=1386\/#%EC%9A%B4%EC%98%81_%EC%9E%90%EA%B8%88_%EC%B6%A9%EC%A0%84_%EB%B0%A9%EC%8B%9D_%EB%B6%84%EC%84%9D\" >\uc6b4\uc601 \uc790\uae08 \ucda9\uc804 \ubc29\uc2dd \ubd84\uc11d<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/cms.daylawblog.co.kr\/?p=1386\/#%EC%84%B8%EA%B8%88_%EC%84%A0%EB%82%A9%EA%B3%BC_%EC%9A%B0%EC%84%A0_%EB%B0%B0%EC%A0%95_%EC%9C%A0%EC%A7%80_%ED%9D%90%EB%A6%84\" >\uc138\uae08 \uc120\ub0a9\uacfc \uc6b0\uc120 \ubc30\uc815 \uc720\uc9c0 \ud750\ub984<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/cms.daylawblog.co.kr\/?p=1386\/#4_%EC%8B%A4%EC%A0%9C_%ED%94%BC%ED%95%B4_%EC%82%AC%EB%A1%80_%EA%B8%B0%EB%B0%98_%EC%A7%84%ED%96%89_%ED%9D%90%EB%A6%84_%EB%B6%84%EC%84%9D\" >4. \uc2e4\uc81c \ud53c\ud574 \uc0ac\ub840 \uae30\ubc18 \uc9c4\ud589 \ud750\ub984 \ubd84\uc11d<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/cms.daylawblog.co.kr\/?p=1386\/#%EC%A0%91%EA%B7%BC%EB%B6%80%ED%84%B0_%EC%B6%9C%EA%B8%88_%EC%A7%80%EC%97%B0%EA%B9%8C%EC%A7%80_%EA%B3%BC%EC%A0%95\" >\uc811\uadfc\ubd80\ud130 \ucd9c\uae08 \uc9c0\uc5f0\uae4c\uc9c0 \uacfc\uc815<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/cms.daylawblog.co.kr\/?p=1386\/#%EC%97%AD%ED%95%A0_%EB%B6%84%EB%A6%AC_%EC%9A%B4%EC%98%81_%ED%8A%B9%EC%A7%95\" >\uc5ed\ud560 \ubd84\ub9ac \uc6b4\uc601 \ud2b9\uc9d5<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/cms.daylawblog.co.kr\/?p=1386\/#%EB%B0%98%EB%B3%B5%EB%90%98%EB%8A%94_%EC%8B%AC%EB%A6%AC_%EC%95%95%EB%B0%95_%EB%B0%A9%EC%8B%9D\" >\ubc18\ubcf5\ub418\ub294 \uc2ec\ub9ac \uc555\ubc15 \ubc29\uc2dd<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/cms.daylawblog.co.kr\/?p=1386\/#5_%ED%8C%90%EB%8B%A8_%EA%B8%B0%EC%A4%80%EA%B3%BC_%EB%8C%80%EC%9D%91_%EB%B0%A9%ED%96%A5_%EC%A0%95%EB%A6%AC\" >5. \ud310\ub2e8 \uae30\uc900\uacfc \ub300\uc751 \ubc29\ud5a5 \uc815\ub9ac<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-19\" href=\"https:\/\/cms.daylawblog.co.kr\/?p=1386\/#%EC%A0%95%EC%83%81_%EC%A6%9D%EA%B6%8C_%ED%88%AC%EC%9E%90_%EA%B5%AC%EC%A1%B0%EC%99%80_%EC%B0%A8%EC%9D%B4%EC%A0%90\" >\uc815\uc0c1 \uc99d\uad8c \ud22c\uc790 \uad6c\uc870\uc640 \ucc28\uc774\uc810<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-20\" href=\"https:\/\/cms.daylawblog.co.kr\/?p=1386\/#%EB%B0%98%EB%B3%B5%EC%A0%81%EC%9C%BC%EB%A1%9C_%ED%99%95%EC%9D%B8%EB%90%98%EB%8A%94_%EC%9C%84%ED%97%98_%EC%8B%A0%ED%98%B8\" >\ubc18\ubcf5\uc801\uc73c\ub85c \ud655\uc778\ub418\ub294 \uc704\ud5d8 \uc2e0\ud638<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-21\" href=\"https:\/\/cms.daylawblog.co.kr\/?p=1386\/#%EB%8C%80%EC%9D%91_%EA%B3%BC%EC%A0%95%EC%97%90%EC%84%9C_%EC%A4%91%EC%9A%94%ED%95%9C_%EB%B6%80%EB%B6%84\" >\ub300\uc751 \uacfc\uc815\uc5d0\uc11c \uc911\uc694\ud55c \ubd80\ubd84<\/a><\/li><\/ul><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-1'><a class=\"ez-toc-link ez-toc-heading-22\" href=\"https:\/\/cms.daylawblog.co.kr\/?p=1386\/#1_HTMS_%ED%94%84%EB%A1%9C%EC%A0%9D%ED%8A%B8_%ED%98%95%ED%83%9C%EB%A1%9C_%EC%8B%9C%EC%9E%91%EB%90%98%EB%8A%94_%EC%B4%88%EA%B8%B0_%EC%A0%91%EA%B7%BC_%EA%B5%AC%EC%A1%B0-2\" >1. HTMS \ud504\ub85c\uc81d\ud2b8 \ud615\ud0dc\ub85c \uc2dc\uc791\ub418\ub294 \ucd08\uae30 \uc811\uadfc \uad6c\uc870<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-23\" href=\"https:\/\/cms.daylawblog.co.kr\/?p=1386\/#BAND_%ED%88%AC%EC%9E%90%EB%B0%A9_%EC%9C%A0%EC%9E%85_%ED%8A%B9%EC%A7%95-2\" >BAND \ud22c\uc790\ubc29 \uc720\uc785 \ud2b9\uc9d5<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-24\" href=\"https:\/\/cms.daylawblog.co.kr\/?p=1386\/#%ED%94%84%EB%A1%9C%EA%B7%B8%EB%9E%A8%ED%99%94_%EA%B1%B0%EB%9E%98_%EC%8B%9C%EC%8A%A4%ED%85%9C_%ED%99%8D%EB%B3%B4_%EB%B0%A9%EC%8B%9D-2\" >\ud504\ub85c\uadf8\ub7a8\ud654 \uac70\ub798 \uc2dc\uc2a4\ud15c \ud64d\ubcf4 \ubc29\uc2dd<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-25\" href=\"https:\/\/cms.daylawblog.co.kr\/?p=1386\/#%EC%B4%88%EA%B8%B0_%EC%8B%A0%EB%A2%B0_%ED%98%95%EC%84%B1_%ED%9D%90%EB%A6%84_%EB%B6%84%EC%84%9D-2\" >\ucd08\uae30 \uc2e0\ub8b0 \ud615\uc131 \ud750\ub984 \ubd84\uc11d<\/a><\/li><\/ul><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-1'><a class=\"ez-toc-link ez-toc-heading-26\" href=\"https:\/\/cms.daylawblog.co.kr\/?p=1386\/#2_%ED%94%84%EB%A1%9C%EA%B7%B8%EB%9E%A8_%EB%A7%A4%EB%A7%A4_%EC%A0%84%EC%9A%A9_%EA%B3%84%EC%A2%8C_%EC%B0%B8%EC%97%AC_%EC%9D%B4%ED%9B%84_%EB%82%98%ED%83%80%EB%82%98%EB%8A%94_%EB%B3%80%ED%99%94-2\" >2. \ud504\ub85c\uadf8\ub7a8 \ub9e4\ub9e4 \uc804\uc6a9 \uacc4\uc88c \ucc38\uc5ec \uc774\ud6c4 \ub098\ud0c0\ub098\ub294 \ubcc0\ud654<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-27\" href=\"https:\/\/cms.daylawblog.co.kr\/?p=1386\/#VIP_%ED%94%84%EB%A1%9C%EC%A0%9D%ED%8A%B8_%EC%9A%B4%EC%98%81_%EA%B5%AC%EC%A1%B0-2\" >VIP \ud504\ub85c\uc81d\ud2b8 \uc6b4\uc601 \uad6c\uc870<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-28\" href=\"https:\/\/cms.daylawblog.co.kr\/?p=1386\/#%EA%B8%B0%EA%B4%80_%EB%B0%B0%EC%A0%95_%EC%A2%85%EB%AA%A9_%EC%B0%B8%EC%97%AC_%EB%B0%A9%EC%8B%9D-2\" >\uae30\uad00 \ubc30\uc815 \uc885\ubaa9 \ucc38\uc5ec \ubc29\uc2dd<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-29\" href=\"https:\/\/cms.daylawblog.co.kr\/?p=1386\/#%ED%88%AC%EC%9E%90_%EA%B8%88%EC%95%A1_%ED%99%95%EB%8C%80_%ED%9D%90%EB%A6%84_%ED%8A%B9%EC%A7%95-2\" >\ud22c\uc790 \uae08\uc561 \ud655\ub300 \ud750\ub984 \ud2b9\uc9d5<\/a><\/li><\/ul><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-1'><a class=\"ez-toc-link ez-toc-heading-30\" href=\"https:\/\/cms.daylawblog.co.kr\/?p=1386\/#3_%EC%B6%9C%EA%B8%88_%EB%8B%A8%EA%B3%84%EC%97%90%EC%84%9C_%EB%B0%98%EB%B3%B5%EB%90%98%EB%8A%94_%EC%B6%94%EA%B0%80_%EB%B9%84%EC%9A%A9_%EC%9A%94%EA%B5%AC_%ED%8C%A8%ED%84%B4-2\" >3. \ucd9c\uae08 \ub2e8\uacc4\uc5d0\uc11c \ubc18\ubcf5\ub418\ub294 \ucd94\uac00 \ube44\uc6a9 \uc694\uad6c \ud328\ud134<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-31\" href=\"https:\/\/cms.daylawblog.co.kr\/?p=1386\/#%EB%B3%B4%EC%95%88_%EC%9D%B8%EC%A6%9D_%EB%B9%84%EC%9A%A9_%EC%9A%94%EA%B5%AC_%EA%B5%AC%EC%A1%B0-2\" >\ubcf4\uc548 \uc778\uc99d \ube44\uc6a9 \uc694\uad6c \uad6c\uc870<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-32\" href=\"https:\/\/cms.daylawblog.co.kr\/?p=1386\/#%EC%9A%B4%EC%98%81_%EC%9E%90%EA%B8%88_%EC%B6%A9%EC%A0%84_%EB%B0%A9%EC%8B%9D_%EB%B6%84%EC%84%9D-2\" >\uc6b4\uc601 \uc790\uae08 \ucda9\uc804 \ubc29\uc2dd \ubd84\uc11d<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-33\" href=\"https:\/\/cms.daylawblog.co.kr\/?p=1386\/#%EC%84%B8%EA%B8%88_%EC%84%A0%EB%82%A9%EA%B3%BC_%EC%9A%B0%EC%84%A0_%EB%B0%B0%EC%A0%95_%EC%9C%A0%EC%A7%80_%ED%9D%90%EB%A6%84-2\" >\uc138\uae08 \uc120\ub0a9\uacfc \uc6b0\uc120 \ubc30\uc815 \uc720\uc9c0 \ud750\ub984<\/a><\/li><\/ul><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-1'><a class=\"ez-toc-link ez-toc-heading-34\" href=\"https:\/\/cms.daylawblog.co.kr\/?p=1386\/#4_%EC%8B%A4%EC%A0%9C_%ED%94%BC%ED%95%B4_%EC%82%AC%EB%A1%80_%EA%B8%B0%EB%B0%98_%EC%A7%84%ED%96%89_%ED%9D%90%EB%A6%84_%EB%B6%84%EC%84%9D-2\" >4. \uc2e4\uc81c \ud53c\ud574 \uc0ac\ub840 \uae30\ubc18 \uc9c4\ud589 \ud750\ub984 \ubd84\uc11d<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-35\" href=\"https:\/\/cms.daylawblog.co.kr\/?p=1386\/#%EC%A0%91%EA%B7%BC%EB%B6%80%ED%84%B0_%EC%B6%9C%EA%B8%88_%EC%A7%80%EC%97%B0%EA%B9%8C%EC%A7%80_%EA%B3%BC%EC%A0%95-2\" >\uc811\uadfc\ubd80\ud130 \ucd9c\uae08 \uc9c0\uc5f0\uae4c\uc9c0 \uacfc\uc815<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-36\" href=\"https:\/\/cms.daylawblog.co.kr\/?p=1386\/#%EC%97%AD%ED%95%A0_%EB%B6%84%EB%A6%AC_%EC%9A%B4%EC%98%81_%ED%8A%B9%EC%A7%95-2\" >\uc5ed\ud560 \ubd84\ub9ac \uc6b4\uc601 \ud2b9\uc9d5<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-37\" href=\"https:\/\/cms.daylawblog.co.kr\/?p=1386\/#%EB%B0%98%EB%B3%B5%EB%90%98%EB%8A%94_%EC%8B%AC%EB%A6%AC_%EC%95%95%EB%B0%95_%EB%B0%A9%EC%8B%9D-2\" >\ubc18\ubcf5\ub418\ub294 \uc2ec\ub9ac \uc555\ubc15 \ubc29\uc2dd<\/a><\/li><\/ul><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-1'><a class=\"ez-toc-link ez-toc-heading-38\" href=\"https:\/\/cms.daylawblog.co.kr\/?p=1386\/#5_%ED%8C%90%EB%8B%A8_%EA%B8%B0%EC%A4%80%EA%B3%BC_%EB%8C%80%EC%9D%91_%EB%B0%A9%ED%96%A5_%EC%A0%95%EB%A6%AC-2\" >5. \ud310\ub2e8 \uae30\uc900\uacfc \ub300\uc751 \ubc29\ud5a5 \uc815\ub9ac<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-39\" href=\"https:\/\/cms.daylawblog.co.kr\/?p=1386\/#%EC%A0%95%EC%83%81_%EC%A6%9D%EA%B6%8C_%ED%88%AC%EC%9E%90_%EA%B5%AC%EC%A1%B0%EC%99%80_%EC%B0%A8%EC%9D%B4%EC%A0%90-2\" >\uc815\uc0c1 \uc99d\uad8c \ud22c\uc790 \uad6c\uc870\uc640 \ucc28\uc774\uc810<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-40\" href=\"https:\/\/cms.daylawblog.co.kr\/?p=1386\/#%EB%B0%98%EB%B3%B5%EC%A0%81%EC%9C%BC%EB%A1%9C_%ED%99%95%EC%9D%B8%EB%90%98%EB%8A%94_%EC%9C%84%ED%97%98_%EC%8B%A0%ED%98%B8-2\" >\ubc18\ubcf5\uc801\uc73c\ub85c \ud655\uc778\ub418\ub294 \uc704\ud5d8 \uc2e0\ud638<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-41\" href=\"https:\/\/cms.daylawblog.co.kr\/?p=1386\/#%EB%8C%80%EC%9D%91_%EA%B3%BC%EC%A0%95%EC%97%90%EC%84%9C_%EC%A4%91%EC%9A%94%ED%95%9C_%EB%B6%80%EB%B6%84-2\" >\ub300\uc751 \uacfc\uc815\uc5d0\uc11c \uc911\uc694\ud55c \ubd80\ubd84<\/a><\/li><\/ul><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-1'><a class=\"ez-toc-link ez-toc-heading-42\" href=\"https:\/\/cms.daylawblog.co.kr\/?p=1386\/#%EA%B2%B0%EB%A1%A0\" >\uacb0\ub860<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-1'><a class=\"ez-toc-link ez-toc-heading-43\" href=\"https:\/\/cms.daylawblog.co.kr\/?p=1386\/#English_Version\" >English Version<\/a><ul class='ez-toc-list-level-2' ><li class='ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-44\" href=\"https:\/\/cms.daylawblog.co.kr\/?p=1386\/#Hyundai_Motor_Securities_Impersonation_Scam_Analysis_HTMS_Project_and_Program_Trading_Structure\" >Hyundai Motor Securities Impersonation Scam Analysis: HTMS Project and Program Trading Structure<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-45\" href=\"https:\/\/cms.daylawblog.co.kr\/?p=1386\/#Initial_Recruitment_Through_BAND_Investment_Groups\" >Initial Recruitment Through BAND Investment Groups<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-46\" href=\"https:\/\/cms.daylawblog.co.kr\/?p=1386\/#Fake_Program_Trading_Systems_and_Institutional_Narratives\" >Fake Program Trading Systems and Institutional Narratives<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-47\" href=\"https:\/\/cms.daylawblog.co.kr\/?p=1386\/#VIP_Investment_Expansion_and_Deposit_Escalation\" >VIP Investment Expansion and Deposit Escalation<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-48\" href=\"https:\/\/cms.daylawblog.co.kr\/?p=1386\/#Withdrawal_Delays_and_Additional_Payment_Demands\" >Withdrawal Delays and Additional Payment Demands<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-49\" href=\"https:\/\/cms.daylawblog.co.kr\/?p=1386\/#Psychological_Pressure_and_Emotional_Entrapment\" >Psychological Pressure and Emotional Entrapment<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-50\" href=\"https:\/\/cms.daylawblog.co.kr\/?p=1386\/#Common_Structural_Warning_Signs\" >Common Structural Warning Signs<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-51\" href=\"https:\/\/cms.daylawblog.co.kr\/?p=1386\/#Final_Analysis\" >Final Analysis<\/a><\/li><\/ul><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h1 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%EB%AA%A9%EC%B0%A8\"><\/span>\ubaa9\ucc28<span class=\"ez-toc-section-end\"><\/span><\/h1>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"1_HTMS_%ED%94%84%EB%A1%9C%EC%A0%9D%ED%8A%B8_%ED%98%95%ED%83%9C%EB%A1%9C_%EC%8B%9C%EC%9E%91%EB%90%98%EB%8A%94_%EC%B4%88%EA%B8%B0_%EC%A0%91%EA%B7%BC_%EA%B5%AC%EC%A1%B0\"><\/span>1. HTMS \ud504\ub85c\uc81d\ud2b8 \ud615\ud0dc\ub85c \uc2dc\uc791\ub418\ub294 \ucd08\uae30 \uc811\uadfc \uad6c\uc870<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"BAND_%ED%88%AC%EC%9E%90%EB%B0%A9_%EC%9C%A0%EC%9E%85_%ED%8A%B9%EC%A7%95\"><\/span>BAND \ud22c\uc790\ubc29 \uc720\uc785 \ud2b9\uc9d5<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%ED%94%84%EB%A1%9C%EA%B7%B8%EB%9E%A8%ED%99%94_%EA%B1%B0%EB%9E%98_%EC%8B%9C%EC%8A%A4%ED%85%9C_%ED%99%8D%EB%B3%B4_%EB%B0%A9%EC%8B%9D\"><\/span>\ud504\ub85c\uadf8\ub7a8\ud654 \uac70\ub798 \uc2dc\uc2a4\ud15c \ud64d\ubcf4 \ubc29\uc2dd<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%EC%B4%88%EA%B8%B0_%EC%8B%A0%EB%A2%B0_%ED%98%95%EC%84%B1_%ED%9D%90%EB%A6%84_%EB%B6%84%EC%84%9D\"><\/span>\ucd08\uae30 \uc2e0\ub8b0 \ud615\uc131 \ud750\ub984 \ubd84\uc11d<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"2_%ED%94%84%EB%A1%9C%EA%B7%B8%EB%9E%A8_%EB%A7%A4%EB%A7%A4_%EC%A0%84%EC%9A%A9_%EA%B3%84%EC%A2%8C_%EC%B0%B8%EC%97%AC_%EC%9D%B4%ED%9B%84_%EB%82%98%ED%83%80%EB%82%98%EB%8A%94_%EB%B3%80%ED%99%94\"><\/span>2. \ud504\ub85c\uadf8\ub7a8 \ub9e4\ub9e4 \uc804\uc6a9 \uacc4\uc88c \ucc38\uc5ec \uc774\ud6c4 \ub098\ud0c0\ub098\ub294 \ubcc0\ud654<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"VIP_%ED%94%84%EB%A1%9C%EC%A0%9D%ED%8A%B8_%EC%9A%B4%EC%98%81_%EA%B5%AC%EC%A1%B0\"><\/span>VIP \ud504\ub85c\uc81d\ud2b8 \uc6b4\uc601 \uad6c\uc870<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%EA%B8%B0%EA%B4%80_%EB%B0%B0%EC%A0%95_%EC%A2%85%EB%AA%A9_%EC%B0%B8%EC%97%AC_%EB%B0%A9%EC%8B%9D\"><\/span>\uae30\uad00 \ubc30\uc815 \uc885\ubaa9 \ucc38\uc5ec \ubc29\uc2dd<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%ED%88%AC%EC%9E%90_%EA%B8%88%EC%95%A1_%ED%99%95%EB%8C%80_%ED%9D%90%EB%A6%84_%ED%8A%B9%EC%A7%95\"><\/span>\ud22c\uc790 \uae08\uc561 \ud655\ub300 \ud750\ub984 \ud2b9\uc9d5<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"3_%EC%B6%9C%EA%B8%88_%EB%8B%A8%EA%B3%84%EC%97%90%EC%84%9C_%EB%B0%98%EB%B3%B5%EB%90%98%EB%8A%94_%EC%B6%94%EA%B0%80_%EB%B9%84%EC%9A%A9_%EC%9A%94%EA%B5%AC_%ED%8C%A8%ED%84%B4\"><\/span>3. \ucd9c\uae08 \ub2e8\uacc4\uc5d0\uc11c \ubc18\ubcf5\ub418\ub294 \ucd94\uac00 \ube44\uc6a9 \uc694\uad6c \ud328\ud134<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%EB%B3%B4%EC%95%88_%EC%9D%B8%EC%A6%9D_%EB%B9%84%EC%9A%A9_%EC%9A%94%EA%B5%AC_%EA%B5%AC%EC%A1%B0\"><\/span>\ubcf4\uc548 \uc778\uc99d \ube44\uc6a9 \uc694\uad6c \uad6c\uc870<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%EC%9A%B4%EC%98%81_%EC%9E%90%EA%B8%88_%EC%B6%A9%EC%A0%84_%EB%B0%A9%EC%8B%9D_%EB%B6%84%EC%84%9D\"><\/span>\uc6b4\uc601 \uc790\uae08 \ucda9\uc804 \ubc29\uc2dd \ubd84\uc11d<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%EC%84%B8%EA%B8%88_%EC%84%A0%EB%82%A9%EA%B3%BC_%EC%9A%B0%EC%84%A0_%EB%B0%B0%EC%A0%95_%EC%9C%A0%EC%A7%80_%ED%9D%90%EB%A6%84\"><\/span>\uc138\uae08 \uc120\ub0a9\uacfc \uc6b0\uc120 \ubc30\uc815 \uc720\uc9c0 \ud750\ub984<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"4_%EC%8B%A4%EC%A0%9C_%ED%94%BC%ED%95%B4_%EC%82%AC%EB%A1%80_%EA%B8%B0%EB%B0%98_%EC%A7%84%ED%96%89_%ED%9D%90%EB%A6%84_%EB%B6%84%EC%84%9D\"><\/span>4. \uc2e4\uc81c \ud53c\ud574 \uc0ac\ub840 \uae30\ubc18 \uc9c4\ud589 \ud750\ub984 \ubd84\uc11d<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%EC%A0%91%EA%B7%BC%EB%B6%80%ED%84%B0_%EC%B6%9C%EA%B8%88_%EC%A7%80%EC%97%B0%EA%B9%8C%EC%A7%80_%EA%B3%BC%EC%A0%95\"><\/span>\uc811\uadfc\ubd80\ud130 \ucd9c\uae08 \uc9c0\uc5f0\uae4c\uc9c0 \uacfc\uc815<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%EC%97%AD%ED%95%A0_%EB%B6%84%EB%A6%AC_%EC%9A%B4%EC%98%81_%ED%8A%B9%EC%A7%95\"><\/span>\uc5ed\ud560 \ubd84\ub9ac \uc6b4\uc601 \ud2b9\uc9d5<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%EB%B0%98%EB%B3%B5%EB%90%98%EB%8A%94_%EC%8B%AC%EB%A6%AC_%EC%95%95%EB%B0%95_%EB%B0%A9%EC%8B%9D\"><\/span>\ubc18\ubcf5\ub418\ub294 \uc2ec\ub9ac \uc555\ubc15 \ubc29\uc2dd<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"5_%ED%8C%90%EB%8B%A8_%EA%B8%B0%EC%A4%80%EA%B3%BC_%EB%8C%80%EC%9D%91_%EB%B0%A9%ED%96%A5_%EC%A0%95%EB%A6%AC\"><\/span>5. \ud310\ub2e8 \uae30\uc900\uacfc \ub300\uc751 \ubc29\ud5a5 \uc815\ub9ac<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%EC%A0%95%EC%83%81_%EC%A6%9D%EA%B6%8C_%ED%88%AC%EC%9E%90_%EA%B5%AC%EC%A1%B0%EC%99%80_%EC%B0%A8%EC%9D%B4%EC%A0%90\"><\/span>\uc815\uc0c1 \uc99d\uad8c \ud22c\uc790 \uad6c\uc870\uc640 \ucc28\uc774\uc810<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%EB%B0%98%EB%B3%B5%EC%A0%81%EC%9C%BC%EB%A1%9C_%ED%99%95%EC%9D%B8%EB%90%98%EB%8A%94_%EC%9C%84%ED%97%98_%EC%8B%A0%ED%98%B8\"><\/span>\ubc18\ubcf5\uc801\uc73c\ub85c \ud655\uc778\ub418\ub294 \uc704\ud5d8 \uc2e0\ud638<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%EB%8C%80%EC%9D%91_%EA%B3%BC%EC%A0%95%EC%97%90%EC%84%9C_%EC%A4%91%EC%9A%94%ED%95%9C_%EB%B6%80%EB%B6%84\"><\/span>\ub300\uc751 \uacfc\uc815\uc5d0\uc11c \uc911\uc694\ud55c \ubd80\ubd84<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"1_HTMS_%ED%94%84%EB%A1%9C%EC%A0%9D%ED%8A%B8_%ED%98%95%ED%83%9C%EB%A1%9C_%EC%8B%9C%EC%9E%91%EB%90%98%EB%8A%94_%EC%B4%88%EA%B8%B0_%EC%A0%91%EA%B7%BC_%EA%B5%AC%EC%A1%B0-2\"><\/span>1. HTMS \ud504\ub85c\uc81d\ud2b8 \ud615\ud0dc\ub85c \uc2dc\uc791\ub418\ub294 \ucd08\uae30 \uc811\uadfc \uad6c\uc870<span class=\"ez-toc-section-end\"><\/span><\/h1>\n\n\n\n<p><strong>\ud604\ub300\ucc28\uc99d\uad8c \uc0ac\uce6d \uc0ac\uae30<\/strong> \uc720\ud615\uc5d0\uc11c\ub294<br>\ucd08\uae30 \uc811\uadfc \ub2e8\uacc4\ubd80\ud130<br>\uc2e4\uc81c \uae30\uad00 \ud22c\uc790 \ud504\ub85c\uc81d\ud2b8\ucc98\ub7fc<br>\ubcf4\uc774\uac8c \ub9cc\ub4dc\ub294 \ud2b9\uc9d5\uc774<br>\ubc18\ubcf5\uc801\uc73c\ub85c \uad00\ucc30\ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ub2e8\uc21c \uc885\ubaa9 \ucd94\ucc9c \uc218\uc900\uc774 \uc544\ub2c8\ub77c<br>\u201c\ud504\ub85c\uadf8\ub7a8 \ub9e4\ub9e4 \uc2dc\uc2a4\ud15c\u201d,<br>\u201c\uae30\uad00 \uc6b4\uc601 \uc790\uae08\u201d,<br>\u201c\ud504\ub85c\uc81d\ud2b8 5\uae30 \uc6b4\uc601\u201d \uac19\uc740 \ud45c\ud604\uc744<br>\ubc18\ubcf5\uc801\uc73c\ub85c \uc0ac\uc6a9\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ud2b9\ud788 \ud22c\uc790 \uacbd\ud5d8\uc774 \uc801\uc740 \uacbd\uc6b0<br>\uc2e4\uc81c \uc99d\uad8c\uc0ac \ud611\ub825 \ud504\ub85c\uc81d\ud2b8\ub77c\uace0<br>\uc624\uc778\ud560 \uac00\ub2a5\uc131\uc774 \ub192\uc544\uc9c8 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>\u201c\ucd08\uae30\uc5d0\ub294 \ud22c\uc790 \uad8c\uc720\ubcf4\ub2e4 \ubb34\ub8cc \uac15\uc758\uc640 \uc2dc\uc7a5 \ubd84\uc11d \uc911\uc2ec\uc73c\ub85c \uc811\uadfc\ud558\ub294 \ud750\ub984\uc774 \uc790\uc8fc \ud655\uc778\ub429\ub2c8\ub2e4.\u201d<\/p>\n<\/blockquote>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"BAND_%ED%88%AC%EC%9E%90%EB%B0%A9_%EC%9C%A0%EC%9E%85_%ED%8A%B9%EC%A7%95-2\"><\/span>BAND \ud22c\uc790\ubc29 \uc720\uc785 \ud2b9\uc9d5<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\uc774\ubc88 \uc720\ud615\uc5d0\uc11c\ub294<br>BAND \ud22c\uc790\ubc29\uacfc \uc624\ud508\ucc44\ud305 \uad6c\uc870\ub97c \ud1b5\ud574<br>\uc811\uadfc\ud558\ub294 \ubc29\uc2dd\uc774 \uc790\uc8fc \uc0ac\uc6a9\ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc6b4\uc601\uc9c4\uc740<br>\uc2dc\uc7a5 \ubd84\uc11d \uc790\ub8cc\uc640<br>\ud504\ub85c\uadf8\ub7a8 \ub9e4\ub9e4 \uc131\uacfc \uc790\ub8cc,<br>\uae30\uad00 \ud22c\uc790 \ud750\ub984 \ub4f1\uc744<br>\uc9c0\uc18d\uc801\uc73c\ub85c \ub178\ucd9c\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ud2b9\ud788 \ubc34\ub4dc \uc548\uc5d0\uc11c\ub294<br>\u201c\uc624\ub298 \uc218\uc775\ub960 \ub2ec\uc131\u201d,<br>\u201cVIP \ud504\ub85c\uc81d\ud2b8 \uc2b9\uc778 \uc644\ub8cc\u201d,<br>\u201c\uae30\uad00 \uc885\ubaa9 \ubc30\uc815 \uc131\uacf5\u201d \uac19\uc740 \uba54\uc2dc\uc9c0\uac00<br>\ubc18\ubcf5\uc801\uc73c\ub85c \ub4f1\uc7a5\ud558\uae30\ub3c4 \ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc774\ub7f0 \uad6c\uc870\ub294<br>\uc2e4\uc81c \uae30\uad00 \ud22c\uc790\ubc29\ucc98\ub7fc<br>\ubcf4\uc774\uac8c \ub9cc\ub4dc\ub294 \ud2b9\uc9d5\uc774 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%ED%94%84%EB%A1%9C%EA%B7%B8%EB%9E%A8%ED%99%94_%EA%B1%B0%EB%9E%98_%EC%8B%9C%EC%8A%A4%ED%85%9C_%ED%99%8D%EB%B3%B4_%EB%B0%A9%EC%8B%9D-2\"><\/span>\ud504\ub85c\uadf8\ub7a8\ud654 \uac70\ub798 \uc2dc\uc2a4\ud15c \ud64d\ubcf4 \ubc29\uc2dd<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\ud504\ub85c\uadf8\ub7a8\ud654 \uac70\ub798 \uc2dc\uc2a4\ud15c\uc774\ub77c\ub294 \ud45c\ud604\ub3c4<br>\uc2e0\ub8b0 \ud615\uc131\uc5d0 \uc790\uc8fc \uc0ac\uc6a9\ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc6b4\uc601\uc9c4\uc740<br>\u201c\uc790\ub3d9 \ub9e4\ub9e4 \uae30\ubc18 \uc6b4\uc601\u201d,<br>\u201c\uae30\uad00 \uc790\uae08 \uc5f0\ub3d9 \uad6c\uc870\u201d,<br>\u201cAI \ubd84\uc11d \uae30\ubc18 \uc885\ubaa9 \uc120\uc815\u201d \uac19\uc740 \uc124\uba85\uc744<br>\ubc18\ubcf5\uc801\uc73c\ub85c \uc0ac\uc6a9\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ud2b9\ud788 \uc790\ub3d9 \uac70\ub798 \uc2dc\uc2a4\ud15c\uc774\ub77c\uace0 \uc124\uba85\ud558\uba74<br>\uc0ac\uc6a9\uc790\ub294<br>\uc77c\ubc18 \uac1c\uc778 \ud22c\uc790\ubcf4\ub2e4<br>\uc548\uc815\uc801\uc778 \uad6c\uc870\ub77c\uace0 \uc778\uc2dd\ud560 \uac00\ub2a5\uc131\uc774 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ud558\uc9c0\ub9cc \uc2e4\uc81c\ub85c\ub294<br>\uc218\uc775 \uad6c\uc870\ubcf4\ub2e4<br>\ucd94\uac00 \uc785\uae08 \uc720\ub3c4 \ud750\ub984\uc774 \uc911\uc2ec\uc774 \ub418\ub294 \uc0ac\ub840\uac00<br>\ubc18\ubcf5\uc801\uc73c\ub85c \ud655\uc778\ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%EC%B4%88%EA%B8%B0_%EC%8B%A0%EB%A2%B0_%ED%98%95%EC%84%B1_%ED%9D%90%EB%A6%84_%EB%B6%84%EC%84%9D-2\"><\/span>\ucd08\uae30 \uc2e0\ub8b0 \ud615\uc131 \ud750\ub984 \ubd84\uc11d<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\ucd08\uae30 \ub2e8\uacc4\uc5d0\uc11c\ub294<br>\ubb34\ub8cc \ud22c\uc790 \uac15\uc758\uc640<br>\uc18c\uc561 \uc218\uc775 \uacbd\ud5d8\uc744 \ud1b5\ud574<br>\uc2e0\ub8b0\ub97c \ud615\uc131\ud558\ub294 \uacbd\uc6b0\uac00 \ub9ce\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc77c\ubd80 \uc0ac\ub840\uc5d0\uc11c\ub294<br>\uc2e4\uc81c\ub85c \uc77c\ubd80 \uc815\uc0b0\uc774 \uac00\ub2a5\ud588\ub358 \uac83\ucc98\ub7fc<br>\ubcf4\uc774\ub294 \ud750\ub984\ub3c4 \ub098\ud0c0\ub0a9\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ubb38\uc81c\ub294<br>\uc774 \uacbd\ud5d8\uc774 \ud50c\ub7ab\ud3fc \uc790\uccb4\uc5d0 \ub300\ud55c<br>\uac15\ud55c \uc2e0\ub8b0\ub85c \uc774\uc5b4\uc9c4\ub2e4\ub294 \uc810\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>\ub2e8\uacc4<\/th><th>\uc124\uba85<\/th><th>\ud2b9\uc9d5<\/th><\/tr><\/thead><tbody><tr><td>1\ub2e8\uacc4<\/td><td>\ucd08\uae30 \uc811\uadfc<\/td><td>BAND\u00b7SNS \uad11\uace0 \uc720\uc785<\/td><\/tr><tr><td>2\ub2e8\uacc4<\/td><td>\uc2e0\ub8b0 \ud615\uc131<\/td><td>\ubb34\ub8cc \uac15\uc758\u00b7\uc218\uc775 \uc778\uc99d<\/td><\/tr><tr><td>3\ub2e8\uacc4<\/td><td>\ud22c\uc790 \ud655\ub300<\/td><td>VIP \ud504\ub85c\uc81d\ud2b8\u00b7\uae30\uad00 \ubc30\uc815<\/td><\/tr><tr><td>4\ub2e8\uacc4<\/td><td>\ucd9c\uae08 \uc9c0\uc5f0<\/td><td>\ucd94\uac00 \ube44\uc6a9 \uc694\uad6c<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>\uc2e4\uc81c \uc0ac\ub840\uc5d0\uc11c\ub294<br>\ucc98\uc74c \uc218\uc2ed\ub9cc \uc6d0 \uc218\uc900 \ud22c\uc790 \ud6c4<br>\uae30\uad00 \ud504\ub85c\uc81d\ud2b8 \ucc38\uc5ec \uba85\ubaa9\uc73c\ub85c<br>\uc218\ubc31\ub9cc \uc6d0 \uc774\uc0c1 \ucd94\uac00 \uc785\uae08\uc774<br>\uc774\uc5b4\uc9c0\ub294 \ud750\ub984\ub3c4<br>\ud655\uc778\ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc720\uc0ac\ud55c \uad6c\uc870\ub294<br>\ub2e4\ub978 IPO \uacf5\ubaa8\uc8fc \uc0ac\uce6d \uc0ac\ub840\uc5d0\uc11c\ub3c4<br>\ubc18\ubcf5\uc801\uc73c\ub85c \ub098\ud0c0\ub098\ub294 \ud2b9\uc9d5\uc774 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"2_%ED%94%84%EB%A1%9C%EA%B7%B8%EB%9E%A8_%EB%A7%A4%EB%A7%A4_%EC%A0%84%EC%9A%A9_%EA%B3%84%EC%A2%8C_%EC%B0%B8%EC%97%AC_%EC%9D%B4%ED%9B%84_%EB%82%98%ED%83%80%EB%82%98%EB%8A%94_%EB%B3%80%ED%99%94-2\"><\/span>2. \ud504\ub85c\uadf8\ub7a8 \ub9e4\ub9e4 \uc804\uc6a9 \uacc4\uc88c \ucc38\uc5ec \uc774\ud6c4 \ub098\ud0c0\ub098\ub294 \ubcc0\ud654<span class=\"ez-toc-section-end\"><\/span><\/h1>\n\n\n\n<p><strong>\ud604\ub300\ucc28\uc99d\uad8c \uc0ac\uce6d \uc0ac\uae30<\/strong> \uad6c\uc870\uc5d0\uc11c\ub294<br>\ud504\ub85c\uadf8\ub7a8 \ub9e4\ub9e4 \uc804\uc6a9 \uacc4\uc88c \ucc38\uc5ec \uc774\ud6c4\ubd80\ud130<br>\ubcf8\uaca9\uc801\uc778 \ud22c\uc790 \ud655\ub300 \ud750\ub984\uc774<br>\uc9c4\ud589\ub418\ub294 \ud2b9\uc9d5\uc774 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ucd08\uae30\uc5d0\ub294<br>\ub2e8\uc21c \ud22c\uc790 \uad50\uc721\ucc98\ub7fc \ubcf4\uc774\uc9c0\ub9cc<br>\uc804\uc6a9 \uacc4\uc88c \ucc38\uc5ec \uc774\ud6c4\uc5d0\ub294<br>VIP \uad6c\uc870\uc640 \uae30\uad00 \uc885\ubaa9 \ubc30\uc815 \ud750\ub984\uc774<br>\ub3d9\uc2dc\uc5d0 \ub4f1\uc7a5\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>\u201c\uc804\uc6a9 \uacc4\uc88c \ucc38\uc5ec \uc774\ud6c4\ubd80\ud130 \ucd94\uac00 \uc785\uae08 \uaddc\ubaa8\uac00 \uae09\uaca9\ud558\uac8c \ucee4\uc9c0\ub294 \uacbd\uc6b0\uac00 \ub9ce\uc2b5\ub2c8\ub2e4.\u201d<\/p>\n<\/blockquote>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"VIP_%ED%94%84%EB%A1%9C%EC%A0%9D%ED%8A%B8_%EC%9A%B4%EC%98%81_%EA%B5%AC%EC%A1%B0-2\"><\/span>VIP \ud504\ub85c\uc81d\ud2b8 \uc6b4\uc601 \uad6c\uc870<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\uc6b4\uc601\uc9c4\uc740<br>\u201cVIP \ud504\ub85c\uc81d\ud2b8 \uc2b9\uc778\u201d,<br>\u201c\uae30\uad00 \uc6b0\uc120 \ubc30\uc815\u201d,<br>\u201c\ud2b9\ubcc4 \ud22c\uc790 \uad6c\uac04 \ucc38\uc5ec\u201d \uac19\uc740 \ud45c\ud604\uc73c\ub85c<br>\ucd94\uac00 \uc785\uae08\uc744 \uc720\ub3c4\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ud2b9\ud788 VIP \ud504\ub85c\uc81d\ud2b8 \ucc38\uc5ec \uc2dc<br>\uace0\uc218\uc775 \uac00\ub2a5\uc131\uc774 \ub192\ub2e4\uace0 \uc124\uba85\ud558\uba70<br>\ud76c\uc18c\uc131\uc744 \uac15\uc870\ud558\ub294 \ud750\ub984\uc774<br>\ubc18\ubcf5\ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ubb38\uc81c\ub294<br>VIP \uad6c\uc870 \uc790\uccb4\uac00<br>\ucd94\uac00 \uc790\uae08 \uc720\uc785\uc744 \uc704\ud55c \uba85\ubd84\uc73c\ub85c<br>\uc0ac\uc6a9\ub420 \uac00\ub2a5\uc131\uc774 \uc788\ub2e4\ub294 \uc810\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc77c\ubd80 \uc0ac\ub840\uc5d0\uc11c\ub294<br>\u201cVIP \uc720\uc9c0 \uc2e4\ud328 \uc2dc \ubc30\uc815 \ucde8\uc18c\u201d \uac19\uc740<br>\uc124\uba85\uae4c\uc9c0 \ucd94\uac00\ub418\uae30\ub3c4 \ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%EA%B8%B0%EA%B4%80_%EB%B0%B0%EC%A0%95_%EC%A2%85%EB%AA%A9_%EC%B0%B8%EC%97%AC_%EB%B0%A9%EC%8B%9D-2\"><\/span>\uae30\uad00 \ubc30\uc815 \uc885\ubaa9 \ucc38\uc5ec \ubc29\uc2dd<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\uae30\uad00 \ubc30\uc815 \uc885\ubaa9\uc774\ub77c\ub294 \ud45c\ud604\ub3c4<br>\ub9e4\uc6b0 \uc790\uc8fc \uc0ac\uc6a9\ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc6b4\uc601\uc9c4\uc740<br>\u201c\uae30\uad00 \ubb3c\ub7c9 \ud655\ubcf4\u201d,<br>\u201c\uc6b0\uc120 \ubc30\uc815 \uc885\ubaa9\u201d,<br>\u201c\ud2b9\ubcc4 \uacf5\ubaa8\uc8fc \ucc38\uc5ec\u201d \uac19\uc740 \uc124\uba85\uc744<br>\ubc18\ubcf5\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ud53c\ud574\uc790\ub294<br>\uc77c\ubc18 \ud22c\uc790\uc790\uac00 \uc811\uadfc\ud558\uae30 \uc5b4\ub824\uc6b4<br>\ud2b9\ubcc4 \ud22c\uc790 \uae30\ud68c\ub77c\uace0<br>\uc0dd\uac01\ud558\uac8c \ub418\ub294 \ud750\ub984\uc774 \ub098\ud0c0\ub0a9\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ud558\uc9c0\ub9cc \uc774\ud6c4\uc5d0\ub294<br>\ubc30\uc815 \uc720\uc9c0 \ube44\uc6a9\uacfc<br>\uc815\uc0b0 \uc218\uc218\ub8cc \ud56d\ubaa9\uc774<br>\ub4f1\uc7a5\ud558\uae30 \uc2dc\uc791\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%ED%88%AC%EC%9E%90_%EA%B8%88%EC%95%A1_%ED%99%95%EB%8C%80_%ED%9D%90%EB%A6%84_%ED%8A%B9%EC%A7%95-2\"><\/span>\ud22c\uc790 \uae08\uc561 \ud655\ub300 \ud750\ub984 \ud2b9\uc9d5<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\ucd08\uae30\uc5d0\ub294<br>\uc18c\uc561 \ud22c\uc790\ub85c \uc2dc\uc791\ub418\uc9c0\ub9cc<br>\uc774\ud6c4\uc5d0\ub294<br>\ud504\ub85c\uc81d\ud2b8 \ucc38\uc5ec \uba85\ubaa9\uc73c\ub85c<br>\uae08\uc561 \ud655\ub300\uac00 \uc9c4\ud589\ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc608\ub97c \ub4e4\uc5b4<br>\u201c\uae30\uad00 \ubc30\uc815 \uc720\uc9c0\u201d,<br>\u201c\uc6b0\uc120 \uc2b9\uc778 \uacc4\uc815\u201d,<br>\u201c\uc6b4\uc601 \uc790\uae08 \ucda9\uc804\u201d \uac19\uc740 \ud45c\ud604\uc774<br>\ub4f1\uc7a5\ud558\uae30\ub3c4 \ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc2e4\uc81c \uc0ac\ub840\uc5d0\uc11c\ub294<br>\ucc98\uc74c 100\ub9cc \uc6d0 \uc774\ud558 \ud22c\uc790 \ud6c4<br>VIP \ud504\ub85c\uc81d\ud2b8 \ucc38\uc5ec \uacfc\uc815\uc5d0\uc11c<br>\uc218\ucc9c\ub9cc \uc6d0 \uaddc\ubaa8 \ucd94\uac00 \uc785\uae08\uc73c\ub85c<br>\uc774\uc5b4\uc9c4 \ud750\ub984\ub3c4 \ubcf4\uace0\ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>\u201c\ub192\uc740 \uc218\uc775\ub960 \uc124\uba85\ubcf4\ub2e4 \uc2e4\uc81c \ucd9c\uae08 \uac00\ub2a5 \uc5ec\ubd80\ub97c \uc6b0\uc120\uc801\uc73c\ub85c \ud655\uc778\ud560 \ud544\uc694\uac00 \uc788\uc2b5\ub2c8\ub2e4.\u201d<\/p>\n<\/blockquote>\n\n\n\n<p>\uad00\ub828 \uad6c\uc870\ub294<br>\ub2e4\ub978 \uac00\uc9dc HTS \ubc0f<br>\ud504\ub85c\uadf8\ub7a8 \ub9e4\ub9e4 \uc0ac\uce6d \uc0ac\ub840\uc640\ub3c4<br>\uc720\uc0ac\uc131\uc774 \ud655\uc778\ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"3_%EC%B6%9C%EA%B8%88_%EB%8B%A8%EA%B3%84%EC%97%90%EC%84%9C_%EB%B0%98%EB%B3%B5%EB%90%98%EB%8A%94_%EC%B6%94%EA%B0%80_%EB%B9%84%EC%9A%A9_%EC%9A%94%EA%B5%AC_%ED%8C%A8%ED%84%B4-2\"><\/span>3. \ucd9c\uae08 \ub2e8\uacc4\uc5d0\uc11c \ubc18\ubcf5\ub418\ub294 \ucd94\uac00 \ube44\uc6a9 \uc694\uad6c \ud328\ud134<span class=\"ez-toc-section-end\"><\/span><\/h1>\n\n\n\n<p><strong>\ud604\ub300\ucc28\uc99d\uad8c \uc0ac\uce6d \uc0ac\uae30<\/strong> \uad00\ub828 \uc0c1\ub2f4\uc5d0\uc11c\ub294<br>\ucd9c\uae08 \ub2e8\uacc4\uc5d0\uc11c<br>\uc0c8\ub85c\uc6b4 \ube44\uc6a9 \ud56d\ubaa9\uc774 \uacc4\uc18d \ucd94\uac00\ub418\ub294 \ud2b9\uc9d5\uc774<br>\ubc18\ubcf5\uc801\uc73c\ub85c \ud655\uc778\ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ucd08\uae30\uc5d0\ub294<br>\u201c\ucd5c\uc885 \uc2b9\uc778 \ub2e8\uacc4 \uc9c4\ud589 \uc911\u201d\uc774\ub77c\uace0 \uc124\uba85\ud558\uc9c0\ub9cc<br>\uc774\ud6c4 \uc6b4\uc601 \uc790\uae08 \ucda9\uc804\uacfc<br>\ubcf4\uc548 \uc778\uc99d \ube44\uc6a9\uc774 \ubc18\ubcf5\uc801\uc73c\ub85c \ub4f1\uc7a5\ud558\ub294 \ud750\ub984\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>\u201c\ucd9c\uae08 \uc9c1\uc804\ub9c8\ub2e4 \uc0c8\ub85c\uc6b4 \uc870\uac74\uc774 \ucd94\uac00\ub418\ub294 \uad6c\uc870\ub294 \ubc18\ubcf5\uc801\uc73c\ub85c \uad00\ucc30\ub429\ub2c8\ub2e4.\u201d<\/p>\n<\/blockquote>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%EB%B3%B4%EC%95%88_%EC%9D%B8%EC%A6%9D_%EB%B9%84%EC%9A%A9_%EC%9A%94%EA%B5%AC_%EA%B5%AC%EC%A1%B0-2\"><\/span>\ubcf4\uc548 \uc778\uc99d \ube44\uc6a9 \uc694\uad6c \uad6c\uc870<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\uac00\uc7a5 \uc790\uc8fc \ub4f1\uc7a5\ud558\ub294 \ud56d\ubaa9 \uc911 \ud558\ub098\ub294<br>\ubcf4\uc548 \uc778\uc99d \ube44\uc6a9\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc6b4\uc601\uc9c4\uc740<br>\u201c\uae30\uad00 \uacc4\uc88c \ubcf4\uc548 \uc778\uc99d\u201d,<br>\u201c\ud504\ub85c\uadf8\ub7a8 \ub9e4\ub9e4 \ud65c\uc131\ud654 \uc808\ucc28\u201d,<br>\u201cVIP \uacc4\uc815 \ubcf4\uc548 \uc720\uc9c0\u201d \uac19\uc740 \uc124\uba85\uc73c\ub85c<br>\ucd94\uac00 \uc785\uae08\uc744 \uc694\uad6c\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ud2b9\ud788 \uc0ac\uc6a9\uc790\uac00 \uc774\ubbf8 \ud070 \uae08\uc561\uc744<br>\ud22c\uc785\ud55c \uc0c1\ud669\uc5d0\uc11c\ub294<br>\uc190\uc2e4 \ud68c\ud53c \uc2ec\ub9ac\uac00 \uac15\ud574\uc838<br>\ucd94\uac00 \uc785\uae08\uc73c\ub85c \uc774\uc5b4\uc9c8 \uac00\ub2a5\uc131\uc774 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ubb38\uc81c\ub294<br>\ube44\uc6a9 \ub0a9\ubd80 \uc774\ud6c4\uc5d0\ub3c4<br>\uc2e4\uc81c \ucd9c\uae08\uc774 \uc9c4\ud589\ub418\uc9c0 \uc54a\ub294 \uacbd\uc6b0\uac00<br>\ubc18\ubcf5\uc801\uc73c\ub85c \ud655\uc778\ub41c\ub2e4\ub294 \uc810\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%EC%9A%B4%EC%98%81_%EC%9E%90%EA%B8%88_%EC%B6%A9%EC%A0%84_%EB%B0%A9%EC%8B%9D_%EB%B6%84%EC%84%9D-2\"><\/span>\uc6b4\uc601 \uc790\uae08 \ucda9\uc804 \ubc29\uc2dd \ubd84\uc11d<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\uc6b4\uc601 \uc790\uae08 \ucda9\uc804 \uc694\uad6c\ub3c4<br>\ub9e4\uc6b0 \uc790\uc8fc \ub098\ud0c0\ub098\ub294 \ud2b9\uc9d5\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc608\ub97c \ub4e4\uc5b4<br>\u201c\uae30\uad00 \uc6b4\uc601 \uc720\uc9c0 \uc870\uac74\u201d,<br>\u201c\ud504\ub85c\uc81d\ud2b8 \ubc30\uc815 \uc720\uc9c0 \uae30\uc900\u201d,<br>\u201c\uc790\ub3d9 \uc815\uc0b0 \ud65c\uc131\ud654 \ubaa9\uc801\u201d \uac19\uc740 \uc774\uc720\ub97c<br>\uc124\uba85\ud558\ub294 \ud750\ub984\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ud2b9\ud788 \ud504\ub85c\uc81d\ud2b8 \uc6b4\uc601 \uad6c\uc870\ucc98\ub7fc \uc124\uba85\ud558\uba74<br>\ubcf5\uc7a1\ud55c \uc2dc\uc2a4\ud15c\uc774\ub77c\uace0<br>\uc624\uc778\ud560 \uac00\ub2a5\uc131\uc774 \ub192\uc544\uc9c8 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ud558\uc9c0\ub9cc \uc815\uc0c1 \ud22c\uc790 \uad6c\uc870\uc5d0\uc11c\ub294<br>\ucd9c\uae08 \uc790\uccb4\ub97c \uc704\ud574<br>\ubc18\ubcf5\uc801\uc73c\ub85c \uac1c\uc778 \uc1a1\uae08\uc744 \uc694\uad6c\ud558\ub294 \uad6c\uc870\uac00<br>\uc77c\ubc18\uc801\uc73c\ub85c \uc0ac\uc6a9\ub418\uc9c0\ub294 \uc54a\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>\ub2e8\uacc4<\/th><th>\uc124\uba85<\/th><th>\ud2b9\uc9d5<\/th><\/tr><\/thead><tbody><tr><td>\uc2b9\uc778 \ub2e8\uacc4<\/td><td>\ucd9c\uae08 \uc694\uccad<\/td><td>\uc2b9\uc778 \uc808\ucc28 \uc124\uba85<\/td><\/tr><tr><td>\uc720\uc9c0 \ub2e8\uacc4<\/td><td>\ud504\ub85c\uc81d\ud2b8 \uc720\uc9c0<\/td><td>\uc6b4\uc601 \uc790\uae08 \uc694\uad6c<\/td><\/tr><tr><td>\uc778\uc99d \ub2e8\uacc4<\/td><td>\uacc4\uc815 \ud65c\uc131\ud654<\/td><td>\ubcf4\uc548 \uc778\uc99d \ube44\uc6a9 \ubc1c\uc0dd<\/td><\/tr><tr><td>\ucd5c\uc885 \ub2e8\uacc4<\/td><td>\ub9c8\uc9c0\ub9c9 \uc2b9\uc778<\/td><td>\ucd94\uac00 \uc785\uae08 \uc720\ub3c4<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%EC%84%B8%EA%B8%88_%EC%84%A0%EB%82%A9%EA%B3%BC_%EC%9A%B0%EC%84%A0_%EB%B0%B0%EC%A0%95_%EC%9C%A0%EC%A7%80_%ED%9D%90%EB%A6%84-2\"><\/span>\uc138\uae08 \uc120\ub0a9\uacfc \uc6b0\uc120 \ubc30\uc815 \uc720\uc9c0 \ud750\ub984<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\ucd9c\uae08 \ub2e8\uacc4 \ud6c4\ubc18\ubd80\uc5d0\uc11c\ub294<br>\uc138\uae08 \uc120\ub0a9\uacfc<br>\uc6b0\uc120 \ubc30\uc815 \uc720\uc9c0 \ube44\uc6a9\uc774<br>\ub4f1\uc7a5\ud558\ub294 \uacbd\uc6b0\uac00 \ub9ce\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc6b4\uc601\uc9c4\uc740<br>\u201c\uc6b0\uc120 \ubc30\uc815 \uc720\uc9c0 \ud544\uc694\u201d,<br>\u201c\uc138\uae08 \uc120\ub0a9 \ud6c4 \uc989\uc2dc \uc9c0\uae09 \uac00\ub2a5\u201d,<br>\u201c\ud604\uc7ac \ud504\ub85c\uc81d\ud2b8 \ub9c8\uac10 \uc9c1\uc804\u201d \uac19\uc740 \uc124\uba85\uc744<br>\ubc18\ubcf5\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc774 \uacfc\uc815\uc5d0\uc11c<br>\uc2dc\uac04 \uc81c\ud55c\ub3c4 \ud568\uaed8 \uac15\uc870\ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\u201c\uc624\ub298 \uc548\uc5d0 \uc785\uae08\ud574\uc57c \ud55c\ub2e4\u201d,<br>\u201c\uc9c0\uae08 \uc9c0\ub098\uba74 \ubc30\uc815 \ucde8\uc18c\u201d \uac19\uc740 \ud45c\ud604\uc740<br>\uc0ac\uc6a9\uc790\uac00 \ucda9\ubd84\ud788 \ud655\uc778\ud558\uc9c0 \ubabb\ud55c \uc0c1\ud0dc\uc5d0\uc11c<br>\uae09\ud558\uac8c \uc785\uae08 \uacb0\uc815\uc744 \ud558\ub3c4\ub85d<br>\uc720\ub3c4\ud558\ub294 \ud2b9\uc9d5\uc774 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>\u201c\uc2dc\uac04 \uc555\ubc15\uc774 \ubc18\ubcf5\ub420\uc218\ub85d \uac1d\uad00\uc801\uc778 \ud310\ub2e8\uc774 \uc5b4\ub824\uc6cc\uc9c8 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\u201d<\/p>\n<\/blockquote>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"4_%EC%8B%A4%EC%A0%9C_%ED%94%BC%ED%95%B4_%EC%82%AC%EB%A1%80_%EA%B8%B0%EB%B0%98_%EC%A7%84%ED%96%89_%ED%9D%90%EB%A6%84_%EB%B6%84%EC%84%9D-2\"><\/span>4. \uc2e4\uc81c \ud53c\ud574 \uc0ac\ub840 \uae30\ubc18 \uc9c4\ud589 \ud750\ub984 \ubd84\uc11d<span class=\"ez-toc-section-end\"><\/span><\/h1>\n\n\n\n<p><strong>\ud604\ub300\ucc28\uc99d\uad8c \uc0ac\uce6d \uc0ac\uae30<\/strong> \uc0ac\ub840\uc5d0\uc11c\ub294<br>\uc811\uadfc\ubd80\ud130 \ucd9c\uae08 \uc9c0\uc5f0\uae4c\uc9c0<br>\uc77c\uc815\ud55c \ud750\ub984\uc774 \ubc18\ubcf5\ub418\ub294 \ud2b9\uc9d5\uc774 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ud2b9\ud788 \ud53c\ud574\uc790\ub294<br>\ucc98\uc74c\ubd80\ud130 \uac70\uc561 \ud22c\uc790\ub97c \uc9c4\ud589\ud558\uae30\ubcf4\ub2e4<br>\uc791\uc740 \uc131\uacf5 \uacbd\ud5d8 \uc774\ud6c4<br>\uae08\uc561\uc744 \ud655\ub300\ud558\ub294 \uacbd\uc6b0\uac00 \ub9ce\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%EC%A0%91%EA%B7%BC%EB%B6%80%ED%84%B0_%EC%B6%9C%EA%B8%88_%EC%A7%80%EC%97%B0%EA%B9%8C%EC%A7%80_%EA%B3%BC%EC%A0%95-2\"><\/span>\uc811\uadfc\ubd80\ud130 \ucd9c\uae08 \uc9c0\uc5f0\uae4c\uc9c0 \uacfc\uc815<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\ud55c \uc0ac\ub840\uc5d0\uc11c\ub294<br>BAND \ud22c\uc790\ubc29 \ucd08\ub300\ub97c \ud1b5\ud574<br>\ucc98\uc74c \uc811\uadfc\uc774 \uc2dc\uc791\ub410\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ucd08\uae30\uc5d0\ub294<br>\ubb34\ub8cc \ud22c\uc790 \uac15\uc758\uc640<br>\uc2dc\uc7a5 \ubd84\uc11d \uc790\ub8cc\ub9cc<br>\uc81c\uacf5\ub410\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc774\ud6c4 \uc218\uc775 \uc778\uc99d \uc774\ubbf8\uc9c0\uc640<br>\ud604\uae08 \ub2e4\ubc1c \uc0ac\uc9c4,<br>\ucd9c\uae08 \uc644\ub8cc \ud6c4\uae30\uac00<br>\ubc18\ubcf5\uc801\uc73c\ub85c \uc62c\ub77c\uc624\uae30 \uc2dc\uc791\ud588\uace0<br>\ud53c\ud574\uc790\ub294 \uc18c\uc561 \ud22c\uc790\ub97c \uc9c4\ud589\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ucc98\uc74c\uc5d0\ub294<br>\uc77c\ubd80 \uc815\uc0b0\ub3c4 \uac00\ub2a5\ud588\ub358 \uac83\uc73c\ub85c<br>\uc124\uba85\ub410\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uadf8\ub7ec\ub098 \uc774\ud6c4<br>VIP \ud504\ub85c\uc81d\ud2b8 \ucc38\uc5ec \uc81c\uc548\uc774 \ub4f1\uc7a5\ud588\uace0<br>\uae30\uad00 \ubc30\uc815 \uc885\ubaa9 \ucc38\uc5ec \uacfc\uc815\uc5d0\uc11c<br>\ucd94\uac00 \uc785\uae08\uc774 \uc9c4\ud589\ub410\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ucd9c\uae08 \ub2e8\uacc4\uc5d0\uc11c\ub294<br>\ubcf4\uc548 \uc778\uc99d \ube44\uc6a9,<br>\uc6b4\uc601 \uc790\uae08 \ucda9\uc804,<br>\uc138\uae08 \uc120\ub0a9 \ub4f1\uc774<br>\uc5f0\uc18d\uc801\uc73c\ub85c \uc694\uad6c\ub410\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uacb0\uad6d \ud53c\ud574\uc790\ub294<br>\ucd9c\uae08\uc774 \uc9c0\uc5f0\ub418\ub294 \uc0c1\ud669 \uc18d\uc5d0\uc11c<br>\uacc4\uc18d \ucd94\uac00 \ube44\uc6a9\ub9cc \ubd80\ub2f4\ud558\uac8c \ub41c \ud750\ub984\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%EC%97%AD%ED%95%A0_%EB%B6%84%EB%A6%AC_%EC%9A%B4%EC%98%81_%ED%8A%B9%EC%A7%95-2\"><\/span>\uc5ed\ud560 \ubd84\ub9ac \uc6b4\uc601 \ud2b9\uc9d5<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\uc774\ubc88 \uc720\ud615\uc5d0\uc11c\ub294<br>\uc5ed\ud560 \ubd84\ub9ac \uc6b4\uc601\uc774<br>\ub9e4\uc6b0 \uc911\uc694\ud558\uac8c \uc0ac\uc6a9\ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc6b4\uc601\uc9c4 \uc5ed\ud560 \uacc4\uc815\uc740<br>\uc2dc\uc7a5 \ubd84\uc11d\uacfc \ud504\ub85c\uc81d\ud2b8 \uc124\uba85\uc744 \ub2f4\ub2f9\ud558\uace0<br>\uace0\uac1d\uc13c\ud130 \uc5ed\ud560 \uacc4\uc815\uc740<br>\uc785\uae08\uacfc \uc778\uc99d \uc808\ucc28\ub97c \ub2f4\ub2f9\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ubc14\ub78c\uc7a1\uc774 \ucc38\uc5ec\uc790 \uacc4\uc815\uc740<br>\uc218\uc775 \ud6c4\uae30\uc640 \uc815\uc0b0 \uc778\uc99d \uba54\uc2dc\uc9c0\ub97c<br>\ubc18\ubcf5\uc801\uc73c\ub85c \ub178\ucd9c\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc774 \uad6c\uc870\uac00 \ubc18\ubcf5\ub418\uba74<br>\uc0ac\uc6a9\uc790\ub294<br>\uc2e4\uc81c \ub300\ud615 \ud22c\uc790 \ud504\ub85c\uc81d\ud2b8\uc640<br>\uc18c\ud1b5 \uc911\uc774\ub77c\uace0<br>\uc778\uc2dd\ud560 \uac00\ub2a5\uc131\uc774 \ub192\uc544\uc9d1\ub2c8\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%EB%B0%98%EB%B3%B5%EB%90%98%EB%8A%94_%EC%8B%AC%EB%A6%AC_%EC%95%95%EB%B0%95_%EB%B0%A9%EC%8B%9D-2\"><\/span>\ubc18\ubcf5\ub418\ub294 \uc2ec\ub9ac \uc555\ubc15 \ubc29\uc2dd<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\ud53c\ud574 \uc9c4\ud589 \uacfc\uc815\uc5d0\uc11c\ub294<br>\uc2ec\ub9ac \uc555\ubc15 \uc694\uc18c\ub3c4<br>\ub9e4\uc6b0 \uc911\uc694\ud558\uac8c \uc791\uc6a9\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc608\ub97c \ub4e4\uc5b4<br>\u201c\uc9c0\uae08 \uc911\ub2e8\ud558\uba74 \ubc30\uc815 \ucde8\uc18c\u201d,<br>\u201cVIP \uc720\uc9c0 \uc2e4\ud328 \uc2dc \uc190\uc2e4 \ubc1c\uc0dd\u201d,<br>\u201c\ub9c8\uc9c0\ub9c9 \ub2e8\uacc4\ub9cc \uc644\ub8cc\ud558\uba74 \uc790\ub3d9 \ucd9c\uae08 \uac00\ub2a5\u201d \uac19\uc740<br>\ud45c\ud604\uc774 \ubc18\ubcf5\ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc774\ub294 \ud53c\ud574\uc790\uac00<br>\uc774\ubbf8 \ud22c\uc785\ud55c \ube44\uc6a9\uc744 \ud3ec\uae30\ud558\uc9c0 \ubabb\ud558\uac8c \ub9cc\ub4dc\ub294<br>\uc2ec\ub9ac \uad6c\uc870\uc640 \uc5f0\uacb0\ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>\u201c\ucd94\uac00 \uc785\uae08\uc774 \ubc18\ubcf5\ub420\uc218\ub85d \uc815\uc0c1\uc801\uc778 \ud310\ub2e8\uc774 \uc5b4\ub824\uc6cc\uc9c0\ub294 \uacbd\uc6b0\uac00 \ub9ce\uc2b5\ub2c8\ub2e4.\u201d<\/p>\n<\/blockquote>\n\n\n\n<p>\ub610\ud55c \uc77c\ubd80 \uc0ac\ub840\uc5d0\uc11c\ub294<br>\uc678\ubd80\uc5d0 \uc54c\ub9ac\uc9c0 \ub9d0\ub77c\ub294 \uc2dd\uc758<br>\uc124\uba85\uc774 \ucd94\uac00\ub418\uae30\ub3c4 \ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc774\ub7f0 \ud750\ub984\uc740<br>\uc678\ubd80 \uac80\ud1a0 \uac00\ub2a5\uc131\uc744 \uc904\uc774\uae30 \uc704\ud55c<br>\ud2b9\uc9d5\uc73c\ub85c\ub3c4 \ud574\uc11d\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc720\uc0ac\ud55c \uc9c4\ud589 \ubc29\uc2dd\uc740<br>\ub2e4\ub978 IPO \uacf5\ubaa8\uc8fc \ubc0f<br>\uac00\uc9dc\uac70\ub798\uc18c \uad6c\uc870\uc5d0\uc11c\ub3c4<br>\ubc18\ubcf5\uc801\uc73c\ub85c \ud655\uc778\ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"5_%ED%8C%90%EB%8B%A8_%EA%B8%B0%EC%A4%80%EA%B3%BC_%EB%8C%80%EC%9D%91_%EB%B0%A9%ED%96%A5_%EC%A0%95%EB%A6%AC-2\"><\/span>5. \ud310\ub2e8 \uae30\uc900\uacfc \ub300\uc751 \ubc29\ud5a5 \uc815\ub9ac<span class=\"ez-toc-section-end\"><\/span><\/h1>\n\n\n\n<p><strong>\ud604\ub300\ucc28\uc99d\uad8c \uc0ac\uce6d \uc0ac\uae30<\/strong> \uad6c\uc870\ub97c \ud310\ub2e8\ud560 \ub54c\ub294<br>\uc218\uc775\ub960 \uc790\uccb4\ubcf4\ub2e4<br>\ucd9c\uae08 \uacfc\uc815\uacfc<br>\ucd94\uac00 \uc870\uac74 \ubc1c\uc0dd \uc5ec\ubd80\ub97c<br>\uc6b0\uc120\uc801\uc73c\ub85c \ud655\uc778\ud560 \ud544\uc694\uac00 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ud2b9\ud788 \ud504\ub85c\uadf8\ub7a8 \ub9e4\ub9e4 \uc2dc\uc2a4\ud15c,<br>\uae30\uad00 \uc6b4\uc601 \uc790\uae08,<br>VIP \ud504\ub85c\uc81d\ud2b8 \uac19\uc740 \ud45c\ud604\uc740<br>\uc2e0\ub8b0\ub97c \ub192\uc774\uae30 \uc704\ud574<br>\ubc18\ubcf5\uc801\uc73c\ub85c \uc0ac\uc6a9\ub418\ub294 \ud2b9\uc9d5\uc774 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>\u201c\uc815\uc0c1 \ud22c\uc790 \uad6c\uc870\ub77c\uba74 \ucd9c\uae08 \uc9c1\uc804\ub9c8\ub2e4 \uc0c8\ub85c\uc6b4 \uc870\uac74\uc774 \ubc18\ubcf5 \ucd94\uac00\ub418\uc9c0\ub294 \uc54a\uc2b5\ub2c8\ub2e4.\u201d<\/p>\n<\/blockquote>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%EC%A0%95%EC%83%81_%EC%A6%9D%EA%B6%8C_%ED%88%AC%EC%9E%90_%EA%B5%AC%EC%A1%B0%EC%99%80_%EC%B0%A8%EC%9D%B4%EC%A0%90-2\"><\/span>\uc815\uc0c1 \uc99d\uad8c \ud22c\uc790 \uad6c\uc870\uc640 \ucc28\uc774\uc810<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\uc815\uc0c1 \uc99d\uad8c\uc0ac\ub294<br>\ucd9c\uae08 \uc790\uccb4\ub97c \uc704\ud574<br>\uac1c\uc778 \uacc4\uc88c\ub85c \ubc18\ubcf5 \uc1a1\uae08\uc744 \uc694\uad6c\ud558\ub294 \ubc29\uc2dd\uc774<br>\uc9c0\uc18d\uc801\uc73c\ub85c \ub098\ud0c0\ub098\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ub610\ud55c<br>\ubcf4\uc548 \uc778\uc99d \ube44\uc6a9,<br>\uc6b4\uc601 \uc790\uae08 \ucda9\uc804,<br>\uc6b0\uc120 \ubc30\uc815 \uc720\uc9c0 \ube44\uc6a9 \uac19\uc740 \ud56d\ubaa9\uc774<br>\uacc4\uc18d \ucd94\uac00\ub41c\ub2e4\uba74<br>\uad6c\uc870 \uc790\uccb4\ub97c \ub2e4\uc2dc \ud655\uc778\ud560 \ud544\uc694\uac00 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ud2b9\ud788 \uc678\ubd80 \ud50c\ub7ab\ud3fc \uc124\uce58\uc640<br>\ube44\uacf5\uac1c \ud22c\uc790\ubc29 \uc6b4\uc601\uc774 \uacb0\ud569\ub418\ub294 \uacbd\uc6b0\uc5d0\ub294<br>\ub354 \uc2e0\uc911\ud55c \uac80\ud1a0\uac00 \ud544\uc694\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%EB%B0%98%EB%B3%B5%EC%A0%81%EC%9C%BC%EB%A1%9C_%ED%99%95%EC%9D%B8%EB%90%98%EB%8A%94_%EC%9C%84%ED%97%98_%EC%8B%A0%ED%98%B8-2\"><\/span>\ubc18\ubcf5\uc801\uc73c\ub85c \ud655\uc778\ub418\ub294 \uc704\ud5d8 \uc2e0\ud638<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\ub2e4\uc74c\uacfc \uac19\uc740 \ud750\ub984\uc740<br>\uc8fc\uc758\uac00 \ud544\uc694\ud55c \uc2e0\ud638\ub85c \ubcfc \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\ud504\ub85c\uadf8\ub7a8 \ub9e4\ub9e4 \uc2dc\uc2a4\ud15c \uac15\uc870<\/li>\n\n\n\n<li>\uc18c\uc561 \uc815\uc0b0 \ud6c4 \uae08\uc561 \ud655\ub300 \uc720\ub3c4<\/li>\n\n\n\n<li>VIP \ud504\ub85c\uc81d\ud2b8 \ucc38\uc5ec \uad8c\uc720<\/li>\n\n\n\n<li>\uae30\uad00 \ubc30\uc815 \uc720\uc9c0 \ube44\uc6a9 \uc694\uad6c<\/li>\n\n\n\n<li>\ucd9c\uae08 \uc9c1\uc804 \ubc18\ubcf5\ub418\ub294 \ube44\uc6a9 \ubc1c\uc0dd<\/li>\n\n\n\n<li>\uc2dc\uac04 \uc81c\ud55c\uc744 \uac15\uc870\ud558\ub294 \uc785\uae08 \uc555\ubc15<\/li>\n\n\n\n<li>\uc678\ubd80 \ud50c\ub7ab\ud3fc \uc124\uce58 \uc720\ub3c4<\/li>\n<\/ul>\n\n\n\n<p>\uc774\ub7f0 \uc694\uc18c\uac00 \ub3d9\uc2dc\uc5d0 \uacb0\ud569\ub420\uc218\ub85d<br>\uc815\uc0c1 \ud22c\uc790 \uad6c\uc870\uc778\uc9c0<br>\uac1d\uad00\uc801\uc73c\ub85c \ud655\uc778\ud560 \ud544\uc694\uc131\uc774<br>\ucee4\uc9c8 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%EB%8C%80%EC%9D%91_%EA%B3%BC%EC%A0%95%EC%97%90%EC%84%9C_%EC%A4%91%EC%9A%94%ED%95%9C_%EB%B6%80%EB%B6%84-2\"><\/span>\ub300\uc751 \uacfc\uc815\uc5d0\uc11c \uc911\uc694\ud55c \ubd80\ubd84<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\ud53c\ud574\uac00 \uc9c4\ud589 \uc911\uc778 \uacbd\uc6b0\uc5d0\ub294<br>\ucd94\uac00 \uc785\uae08 \uc5ec\ubd80\ub97c<br>\uc6b0\uc120\uc801\uc73c\ub85c \uc2e0\uc911\ud558\uac8c \ud310\ub2e8\ud560 \ud544\uc694\uac00 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ud2b9\ud788 \ucd9c\uae08 \uc9c0\uc5f0 \uc0c1\ud0dc\uc5d0\uc11c<br>\uc0c8\ub85c\uc6b4 \ube44\uc6a9 \ud56d\ubaa9\uc774 \uacc4\uc18d \ub4f1\uc7a5\ud55c\ub2e4\uba74<br>\uad6c\uc870 \uc790\uccb4\ub97c \ub2e4\uc2dc \uac80\ud1a0\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ub610\ud55c \ub300\ud654 \ub0b4\uc6a9,<br>\uc785\uae08 \ub0b4\uc5ed,<br>\ud50c\ub7ab\ud3fc \ud654\uba74,<br>\uc6b4\uc601 \uacc4\uc815 \uc815\ubcf4 \ub4f1\uc744<br>\uc815\ub9ac\ud574\ub450\ub294 \uacfc\uc815\ub3c4 \uc911\uc694\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc720\uc0ac\ud55c \uad6c\uc870\ub294<br>\ub2e4\ub978 \ud504\ub85c\uadf8\ub7a8 \ub9e4\ub9e4 \ubc0f<br>\uc804\ubb38\uac00 \uc0ac\uce6d \uc0ac\ub840\uc5d0\uc11c\ub3c4<br>\ubc18\ubcf5\uc801\uc73c\ub85c \ud655\uc778\ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uad00\ub828 \ud750\ub984\uc740<br>\ub2e4\ub978 \uc8fc\uc2dd \ub9ac\ub529\ubc29 \ud53c\ud574 \uc0ac\ub840 \ubd84\uc11d \uae00\uc5d0\uc11c\ub3c4<br>\uc720\uc0ac\ud558\uac8c \ub098\ud0c0\ub098\ub294 \ud2b9\uc9d5\uc774 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%EA%B2%B0%EB%A1%A0\"><\/span>\uacb0\ub860<span class=\"ez-toc-section-end\"><\/span><\/h1>\n\n\n\n<p>\ucd5c\uadfc <strong>\ud604\ub300\ucc28\uc99d\uad8c \uc0ac\uce6d \uc0ac\uae30<\/strong> \uad00\ub828 \uc0ac\ub840\uc5d0\uc11c\ub294<br>\ud504\ub85c\uadf8\ub7a8 \ub9e4\ub9e4 \uc2dc\uc2a4\ud15c\uacfc<br>\uae30\uad00 \ud22c\uc790 \uad6c\uc870\ub97c \uacb0\ud569\ud574<br>\uc2e0\ub8b0\ub97c \ud615\uc131\ud558\ub294 \ud750\ub984\uc774<br>\ubc18\ubcf5\uc801\uc73c\ub85c \ub098\ud0c0\ub098\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ud2b9\ud788 HTMS \ud504\ub85c\uc81d\ud2b8 \uad6c\uc870\uc5d0\uc11c\ub294<br>\uc18c\uc561 \uc815\uc0b0 \uacbd\ud5d8 \uc774\ud6c4<br>VIP \ud504\ub85c\uc81d\ud2b8 \ucc38\uc5ec\uc640 \ucd9c\uae08 \uc9c0\uc5f0\uc774<br>\ub3d9\uc2dc\uc5d0 \uc774\uc5b4\uc9c0\ub294 \uc0ac\ub840\uac00<br>\ud655\uc778\ub418\ub294 \uacbd\uc6b0\uac00 \ub9ce\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ucd9c\uae08 \uc9c1\uc804\ub9c8\ub2e4<br>\uc0c8\ub85c\uc6b4 \uc870\uac74\uacfc \ube44\uc6a9\uc774 \ucd94\uac00\ub41c\ub2e4\uba74<br>\uad6c\uc870 \uc790\uccb4\ub97c \ub2e4\uc2dc \ud655\uc778\ud560 \ud544\uc694\uac00 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ubb34\uc5c7\ubcf4\ub2e4 \uc911\uc694\ud55c \ubd80\ubd84\uc740<br>\ucd94\uac00 \uc785\uae08 \uc694\uad6c\uac00 \ubc18\ubcf5\ub418\ub294 \uc0c1\ud669\uc5d0\uc11c<br>\ucda9\ubd84\ud55c \ud655\uc778 \uc5c6\uc774<br>\uae09\ud558\uac8c \uacb0\uc815\uc744 \uc9c4\ud589\ud558\uc9c0 \uc54a\ub294 \uac83\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"English_Version\"><\/span>English Version<span class=\"ez-toc-section-end\"><\/span><\/h1>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Hyundai_Motor_Securities_Impersonation_Scam_Analysis_HTMS_Project_and_Program_Trading_Structure\"><\/span>Hyundai Motor Securities Impersonation Scam Analysis: HTMS Project and Program Trading Structure<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Recent scam reports involving the so-called HTMS Project have shown a repeated pattern of institutional investment impersonation combined with fake program trading systems and withdrawal delay tactics.<\/p>\n\n\n\n<p>Rather than functioning like legitimate securities investment programs, these operations are designed to imitate institutional trading environments connected to program-based investment systems.<\/p>\n\n\n\n<p>The structure frequently combines:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>BAND investment groups<\/li>\n\n\n\n<li>Open chat investment rooms<\/li>\n\n\n\n<li>fake program trading systems<\/li>\n\n\n\n<li>institutional capital narratives<\/li>\n\n\n\n<li>VIP investment projects<\/li>\n\n\n\n<li>withdrawal restriction tactics<\/li>\n<\/ul>\n\n\n\n<p>In many reported cases, victims initially believed they were participating in a legitimate institutional investment opportunity connected to Hyundai Motor Securities.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Initial_Recruitment_Through_BAND_Investment_Groups\"><\/span>Initial Recruitment Through BAND Investment Groups<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Most victims first encounter the structure through:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>BAND investment rooms,<\/li>\n\n\n\n<li>SNS advertisements,<\/li>\n\n\n\n<li>open chat invitations,<\/li>\n\n\n\n<li>or online investment communities.<\/li>\n<\/ul>\n\n\n\n<p>At the beginning, operators focus heavily on:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>free investment lectures,<\/li>\n\n\n\n<li>market analysis materials,<\/li>\n\n\n\n<li>program trading explanations,<\/li>\n\n\n\n<li>institutional investment narratives,<\/li>\n\n\n\n<li>successful profit screenshots.<\/li>\n<\/ul>\n\n\n\n<p>The early stage is designed to lower skepticism gradually.<\/p>\n\n\n\n<p>Operators frequently display:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>withdrawal completion images,<\/li>\n\n\n\n<li>cash bundle photos,<\/li>\n\n\n\n<li>successful investment stories,<\/li>\n\n\n\n<li>institutional allocation notices.<\/li>\n<\/ul>\n\n\n\n<p>This environment creates the illusion of a highly active and profitable institutional investment project.<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>\u201cProfessional-looking investment communities are frequently used to establish emotional trust.\u201d<\/p>\n<\/blockquote>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Fake_Program_Trading_Systems_and_Institutional_Narratives\"><\/span>Fake Program Trading Systems and Institutional Narratives<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>A major characteristic involves the use of program trading terminology.<\/p>\n\n\n\n<p>Operators often explain the structure using phrases such as:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u201cautomated trading systems,\u201d<\/li>\n\n\n\n<li>\u201cinstitutional capital management,\u201d<\/li>\n\n\n\n<li>\u201cVIP project approval,\u201d<\/li>\n\n\n\n<li>\u201cpriority stock allocation.\u201d<\/li>\n<\/ul>\n\n\n\n<p>These explanations can make inexperienced investors believe the structure is professionally operated and institutionally supported.<\/p>\n\n\n\n<p>At the same time, multiple accounts may operate simultaneously:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>managers,<\/li>\n\n\n\n<li>support staff,<\/li>\n\n\n\n<li>successful investor participants,<\/li>\n\n\n\n<li>customer service operators.<\/li>\n<\/ul>\n\n\n\n<p>This role separation creates the appearance of a large-scale investment organization.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"VIP_Investment_Expansion_and_Deposit_Escalation\"><\/span>VIP Investment Expansion and Deposit Escalation<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>After trust is established, victims are encouraged to participate in:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>VIP projects,<\/li>\n\n\n\n<li>institutional stock allocations,<\/li>\n\n\n\n<li>special investment phases,<\/li>\n\n\n\n<li>program trading accounts.<\/li>\n<\/ul>\n\n\n\n<p>The structure gradually pushes users toward larger deposits.<\/p>\n\n\n\n<p>Initially, investment amounts remain relatively small.<\/p>\n\n\n\n<p>Later, operators encourage:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>allocation maintenance payments,<\/li>\n\n\n\n<li>institutional account activation,<\/li>\n\n\n\n<li>project expansion funding,<\/li>\n\n\n\n<li>operational capital contributions.<\/li>\n<\/ul>\n\n\n\n<p>Some victims report that their deposits increased rapidly after entering VIP project participation structures.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Withdrawal_Delays_and_Additional_Payment_Demands\"><\/span>Withdrawal Delays and Additional Payment Demands<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>The most important warning signs usually appear during the withdrawal phase.<\/p>\n\n\n\n<p>Victims are often informed that withdrawals are already approved.<\/p>\n\n\n\n<p>However, new financial conditions repeatedly appear afterward.<\/p>\n\n\n\n<p>Common explanations include:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>security authentication fees,<\/li>\n\n\n\n<li>operational capital charges,<\/li>\n\n\n\n<li>settlement processing costs,<\/li>\n\n\n\n<li>account activation expenses,<\/li>\n\n\n\n<li>priority allocation maintenance fees,<\/li>\n\n\n\n<li>tax prepayments.<\/li>\n<\/ul>\n\n\n\n<p>Victims are repeatedly told:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u201cThe project is approaching its final stage.\u201d<\/li>\n\n\n\n<li>\u201cPriority allocation will be canceled without immediate payment.\u201d<\/li>\n\n\n\n<li>\u201cFinal approval is currently in progress.\u201d<\/li>\n\n\n\n<li>\u201cAutomatic withdrawal will become available after additional funding.\u201d<\/li>\n<\/ul>\n\n\n\n<p>The structure relies heavily on urgency and emotional pressure.<\/p>\n\n\n\n<p>Operators attempt to convince victims that immediate payment is necessary to avoid losing investment opportunities.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Psychological_Pressure_and_Emotional_Entrapment\"><\/span>Psychological Pressure and Emotional Entrapment<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Another major feature involves emotional manipulation inside investment groups.<\/p>\n\n\n\n<p>Operators create the illusion that:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>everyone else already completed the process,<\/li>\n\n\n\n<li>withdrawals are functioning normally,<\/li>\n\n\n\n<li>delays are temporary,<\/li>\n\n\n\n<li>additional payments are standard procedures.<\/li>\n<\/ul>\n\n\n\n<p>Victims who already transferred significant amounts may feel psychologically trapped.<\/p>\n\n\n\n<p>The more money already invested, the more difficult it becomes emotionally to stop.<\/p>\n\n\n\n<p>Some users also report being discouraged from discussing the situation with family or outside contacts.<\/p>\n\n\n\n<p>That isolation effect reduces opportunities for independent verification.<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>\u201cRepeated urgency combined with additional payment demands is one of the most common patterns observed in these operations.\u201d<\/p>\n<\/blockquote>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Common_Structural_Warning_Signs\"><\/span>Common Structural Warning Signs<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Several warning indicators repeatedly appear in these cases:<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>Stage<\/th><th>Common Pattern<\/th><th>Objective<\/th><\/tr><\/thead><tbody><tr><td>Recruitment<\/td><td>BAND\/Open Chat<\/td><td>Build trust<\/td><\/tr><tr><td>Trust Formation<\/td><td>Profit screenshots<\/td><td>Reduce skepticism<\/td><\/tr><tr><td>Expansion<\/td><td>VIP projects<\/td><td>Increase deposits<\/td><\/tr><tr><td>Withdrawal<\/td><td>Additional fees<\/td><td>Delay payout<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>Additional warning signs include:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>fake program trading systems,<\/li>\n\n\n\n<li>institutional investment narratives,<\/li>\n\n\n\n<li>repeated payment requests,<\/li>\n\n\n\n<li>priority allocation pressure,<\/li>\n\n\n\n<li>external platform installations,<\/li>\n\n\n\n<li>withdrawal restrictions after larger deposits.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Final_Analysis\"><\/span>Final Analysis<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>The core issue in these structures is not simply investment loss.<\/p>\n\n\n\n<p>The operational pattern usually follows this sequence:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>attract attention,<\/li>\n\n\n\n<li>build emotional trust,<\/li>\n\n\n\n<li>expand investment size,<\/li>\n\n\n\n<li>delay withdrawals,<\/li>\n\n\n\n<li>demand repeated additional payments.<\/li>\n<\/ol>\n\n\n\n<p>Professional-looking trading systems and institutional terminology do not necessarily indicate legitimacy.<\/p>\n\n\n\n<p>Sophisticated investment communities, expert impersonation, and organized communication structures can all be replicated to create credibility.<\/p>\n\n\n\n<p>For that reason, withdrawal behavior is often more important than displayed profit figures.<\/p>\n\n\n\n<p>If a platform repeatedly changes withdrawal conditions or demands additional payments before releasing funds, the structure itself should be carefully re-evaluated.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p>#\ud604\ub300\ucc28\uc99d\uad8c\uc0ac\uce6d\uc0ac\uae30<br>#HTMS\ud504\ub85c\uc81d\ud2b8<br>#\uc9c0\uc2dd\ud0d0\ud5d8\uc12cV1<br>#\ud504\ub85c\uadf8\ub7a8\ud654\uac70\ub798\uc2dc\uc2a4\ud15c<br>#\uc8fc\uc2dd\ub9ac\ub529\ubc29\uc0ac\uae30<br>#\uac00\uc9dc\uac70\ub798\uc18c\uc0ac\uae30<br>#\ucd9c\uae08\uc9c0\uc5f0<br>#\ud22c\uc790\uc0ac\uae30<br>#\uc0ac\uae30\ud53c\ud574<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\ud604\ub300\ucc28\uc99d\uad8c \uc0ac\uce6d \uc0ac\uae30 \uad6c\uc870\ub294 HTMS \ud504\ub85c\uc81d\ud2b8\uc640 \ud504\ub85c\uadf8\ub7a8\ud654 \uac70\ub798 \uc2dc\uc2a4\ud15c \uc0ac\uce6d \ubc29\uc2dd\uc744 \uacb0\ud569\ud574 \uc2e0\ub8b0\ub97c \ud615\uc131\ud558\ub294 \ud2b9\uc9d5\uc774 \ud655\uc778\ub429\ub2c8\ub2e4. \ucd5c\uadfc \ud604\ub300\ucc28\uc99d\uad8c \uc0ac\uce6d \uc0ac\uae30 \uad00\ub828 \uc0c1\ub2f4\uc5d0\uc11c\ub294 \ucd9c\uae08 \uc9c0\uc5f0\uacfc \ucd94\uac00 \uc785\uae08 \uc694\uad6c \uc0ac\ub840\uac00 \ubc18\ubcf5\uc801\uc73c\ub85c \ub098\ud0c0\ub098\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc5c5\uccb4\uba85 : HTMS \ud504\ub85c\uc81d\ud2b8 \u00b7 \ud604\ub300\ucc28\uc99d\uad8c \uc0ac\uce6d \u00b7 \uc9c0\uc2dd \ud0d0\ud5d8\uc12cV1 \u00b7 \ud504\ub85c\uadf8\ub7a8\ud654 \uac70\ub798 \uc2dc\uc2a4\ud15c \uc0ac\uce6d \uc218\ubc95 : BAND(\ubc34\ub4dc) \ud22c\uc790\ubc29\u00b7\uc624\ud508\ucc44\ud305\u00b7SNS \uad11\uace0 \ub4f1\uc744 \ud1b5\ud574 HTMS \ud504\ub85c\uc81d\ud2b8\u00b7\ud504\ub85c\uadf8\ub7a8 [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[5],"tags":[],"class_list":["post-1386","post","type-post","status-publish","format-standard","hentry","category-stock-advisory-scam-recovery"],"jetpack_featured_media_url":"","_links":{"self":[{"href":"https:\/\/cms.daylawblog.co.kr\/index.php?rest_route=\/wp\/v2\/posts\/1386","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/cms.daylawblog.co.kr\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/cms.daylawblog.co.kr\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/cms.daylawblog.co.kr\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/cms.daylawblog.co.kr\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=1386"}],"version-history":[{"count":1,"href":"https:\/\/cms.daylawblog.co.kr\/index.php?rest_route=\/wp\/v2\/posts\/1386\/revisions"}],"predecessor-version":[{"id":1396,"href":"https:\/\/cms.daylawblog.co.kr\/index.php?rest_route=\/wp\/v2\/posts\/1386\/revisions\/1396"}],"wp:attachment":[{"href":"https:\/\/cms.daylawblog.co.kr\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=1386"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/cms.daylawblog.co.kr\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=1386"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/cms.daylawblog.co.kr\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=1386"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}