{"id":483,"date":"2026-05-06T12:06:51","date_gmt":"2026-05-06T12:06:51","guid":{"rendered":"https:\/\/cms.daylawblog.co.kr\/?p=483"},"modified":"2026-05-06T12:06:51","modified_gmt":"2026-05-06T12:06:51","slug":"htms-%ed%94%84%eb%a1%9c%ec%a0%9d%ed%8a%b8-%ec%82%ac%ea%b8%b0-%ea%b2%bd%ea%b3%a0-%eb%b0%98%eb%93%9c%ec%8b%9c-%ec%95%8c%ec%95%84%ec%95%bc-%ed%95%a0-7%ea%b0%80%ec%a7%80-%ed%95%b5%ec%8b%ac-%ea%b5%ac","status":"publish","type":"post","link":"https:\/\/cms.daylawblog.co.kr\/?p=483","title":{"rendered":"HTMS \ud504\ub85c\uc81d\ud2b8 \uc0ac\uae30 \uacbd\uace0 \ubc18\ub4dc\uc2dc \uc54c\uc544\uc57c \ud560 7\uac00\uc9c0 \ud575\uc2ec \uad6c\uc870 | Scam Legal Guide"},"content":{"rendered":"\n<figure class=\"wp-block-image size-large\"><a href=\"https:\/\/www.daylawblog.co.kr\/\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"1024\" src=\"https:\/\/cms.daylawblog.co.kr\/wp-content\/uploads\/2026\/05\/\uc81c\ubaa9\uc744-\uc785\ub825\ud574\uc8fc\uc138\uc694.-2-1024x1024.png\" alt=\"HTMS \ud504\ub85c\uc81d\ud2b8 \uc0ac\uae30 \ub9e4\ucee4\ub2c8\uc998\" class=\"wp-image-484\" srcset=\"https:\/\/cms.daylawblog.co.kr\/wp-content\/uploads\/2026\/05\/\uc81c\ubaa9\uc744-\uc785\ub825\ud574\uc8fc\uc138\uc694.-2-1024x1024.png 1024w, https:\/\/cms.daylawblog.co.kr\/wp-content\/uploads\/2026\/05\/\uc81c\ubaa9\uc744-\uc785\ub825\ud574\uc8fc\uc138\uc694.-2-300x300.png 300w, https:\/\/cms.daylawblog.co.kr\/wp-content\/uploads\/2026\/05\/\uc81c\ubaa9\uc744-\uc785\ub825\ud574\uc8fc\uc138\uc694.-2-150x150.png 150w, https:\/\/cms.daylawblog.co.kr\/wp-content\/uploads\/2026\/05\/\uc81c\ubaa9\uc744-\uc785\ub825\ud574\uc8fc\uc138\uc694.-2-768x768.png 768w, https:\/\/cms.daylawblog.co.kr\/wp-content\/uploads\/2026\/05\/\uc81c\ubaa9\uc744-\uc785\ub825\ud574\uc8fc\uc138\uc694.-2.png 1080w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/a><\/figure>\n\n\n\n<p>HTMS \ud504\ub85c\uc81d\ud2b8 \uc0ac\uae30 \ud53c\ud574 \ubb38\uc758\uac00 \uc99d\uac00\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. HTMS \ud504\ub85c\uc81d\ud2b8 \uc0ac\uae30\ub294 \ud604\ub300\ucc28\uc99d\uad8c \uc0ac\uce6d\uacfc \uc8fc\uc2dd \ub9ac\ub529\ubc29 \uad6c\uc870\ub97c \uacb0\ud569\ud574 \ucd9c\uae08 \uc218\uc218\ub8cc \uc694\uad6c\uc640 \ucd94\uac00 \uc785\uae08\uc744 \uc720\ub3c4\ud558\ub294 \ud2b9\uc9d5\uc774 \ud655\uc778\ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc5c5\uccb4\uba85 : \ud604\ub300\ucc28\uc99d\uad8c \uc0ac\uce6d \u00b7 HTMS \ud504\ub85c\uc81d\ud2b8<\/p>\n\n\n\n<p>\uc218\ubc95 : \uc720\ud29c\ube0c \uad11\uace0\ub97c \ud1b5\ud574 \ubb34\ub8cc \uc8fc\uc2dd \uad50\uc721\u00b7\uae09\ub4f1\uc8fc \ucd94\ucc9c\u00b7\ub2e8\uae30 \uc218\uc775 \uac00\ub2a5 \uc885\ubaa9 \ub4f1\uc744 \ub0b4\uc138\uc6cc \uc811\uadfc\ud558\uace0 \ub124\uc774\ubc84 \ubc34\ub4dc \u2018\uafc8\uc744\ud5a5\ud574 \ub098\uc544\uac00\ub77c\u2019 \ub2e8\uccb4\ubc29\uc73c\ub85c \uc720\uc785\uc2dc\ud0a8 \ub4a4 \ud604\ub300\ucc28\uc99d\uad8c \uba85\uce6d\uacfc \uae30\uad00 \ud504\ub85c\uc81d\ud2b8\u00b7\ub0b4\ubd80 \uc9c4\ud589 \ud504\ub85c\uadf8\ub7a8 \ub4f1\uc744 \uac15\uc870\ud558\uba70 \ucd08\uae30\uc5d0\ub294 \uc218\uc775\uc774 \ubc1c\uc0dd\ud55c \uac83\ucc98\ub7fc \ubcf4\uc5ec \uc2e0\ub8b0 \ud615\uc131\ud55c \ud6c4 \ubcc4\ub3c4 \uac70\ub798\uc18c \ubc0f \ud50c\ub7ab\ud3fc \uac00\uc785\uc744 \uc720\ub3c4\ud558\uace0 \uc18c\uc561 \ud22c\uc790 \uc774\ud6c4 \ub2e8\uacc4\uc801\uc73c\ub85c \uae08\uc561\uc744 \ud655\ub300\uc2dc\ud0a4\uba70 HTMS \ud504\ub85c\uc81d\ud2b8 \ucc38\uc5ec\uc640 \uace0\uc218\uc775 \uae30\ub300\uac10\uc744 \ud1b5\ud574 \ucd94\uac00 \uc785\uae08\uc744 \uc720\ub3c4\ud558\uace0 \uc774\ud6c4 \ucd9c\uae08 \ub2e8\uacc4\uc5d0\uc11c\ub294 \ubcf4\uc99d\uae08\u00b7\uacc4\uc815 \uc778\uc99d \ube44\uc6a9\u00b7\uc815\uc0b0 \uc808\ucc28 \ub4f1\uc758 \uc0ac\uc720\ub85c \uc9c0\uae09 \uc9c0\uc5f0\uc2dc\ud0a4\uba70 \uc120\uc785\uae08 \uc870\uac74\uc744 \ubc18\ubcf5\uc801\uc73c\ub85c \ucd94\uac00\ud558\uace0 \ucd94\uac00 \uc785\uae08\uc744 \uc694\uad6c\ud558\ub294 \ubc29\uc2dd\uc73c\ub85c \uc774\uc5b4\uc9c0\ub294 \uad6c\uc870<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><a href=\"tel:010-9482-2179\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"512\" src=\"https:\/\/cms.daylawblog.co.kr\/wp-content\/uploads\/2026\/05\/2-5-1024x512.png\" alt=\"\" class=\"wp-image-491\" srcset=\"https:\/\/cms.daylawblog.co.kr\/wp-content\/uploads\/2026\/05\/2-5-1024x512.png 1024w, https:\/\/cms.daylawblog.co.kr\/wp-content\/uploads\/2026\/05\/2-5-300x150.png 300w, https:\/\/cms.daylawblog.co.kr\/wp-content\/uploads\/2026\/05\/2-5-768x384.png 768w, https:\/\/cms.daylawblog.co.kr\/wp-content\/uploads\/2026\/05\/2-5.png 1080w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/a><\/figure>\n\n\n\n<figure class=\"wp-block-image size-large\"><a href=\"https:\/\/open.kakao.com\/o\/sCjjMMOh\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"512\" src=\"https:\/\/cms.daylawblog.co.kr\/wp-content\/uploads\/2026\/05\/3-5-1024x512.png\" alt=\"\" class=\"wp-image-493\" srcset=\"https:\/\/cms.daylawblog.co.kr\/wp-content\/uploads\/2026\/05\/3-5-1024x512.png 1024w, https:\/\/cms.daylawblog.co.kr\/wp-content\/uploads\/2026\/05\/3-5-300x150.png 300w, https:\/\/cms.daylawblog.co.kr\/wp-content\/uploads\/2026\/05\/3-5-768x384.png 768w, https:\/\/cms.daylawblog.co.kr\/wp-content\/uploads\/2026\/05\/3-5.png 1080w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/a><\/figure>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"1024\" src=\"https:\/\/cms.daylawblog.co.kr\/wp-content\/uploads\/2026\/05\/4-5-1024x1024.png\" alt=\"\" class=\"wp-image-495\" srcset=\"https:\/\/cms.daylawblog.co.kr\/wp-content\/uploads\/2026\/05\/4-5-1024x1024.png 1024w, https:\/\/cms.daylawblog.co.kr\/wp-content\/uploads\/2026\/05\/4-5-300x300.png 300w, https:\/\/cms.daylawblog.co.kr\/wp-content\/uploads\/2026\/05\/4-5-150x150.png 150w, https:\/\/cms.daylawblog.co.kr\/wp-content\/uploads\/2026\/05\/4-5-768x768.png 768w, https:\/\/cms.daylawblog.co.kr\/wp-content\/uploads\/2026\/05\/4-5.png 1080w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"1024\" src=\"https:\/\/cms.daylawblog.co.kr\/wp-content\/uploads\/2026\/05\/5-5-1024x1024.png\" alt=\"\" class=\"wp-image-492\" srcset=\"https:\/\/cms.daylawblog.co.kr\/wp-content\/uploads\/2026\/05\/5-5-1024x1024.png 1024w, https:\/\/cms.daylawblog.co.kr\/wp-content\/uploads\/2026\/05\/5-5-300x300.png 300w, https:\/\/cms.daylawblog.co.kr\/wp-content\/uploads\/2026\/05\/5-5-150x150.png 150w, https:\/\/cms.daylawblog.co.kr\/wp-content\/uploads\/2026\/05\/5-5-768x768.png 768w, https:\/\/cms.daylawblog.co.kr\/wp-content\/uploads\/2026\/05\/5-5.png 1080w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"1024\" src=\"https:\/\/cms.daylawblog.co.kr\/wp-content\/uploads\/2026\/05\/6-5-1024x1024.png\" alt=\"\" class=\"wp-image-497\" srcset=\"https:\/\/cms.daylawblog.co.kr\/wp-content\/uploads\/2026\/05\/6-5-1024x1024.png 1024w, https:\/\/cms.daylawblog.co.kr\/wp-content\/uploads\/2026\/05\/6-5-300x300.png 300w, https:\/\/cms.daylawblog.co.kr\/wp-content\/uploads\/2026\/05\/6-5-150x150.png 150w, https:\/\/cms.daylawblog.co.kr\/wp-content\/uploads\/2026\/05\/6-5-768x768.png 768w, https:\/\/cms.daylawblog.co.kr\/wp-content\/uploads\/2026\/05\/6-5.png 1080w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"1024\" src=\"https:\/\/cms.daylawblog.co.kr\/wp-content\/uploads\/2026\/05\/7-5-1024x1024.png\" alt=\"\" class=\"wp-image-496\" srcset=\"https:\/\/cms.daylawblog.co.kr\/wp-content\/uploads\/2026\/05\/7-5-1024x1024.png 1024w, https:\/\/cms.daylawblog.co.kr\/wp-content\/uploads\/2026\/05\/7-5-300x300.png 300w, https:\/\/cms.daylawblog.co.kr\/wp-content\/uploads\/2026\/05\/7-5-150x150.png 150w, https:\/\/cms.daylawblog.co.kr\/wp-content\/uploads\/2026\/05\/7-5-768x768.png 768w, https:\/\/cms.daylawblog.co.kr\/wp-content\/uploads\/2026\/05\/7-5.png 1080w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"1024\" src=\"https:\/\/cms.daylawblog.co.kr\/wp-content\/uploads\/2026\/05\/8-2-1024x1024.png\" alt=\"\" class=\"wp-image-494\" srcset=\"https:\/\/cms.daylawblog.co.kr\/wp-content\/uploads\/2026\/05\/8-2-1024x1024.png 1024w, https:\/\/cms.daylawblog.co.kr\/wp-content\/uploads\/2026\/05\/8-2-300x300.png 300w, https:\/\/cms.daylawblog.co.kr\/wp-content\/uploads\/2026\/05\/8-2-150x150.png 150w, https:\/\/cms.daylawblog.co.kr\/wp-content\/uploads\/2026\/05\/8-2-768x768.png 768w, https:\/\/cms.daylawblog.co.kr\/wp-content\/uploads\/2026\/05\/8-2.png 1080w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"512\" src=\"https:\/\/cms.daylawblog.co.kr\/wp-content\/uploads\/2026\/05\/9-2-1024x512.png\" alt=\"\" class=\"wp-image-498\" srcset=\"https:\/\/cms.daylawblog.co.kr\/wp-content\/uploads\/2026\/05\/9-2-1024x512.png 1024w, https:\/\/cms.daylawblog.co.kr\/wp-content\/uploads\/2026\/05\/9-2-300x150.png 300w, https:\/\/cms.daylawblog.co.kr\/wp-content\/uploads\/2026\/05\/9-2-768x384.png 768w, https:\/\/cms.daylawblog.co.kr\/wp-content\/uploads\/2026\/05\/9-2.png 1080w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p>\ucd5c\uadfc <strong>HTMS \ud504\ub85c\uc81d\ud2b8 \uc0ac\uae30<\/strong> \uad00\ub828 \uc0c1\ub2f4 \ubb38\uc758\uac00<br>\uc99d\uac00\ud558\ub294 \ud750\ub984\uc774 \ud655\uc778\ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ud2b9\ud788 \uc720\ud29c\ube0c \uad11\uace0\uc640<br>\ub124\uc774\ubc84 \ubc34\ub4dc \ub9ac\ub529\ubc29\uc744 \uacb0\ud569\ud55c \ud615\ud0dc\ub85c<br>\uc811\uadfc\uc774 \uc774\ub8e8\uc5b4\uc9c0\ub294 \ud2b9\uc9d5\uc774 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ucd08\uae30\uc5d0\ub294 \ubb34\ub8cc \uc8fc\uc2dd \uad50\uc721\uacfc<br>\uc218\uc775 \uc778\uc99d \uc790\ub8cc\ub97c \ud1b5\ud574<br>\uc2e0\ub8b0\ub97c \ud615\uc131\ud55c \ub4a4<br>\ubcc4\ub3c4 \ud50c\ub7ab\ud3fc \uac00\uc785\uc73c\ub85c \uc5f0\uacb0\ub418\ub294<br>\ud750\ub984\uc774 \ubc18\ubcf5\ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc774\ud6c4 \ucd9c\uae08 \ub2e8\uacc4\uc5d0\uc11c\ub294<br>\ubcf4\uc99d\uae08, \uacc4\uc815 \uc778\uc99d \ube44\uc6a9,<br>\uc815\uc0b0 \uc808\ucc28 \ub4f1\uc758 \uc774\uc720\ub85c<br>\uc120\uc785\uae08\uc744 \uc694\uad6c\ud558\ub294 \uad6c\uc870\uac00<br>\ud655\uc778\ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc774\ubc88 \uae00\uc5d0\uc11c\ub294<br>\ud604\ub300\ucc28\uc99d\uad8c \uc0ac\uce6d \ud750\ub984\uacfc<br>HTMS \ud504\ub85c\uc81d\ud2b8 \uad6c\uc870,<br>\ucd9c\uae08 \uc9c0\uc5f0 \ud328\ud134\uacfc<br>\ud310\ub2e8 \uae30\uc900\uc744 \uc21c\uc11c\ub300\ub85c \uc815\ub9ac\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_82_2 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-1'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/cms.daylawblog.co.kr\/?p=483\/#%EB%AA%A9%EC%B0%A8\" >\ubaa9\ucc28<\/a><ul class='ez-toc-list-level-2' ><li class='ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/cms.daylawblog.co.kr\/?p=483\/#1_HTMS_%ED%94%84%EB%A1%9C%EC%A0%9D%ED%8A%B8_%EC%82%AC%EA%B8%B0_%EC%9C%A0%EC%9E%85%EC%9D%80_%EB%AC%B4%EB%A3%8C_%EC%A3%BC%EC%8B%9D_%EA%B5%90%EC%9C%A1%EC%9C%BC%EB%A1%9C_%EC%8B%9C%EC%9E%91%EB%90%A9%EB%8B%88%EB%8B%A4\" >1. HTMS \ud504\ub85c\uc81d\ud2b8 \uc0ac\uae30 \uc720\uc785\uc740 \ubb34\ub8cc \uc8fc\uc2dd \uad50\uc721\uc73c\ub85c \uc2dc\uc791\ub429\ub2c8\ub2e4<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/cms.daylawblog.co.kr\/?p=483\/#%EC%9C%A0%ED%8A%9C%EB%B8%8C_%EA%B4%91%EA%B3%A0%EB%A5%BC_%ED%86%B5%ED%95%9C_%EC%B4%88%EA%B8%B0_%EC%A0%91%EA%B7%BC\" >\uc720\ud29c\ube0c \uad11\uace0\ub97c \ud1b5\ud55c \ucd08\uae30 \uc811\uadfc<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/cms.daylawblog.co.kr\/?p=483\/#%EB%84%A4%EC%9D%B4%EB%B2%84_%EB%B0%B4%EB%93%9C_%E2%80%98%EA%BF%88%EC%9D%84%ED%96%A5%ED%95%B4_%EB%82%98%EC%95%84%EA%B0%80%EB%9D%BC_%EC%9C%A0%EC%9E%85_%EA%B5%AC%EC%A1%B0\" >\ub124\uc774\ubc84 \ubc34\ub4dc \u2018\uafc8\uc744\ud5a5\ud574 \ub098\uc544\uac00\ub77c\u2019 \uc720\uc785 \uad6c\uc870<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/cms.daylawblog.co.kr\/?p=483\/#%EC%8B%A4%EC%A0%9C_%ED%94%BC%ED%95%B4_%ED%9D%90%EB%A6%84_%EC%82%AC%EB%A1%80\" >\uc2e4\uc81c \ud53c\ud574 \ud750\ub984 \uc0ac\ub840<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/cms.daylawblog.co.kr\/?p=483\/#2_%ED%98%84%EB%8C%80%EC%B0%A8%EC%A6%9D%EA%B6%8C_%EC%82%AC%EC%B9%AD%EA%B3%BC_HTMS_%ED%94%84%EB%A1%9C%EC%A0%9D%ED%8A%B8_%ED%8A%B9%EC%A7%95\" >2. \ud604\ub300\ucc28\uc99d\uad8c \uc0ac\uce6d\uacfc HTMS \ud504\ub85c\uc81d\ud2b8 \ud2b9\uc9d5<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/cms.daylawblog.co.kr\/?p=483\/#%ED%98%84%EB%8C%80%EC%B0%A8%EC%A6%9D%EA%B6%8C_%EB%AA%85%EC%B9%AD%EC%9D%84_%ED%99%9C%EC%9A%A9%ED%95%9C_%EC%8B%A0%EB%A2%B0_%ED%98%95%EC%84%B1\" >\ud604\ub300\ucc28\uc99d\uad8c \uba85\uce6d\uc744 \ud65c\uc6a9\ud55c \uc2e0\ub8b0 \ud615\uc131<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/cms.daylawblog.co.kr\/?p=483\/#HTMS_%ED%94%84%EB%A1%9C%EC%A0%9D%ED%8A%B8_%EC%B0%B8%EC%97%AC_%EC%9C%A0%EB%8F%84_%EB%B0%A9%EC%8B%9D\" >HTMS \ud504\ub85c\uc81d\ud2b8 \ucc38\uc5ec \uc720\ub3c4 \ubc29\uc2dd<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/cms.daylawblog.co.kr\/?p=483\/#%EC%9A%B4%EC%98%81%EC%A7%84_%EC%97%AD%ED%95%A0_%EB%B6%84%EB%A6%AC_%ED%8A%B9%EC%A7%95\" >\uc6b4\uc601\uc9c4 \uc5ed\ud560 \ubd84\ub9ac \ud2b9\uc9d5<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/cms.daylawblog.co.kr\/?p=483\/#%EC%8B%A4%EC%A0%9C_%ED%94%BC%ED%95%B4_%ED%9D%90%EB%A6%84_%EC%82%AC%EB%A1%80-2\" >\uc2e4\uc81c \ud53c\ud574 \ud750\ub984 \uc0ac\ub840<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/cms.daylawblog.co.kr\/?p=483\/#3_%EA%B0%80%EC%A7%9C_%ED%94%8C%EB%9E%AB%ED%8F%BC_%EA%B0%80%EC%9E%85%EA%B3%BC_%ED%88%AC%EC%9E%90_%ED%99%95%EB%8C%80_%EB%B0%A9%EC%8B%9D\" >3. \uac00\uc9dc \ud50c\ub7ab\ud3fc \uac00\uc785\uacfc \ud22c\uc790 \ud655\ub300 \ubc29\uc2dd<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/cms.daylawblog.co.kr\/?p=483\/#%ED%94%8C%EB%9E%AB%ED%8F%BC_%EA%B0%80%EC%9E%85_%EC%9C%A0%EB%8F%84_%ED%9D%90%EB%A6%84\" >\ud50c\ub7ab\ud3fc \uac00\uc785 \uc720\ub3c4 \ud750\ub984<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/cms.daylawblog.co.kr\/?p=483\/#%EC%88%98%EC%9D%B5_%ED%99%94%EB%A9%B4%EA%B3%BC_%EC%9E%94%EA%B3%A0_%ED%91%9C%EC%8B%9C_%ED%8A%B9%EC%A7%95\" >\uc218\uc775 \ud654\uba74\uacfc \uc794\uace0 \ud45c\uc2dc \ud2b9\uc9d5<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/cms.daylawblog.co.kr\/?p=483\/#%ED%88%AC%EC%9E%90_%EA%B8%88%EC%95%A1_%ED%99%95%EB%8C%80_%EB%B0%A9%EC%8B%9D\" >\ud22c\uc790 \uae08\uc561 \ud655\ub300 \ubc29\uc2dd<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/cms.daylawblog.co.kr\/?p=483\/#%EC%8B%A4%EC%A0%9C_%ED%94%BC%ED%95%B4_%ED%9D%90%EB%A6%84_%EC%82%AC%EB%A1%80-3\" >\uc2e4\uc81c \ud53c\ud574 \ud750\ub984 \uc0ac\ub840<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/cms.daylawblog.co.kr\/?p=483\/#4_%EC%B6%9C%EA%B8%88_%EC%A7%80%EC%97%B0%EA%B3%BC_%EC%84%A0%EC%9E%85%EA%B8%88_%EC%9A%94%EA%B5%AC_%ED%8C%A8%ED%84%B4\" >4. \ucd9c\uae08 \uc9c0\uc5f0\uacfc \uc120\uc785\uae08 \uc694\uad6c \ud328\ud134<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/cms.daylawblog.co.kr\/?p=483\/#%EC%B6%9C%EA%B8%88_%EB%8B%A8%EA%B3%84%EC%97%90%EC%84%9C_%EB%B0%9C%EC%83%9D%ED%95%98%EB%8A%94_%EC%A1%B0%EA%B1%B4_%EB%B3%80%EA%B2%BD\" >\ucd9c\uae08 \ub2e8\uacc4\uc5d0\uc11c \ubc1c\uc0dd\ud558\ub294 \uc870\uac74 \ubcc0\uacbd<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/cms.daylawblog.co.kr\/?p=483\/#%EC%84%A0%EC%9E%85%EA%B8%88_%EC%9A%94%EA%B5%AC%EA%B0%80_%EB%B0%98%EB%B3%B5%EB%90%98%EB%8A%94_%EC%9D%B4%EC%9C%A0\" >\uc120\uc785\uae08 \uc694\uad6c\uac00 \ubc18\ubcf5\ub418\ub294 \uc774\uc720<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-19\" href=\"https:\/\/cms.daylawblog.co.kr\/?p=483\/#%EA%B3%A0%EA%B0%9D%EC%84%BC%ED%84%B0_%EB%8C%80%EC%9D%91_%ED%8A%B9%EC%A7%95\" >\uace0\uac1d\uc13c\ud130 \ub300\uc751 \ud2b9\uc9d5<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-20\" href=\"https:\/\/cms.daylawblog.co.kr\/?p=483\/#%EC%8B%A4%EC%A0%9C_%ED%94%BC%ED%95%B4_%ED%9D%90%EB%A6%84_%EC%82%AC%EB%A1%80-4\" >\uc2e4\uc81c \ud53c\ud574 \ud750\ub984 \uc0ac\ub840<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-21\" href=\"https:\/\/cms.daylawblog.co.kr\/?p=483\/#5_%EB%8C%80%EC%9D%91_%EC%A0%84_%EB%B0%98%EB%93%9C%EC%8B%9C_%ED%99%95%EC%9D%B8%ED%95%B4%EC%95%BC_%ED%95%A0_%ED%95%B5%EC%8B%AC_%EC%82%AC%ED%95%AD\" >5. \ub300\uc751 \uc804 \ubc18\ub4dc\uc2dc \ud655\uc778\ud574\uc57c \ud560 \ud575\uc2ec \uc0ac\ud56d<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-22\" href=\"https:\/\/cms.daylawblog.co.kr\/?p=483\/#%EB%B0%98%EB%93%9C%EC%8B%9C_%ED%99%95%EB%B3%B4%ED%95%B4%EC%95%BC_%ED%95%98%EB%8A%94_%EC%9E%90%EB%A3%8C\" >\ubc18\ub4dc\uc2dc \ud655\ubcf4\ud574\uc57c \ud558\ub294 \uc790\ub8cc<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-23\" href=\"https:\/\/cms.daylawblog.co.kr\/?p=483\/#%EC%B6%94%EA%B0%80_%EC%9E%85%EA%B8%88_%EC%A4%91%EB%8B%A8_%ED%95%84%EC%9A%94%EC%84%B1\" >\ucd94\uac00 \uc785\uae08 \uc911\ub2e8 \ud544\uc694\uc131<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-24\" href=\"https:\/\/cms.daylawblog.co.kr\/?p=483\/#%EC%9E%90%EB%A3%8C_%EC%A0%95%EB%A6%AC_%ED%91%9C\" >\uc790\ub8cc \uc815\ub9ac \ud45c<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-25\" href=\"https:\/\/cms.daylawblog.co.kr\/?p=483\/#%EC%8B%A4%EC%A0%9C_%EB%8C%80%EC%9D%91_%EC%A0%84_%ED%99%95%EC%9D%B8%ED%95%A0_%EB%B6%80%EB%B6%84\" >\uc2e4\uc81c \ub300\uc751 \uc804 \ud655\uc778\ud560 \ubd80\ubd84<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-26\" href=\"https:\/\/cms.daylawblog.co.kr\/?p=483\/#%EA%B2%B0%EB%A1%A0\" >\uacb0\ub860<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-1'><a class=\"ez-toc-link ez-toc-heading-27\" href=\"https:\/\/cms.daylawblog.co.kr\/?p=483\/#English_Version\" >English Version<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-1'><a class=\"ez-toc-link ez-toc-heading-28\" href=\"https:\/\/cms.daylawblog.co.kr\/?p=483\/#HTMS_Project_Investment_Scam_Warning_Fake_Securities_Platform_Structure_and_Withdrawal_Restriction_Pattern\" >HTMS Project Investment Scam Warning: Fake Securities Platform Structure and Withdrawal Restriction Pattern<\/a><ul class='ez-toc-list-level-2' ><li class='ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-29\" href=\"https:\/\/cms.daylawblog.co.kr\/?p=483\/#1_Initial_Contact_Through_Free_Stock_Education\" >1. Initial Contact Through Free Stock Education<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-30\" href=\"https:\/\/cms.daylawblog.co.kr\/?p=483\/#2_Use_of_Hyundai_Securities_Impersonation\" >2. Use of Hyundai Securities Impersonation<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-31\" href=\"https:\/\/cms.daylawblog.co.kr\/?p=483\/#3_Trust_Formation_Through_Profit_Screens\" >3. Trust Formation Through Profit Screens<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-32\" href=\"https:\/\/cms.daylawblog.co.kr\/?p=483\/#4_The_Withdrawal_Restriction_Stage\" >4. The Withdrawal Restriction Stage<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-33\" href=\"https:\/\/cms.daylawblog.co.kr\/?p=483\/#5_Psychological_Pressure_and_Repeated_Deposits\" >5. Psychological Pressure and Repeated Deposits<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-34\" href=\"https:\/\/cms.daylawblog.co.kr\/?p=483\/#6_Common_Structural_Characteristics\" >6. Common Structural Characteristics<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-35\" href=\"https:\/\/cms.daylawblog.co.kr\/?p=483\/#7_Evidence_That_Should_Be_Preserved\" >7. Evidence That Should Be Preserved<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-36\" href=\"https:\/\/cms.daylawblog.co.kr\/?p=483\/#8_Why_Additional_Deposits_Require_Caution\" >8. Why Additional Deposits Require Caution<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-37\" href=\"https:\/\/cms.daylawblog.co.kr\/?p=483\/#9_Final_Summary\" >9. Final Summary<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h1 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%EB%AA%A9%EC%B0%A8\"><\/span>\ubaa9\ucc28<span class=\"ez-toc-section-end\"><\/span><\/h1>\n\n\n\n<ol class=\"wp-block-list\">\n<li>\uc720\ud29c\ube0c \uad11\uace0\uc640 \ub124\uc774\ubc84 \ubc34\ub4dc \uc720\uc785 \uad6c\uc870<\/li>\n\n\n\n<li>\ud604\ub300\ucc28\uc99d\uad8c \uc0ac\uce6d\uacfc HTMS \ud504\ub85c\uc81d\ud2b8 \ud2b9\uc9d5<\/li>\n\n\n\n<li>\uac00\uc9dc \ud50c\ub7ab\ud3fc \uac00\uc785\uacfc \ud22c\uc790 \ud655\ub300 \ubc29\uc2dd<\/li>\n\n\n\n<li>\ucd9c\uae08 \uc9c0\uc5f0\uacfc \uc120\uc785\uae08 \uc694\uad6c \ud328\ud134<\/li>\n\n\n\n<li>\ub300\uc751 \uc804 \ubc18\ub4dc\uc2dc \ud655\uc778\ud574\uc57c \ud560 \ud575\uc2ec \uc0ac\ud56d<\/li>\n<\/ol>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"1_HTMS_%ED%94%84%EB%A1%9C%EC%A0%9D%ED%8A%B8_%EC%82%AC%EA%B8%B0_%EC%9C%A0%EC%9E%85%EC%9D%80_%EB%AC%B4%EB%A3%8C_%EC%A3%BC%EC%8B%9D_%EA%B5%90%EC%9C%A1%EC%9C%BC%EB%A1%9C_%EC%8B%9C%EC%9E%91%EB%90%A9%EB%8B%88%EB%8B%A4\"><\/span>1. HTMS \ud504\ub85c\uc81d\ud2b8 \uc0ac\uae30 \uc720\uc785\uc740 \ubb34\ub8cc \uc8fc\uc2dd \uad50\uc721\uc73c\ub85c \uc2dc\uc791\ub429\ub2c8\ub2e4<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p><strong>HTMS \ud504\ub85c\uc81d\ud2b8 \uc0ac\uae30<\/strong>\ub294<br>\ucc98\uc74c\ubd80\ud130 \uace0\uc561 \ud22c\uc790\ub97c \uc694\uad6c\ud558\uc9c0 \uc54a\ub294<br>\ud2b9\uc9d5\uc774 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ub300\ubd80\ubd84 \ubb34\ub8cc \uad50\uc721\uacfc<br>\uc885\ubaa9 \ucd94\ucc9c\uc744 \uc911\uc2ec\uc73c\ub85c<br>\uc811\uadfc\uc774 \uc774\ub8e8\uc5b4\uc9d1\ub2c8\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%EC%9C%A0%ED%8A%9C%EB%B8%8C_%EA%B4%91%EA%B3%A0%EB%A5%BC_%ED%86%B5%ED%95%9C_%EC%B4%88%EA%B8%B0_%EC%A0%91%EA%B7%BC\"><\/span>\uc720\ud29c\ube0c \uad11\uace0\ub97c \ud1b5\ud55c \ucd08\uae30 \uc811\uadfc<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\ucd08\uae30 \uc720\uc785 \uacbd\ub85c\ub294<br>\uc720\ud29c\ube0c \uad11\uace0\uac00 \ub9ce\uc740 \ud3b8\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\u201c\uae09\ub4f1\uc8fc \ucd94\ucc9c\u201d<br>\u201c\ub2e8\uae30 \uc218\uc775 \uac00\ub2a5 \uc885\ubaa9\u201d<br>\u201c\ubb34\ub8cc \uc8fc\uc2dd \uac15\uc758\u201d \uac19\uc740 \ud45c\ud604\uc73c\ub85c<br>\uad00\uc2ec\uc744 \uc720\ub3c4\ud558\ub294 \ubc29\uc2dd\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc601\uc0c1\uc5d0\uc11c\ub294<br>\uc804\ubb38\uac00 \uc774\ubbf8\uc9c0\uc640<br>\uc218\uc775 \uc0ac\ub840\uac00 \uac15\uc870\ub418\uba70<br>\ucd08\ubcf4 \ud22c\uc790\uc790\ub3c4 \uc27d\uac8c \uc218\uc775\uc744 \ub0bc \uc218 \uc788\ub2e4\ub294<br>\ubd84\uc704\uae30\ub97c \ub9cc\ub4ed\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ud53c\ud574\uc790\ub294<br>\uc815\ubcf4 \uc81c\uacf5 \ubaa9\uc801\uc758 \ucf58\ud150\uce20\ub77c\uace0 \uc0dd\uac01\ud558\uace0<br>\uc811\uadfc\ud558\ub294 \uacbd\uc6b0\uac00 \ub9ce\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>&#8220;\ubb34\ub8cc \uad50\uc721 \ud615\ud0dc\uc758 \uc811\uadfc\uc740 \uacbd\uacc4\uc2ec\uc744 \ub0ae\ucd94\ub294 \ub370 \uc790\uc8fc \ud65c\uc6a9\ub429\ub2c8\ub2e4.&#8221;<\/p>\n<\/blockquote>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%EB%84%A4%EC%9D%B4%EB%B2%84_%EB%B0%B4%EB%93%9C_%E2%80%98%EA%BF%88%EC%9D%84%ED%96%A5%ED%95%B4_%EB%82%98%EC%95%84%EA%B0%80%EB%9D%BC_%EC%9C%A0%EC%9E%85_%EA%B5%AC%EC%A1%B0\"><\/span>\ub124\uc774\ubc84 \ubc34\ub4dc \u2018\uafc8\uc744\ud5a5\ud574 \ub098\uc544\uac00\ub77c\u2019 \uc720\uc785 \uad6c\uc870<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\uad11\uace0\ub97c \ud074\ub9ad\ud558\uba74<br>\ub124\uc774\ubc84 \ubc34\ub4dc\ub098 \uc624\ud508\ucc44\ud305\ubc29\uc73c\ub85c<br>\uc774\ub3d9\ud558\ub294 \ud750\ub984\uc774 \uc774\uc5b4\uc9d1\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\u2018\uafc8\uc744\ud5a5\ud574 \ub098\uc544\uac00\ub77c\u2019 \uac19\uc740<br>\ub2e8\uccb4\ubc29 \uc774\ub984\uc740<br>\ub3d9\uae30\ubd80\uc5ec \ucee4\ubba4\ub2c8\ud2f0\ucc98\ub7fc \ubcf4\uc77c \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ud558\uc9c0\ub9cc \uc2e4\uc81c\ub85c\ub294<br>\ud22c\uc790 \ucc38\uc5ec\ub97c \uc720\ub3c4\ud558\uae30 \uc704\ud55c<br>\ub9ac\ub529\ubc29 \uad6c\uc870\uc778 \uacbd\uc6b0\uac00 \ub9ce\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ubc29 \uc548\uc5d0\uc11c\ub294<br>\uc6b4\uc601\uc9c4\uacfc \ucc38\uc5ec\uc790 \uc5ed\ud560\uc774 \ub098\ub258\uba70<br>\uc218\uc775 \uc778\uc99d\uacfc \ud22c\uc790 \ud6c4\uae30 \uba54\uc2dc\uc9c0\uac00<br>\uc9c0\uc18d\uc801\uc73c\ub85c \uc62c\ub77c\uc635\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc774 \uacfc\uc815\uc5d0\uc11c<br>\ud53c\ud574\uc790\ub294 \uc810\ucc28<br>\u201c\ub2e4\ub978 \uc0ac\ub78c\ub4e4\ub3c4 \uc218\uc775\uc744 \ub0b4\uace0 \uc788\ub2e4\u201d\ub294<br>\uc778\uc2dd\uc744 \uac00\uc9c0\uac8c \ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%EC%8B%A4%EC%A0%9C_%ED%94%BC%ED%95%B4_%ED%9D%90%EB%A6%84_%EC%82%AC%EB%A1%80\"><\/span>\uc2e4\uc81c \ud53c\ud574 \ud750\ub984 \uc0ac\ub840<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\ud55c \ud53c\ud574\uc790\ub294<br>\uc720\ud29c\ube0c \uad11\uace0\ub97c \ubcf4\uace0<br>\ubb34\ub8cc \uc8fc\uc2dd \uad50\uc721\ubc29\uc5d0 \ucc38\uc5ec\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ucd08\uae30\uc5d0\ub294<br>\uc2dc\uc7a5 \ubd84\uc11d \uc790\ub8cc\uc640<br>\ubb34\ub8cc \uc885\ubaa9 \ucd94\ucc9c\ub9cc \uc81c\uacf5\ub410\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uba70\uce60 \ub4a4 \uc6b4\uc601\uc790\ub294<br>\uae30\uad00 \ud504\ub85c\uc81d\ud2b8 \ucc38\uc5ec \uae30\ud68c\ub97c \uc124\uba85\ud558\uba70<br>\ubcc4\ub3c4 \ud50c\ub7ab\ud3fc \uac00\uc785\uc744 \uad8c\uc720\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc18c\uc561 \ud22c\uc790 \uc774\ud6c4<br>\uc218\uc775 \ud654\uba74\uc774 \ud45c\uc2dc\ub418\uc790<br>\ud53c\ud574\uc790\ub294 \uc815\uc0c1 \ud22c\uc790\ub77c\uace0 \ubbff\uac8c \ub418\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc774\ud6c4 HTMS \ud504\ub85c\uc81d\ud2b8 \ucc38\uc5ec\ub97c \uc704\ud574<br>\ucd94\uac00 \uc785\uae08\uc744 \uc9c4\ud589\ud588\uc9c0\ub9cc<br>\ucd9c\uae08 \ub2e8\uacc4\uc5d0\uc11c<br>\ubcf4\uc99d\uae08\uacfc \uc778\uc99d \ube44\uc6a9 \uc694\uad6c\uac00 \uc2dc\uc791\ub410\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"2_%ED%98%84%EB%8C%80%EC%B0%A8%EC%A6%9D%EA%B6%8C_%EC%82%AC%EC%B9%AD%EA%B3%BC_HTMS_%ED%94%84%EB%A1%9C%EC%A0%9D%ED%8A%B8_%ED%8A%B9%EC%A7%95\"><\/span>2. \ud604\ub300\ucc28\uc99d\uad8c \uc0ac\uce6d\uacfc HTMS \ud504\ub85c\uc81d\ud2b8 \ud2b9\uc9d5<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p><strong>HTMS \ud504\ub85c\uc81d\ud2b8 \uc0ac\uae30<\/strong>\uc5d0\uc11c\ub294<br>\uc2e4\uc874 \uc99d\uad8c\uc0ac \uba85\uce6d\uc744 \ud65c\uc6a9\ud574<br>\uc2e0\ub8b0\ub97c \ub192\uc774\ub294 \ud750\ub984\uc774 \ud655\uc778\ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ud2b9\ud788 \ud604\ub300\ucc28\uc99d\uad8c \uc774\ub984\uacfc<br>\uae30\uad00 \ud504\ub85c\uc81d\ud2b8\ub77c\ub294 \ud45c\ud604\uc774<br>\ubc18\ubcf5\uc801\uc73c\ub85c \uc0ac\uc6a9\ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%ED%98%84%EB%8C%80%EC%B0%A8%EC%A6%9D%EA%B6%8C_%EB%AA%85%EC%B9%AD%EC%9D%84_%ED%99%9C%EC%9A%A9%ED%95%9C_%EC%8B%A0%EB%A2%B0_%ED%98%95%EC%84%B1\"><\/span>\ud604\ub300\ucc28\uc99d\uad8c \uba85\uce6d\uc744 \ud65c\uc6a9\ud55c \uc2e0\ub8b0 \ud615\uc131<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\uc6b4\uc601\uc790\ub294<br>\ud604\ub300\ucc28\uc99d\uad8c \ub0b4\ubd80 \ud504\ub85c\uadf8\ub7a8,<br>\uae30\uad00 \ud22c\uc790 \ud504\ub85c\uc81d\ud2b8,<br>\ud2b9\ubcc4 \ud22c\uc790 \uae30\ud68c \ub4f1\uc744 \uac15\uc870\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ud53c\ud574\uc790\ub294<br>\uc2e4\uc81c \uc99d\uad8c\uc0ac\uc640 \uc5f0\uad00\ub41c \uc11c\ube44\uc2a4\ub77c\uace0<br>\uc624\ud574\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ud2b9\ud788 \uc804\ubb38\uac00\uac00<br>\uc2dc\uc7a5 \ubd84\uc11d\uacfc \ud22c\uc790 \uc804\ub7b5\uc744<br>\uad6c\uccb4\uc801\uc73c\ub85c \uc124\uba85\ud558\uba74<br>\uc2e0\ub8b0\uac10\uc740 \ub354\uc6b1 \ucee4\uc9c8 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ud558\uc9c0\ub9cc \uba85\uce6d \uc0ac\uc6a9\ub9cc\uc73c\ub85c<br>\uc2e4\uc81c \uae08\uc735\uc0ac\uc640 \uc5f0\uacb0\ub41c \uad6c\uc870\ub77c\uace0<br>\ub2e8\uc815\ud560 \uc218\ub294 \uc5c6\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"HTMS_%ED%94%84%EB%A1%9C%EC%A0%9D%ED%8A%B8_%EC%B0%B8%EC%97%AC_%EC%9C%A0%EB%8F%84_%EB%B0%A9%EC%8B%9D\"><\/span>HTMS \ud504\ub85c\uc81d\ud2b8 \ucc38\uc5ec \uc720\ub3c4 \ubc29\uc2dd<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\uc77c\uc815 \uae30\uac04\uc774 \uc9c0\ub098\uba74<br>\uc6b4\uc601\uc790\ub294 HTMS \ud504\ub85c\uc81d\ud2b8\ub97c \uc18c\uac1c\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\u201c\uc77c\ubc18 \ud68c\uc6d0\uc740 \ucc38\uc5ec\ud558\uae30 \uc5b4\ub835\ub2e4\u201d<br>\u201c\uae30\uad00 \ub0b4\ubd80 \uc9c4\ud589 \ubb3c\ub7c9\u201d<br>\u201c\ub2e8\uae30 \uc218\uc775 \ud2b9\ud654 \ud504\ub85c\uc81d\ud2b8\u201d \uac19\uc740 \ud45c\ud604\uc73c\ub85c<br>\ud76c\uc18c\uc131\uc744 \uac15\uc870\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc774 \ub2e8\uacc4\uc5d0\uc11c<br>\ud53c\ud574\uc790\ub294<br>\uc9c0\uae08 \ucc38\uc5ec\ud558\uc9c0 \uc54a\uc73c\uba74<br>\uae30\ud68c\ub97c \ub193\uce60 \uc218 \uc788\ub2e4\ub294 \uc555\ubc15\uc744 \ub290\ub07c\uac8c \ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ud2b9\ud788 \ucd08\uae30 \uc218\uc775 \uacbd\ud5d8\uc774 \uc788\uc5c8\ub2e4\uba74<br>\ucd94\uac00 \uc785\uae08 \uacb0\uc815\uc740 \ub354\uc6b1 \ube68\ub77c\uc9c8 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>&#8220;VIP \uad6c\uc870\uc640 \ub0b4\ubd80 \ud504\ub85c\uc81d\ud2b8 \uac15\uc870\ub294 \ud22c\uc790 \ud310\ub2e8\uc744 \uc11c\ub450\ub974\uac8c \ub9cc\ub4dc\ub294 \uc694\uc18c\uac00 \ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.&#8221;<\/p>\n<\/blockquote>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%EC%9A%B4%EC%98%81%EC%A7%84_%EC%97%AD%ED%95%A0_%EB%B6%84%EB%A6%AC_%ED%8A%B9%EC%A7%95\"><\/span>\uc6b4\uc601\uc9c4 \uc5ed\ud560 \ubd84\ub9ac \ud2b9\uc9d5<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\uc774 \uc720\ud615\uc5d0\uc11c\ub294<br>\uc804\ubb38\uac00, \uc0c1\ub2f4 \ub2f4\ub2f9\uc790,<br>\uace0\uac1d\uc13c\ud130\uac00 \uac01\uac01 \ub4f1\uc7a5\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc804\ubb38\uac00\ub294<br>\ud22c\uc790 \uc885\ubaa9\uacfc \uc218\uc775 \uac00\ub2a5\uc131\uc744 \uc124\uba85\ud558\uace0,<\/p>\n\n\n\n<p>\uc0c1\ub2f4 \ub2f4\ub2f9\uc790\ub294<br>\ud50c\ub7ab\ud3fc \uac00\uc785\uacfc \uc785\uae08\uc744 \uc548\ub0b4\ud558\uba70,<\/p>\n\n\n\n<p>\uace0\uac1d\uc13c\ud130\ub294<br>\ucd9c\uae08 \uc808\ucc28\uc640 \uc778\uc99d \uacfc\uc815\uc744 \ub2f4\ub2f9\ud558\ub294 \uac83\ucc98\ub7fc<br>\ud589\ub3d9\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc774\ub7f0 \uad6c\uc870\ub294<br>\uc2e4\uc81c \uae08\uc735 \uc870\uc9c1\ucc98\ub7fc \ubcf4\uc774\uac8c \ub9cc\ub4dc\ub294<br>\uc7a5\uce58\ub85c \ud65c\uc6a9\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%EC%8B%A4%EC%A0%9C_%ED%94%BC%ED%95%B4_%ED%9D%90%EB%A6%84_%EC%82%AC%EB%A1%80-2\"><\/span>\uc2e4\uc81c \ud53c\ud574 \ud750\ub984 \uc0ac\ub840<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\ud55c \ud53c\ud574\uc790\ub294<br>\ub9ac\ub529\ubc29\uc5d0\uc11c \ubb34\ub8cc \uc885\ubaa9 \uc815\ubcf4\ub97c \ubc1b\uc740 \ub4a4<br>\ud604\ub300\ucc28\uc99d\uad8c \uad00\ub828 \ud504\ub85c\uc81d\ud2b8\ub77c\ub294 \uc124\uba85\uc744 \ub4e4\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc6b4\uc601\uc790\ub294<br>\u201c\uae30\uad00 \uacc4\uc88c \uae30\ubc18 \ud22c\uc790\u201d\ub77c\uace0 \uac15\uc870\ud558\uba70<br>HTMS \ud504\ub85c\uc81d\ud2b8 \ucc38\uc5ec\ub97c \uad8c\uc720\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ucd08\uae30 \uc18c\uc561 \ud22c\uc790\uc5d0\uc11c\ub294<br>\uc218\uc775\uc774 \ubc1c\uc0dd\ud55c \uac83\ucc98\ub7fc \ubcf4\uc600\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc774\ud6c4 \ud53c\ud574\uc790\ub294<br>\ub354 \ud070 \uc218\uc775\uc744 \uae30\ub300\ud558\uba70<br>\ucd94\uac00 \uc785\uae08\uc744 \uc9c4\ud589\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ud558\uc9c0\ub9cc \ucd9c\uae08\uc744 \uc694\uccad\ud558\uc790<br>\uace0\uac1d\uc13c\ud130\ub294<br>\uc815\uc0b0 \uc808\ucc28\uc640 \ubcf4\uc99d\uae08 \ub0a9\ubd80\uac00 \ud544\uc694\ud558\ub2e4\uace0<br>\uc548\ub0b4\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"3_%EA%B0%80%EC%A7%9C_%ED%94%8C%EB%9E%AB%ED%8F%BC_%EA%B0%80%EC%9E%85%EA%B3%BC_%ED%88%AC%EC%9E%90_%ED%99%95%EB%8C%80_%EB%B0%A9%EC%8B%9D\"><\/span>3. \uac00\uc9dc \ud50c\ub7ab\ud3fc \uac00\uc785\uacfc \ud22c\uc790 \ud655\ub300 \ubc29\uc2dd<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p><strong>HTMS \ud504\ub85c\uc81d\ud2b8 \uc0ac\uae30<\/strong>\uc758 \ud575\uc2ec\uc740<br>\ub9ac\ub529\ubc29\uc5d0\uc11c \ub05d\ub098\uc9c0 \uc54a\uace0<br>\ubcc4\ub3c4 \uac70\ub798 \ud50c\ub7ab\ud3fc \uac00\uc785\uc73c\ub85c<br>\uc774\uc5b4\uc9c4\ub2e4\ub294 \uc810\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%ED%94%8C%EB%9E%AB%ED%8F%BC_%EA%B0%80%EC%9E%85_%EC%9C%A0%EB%8F%84_%ED%9D%90%EB%A6%84\"><\/span>\ud50c\ub7ab\ud3fc \uac00\uc785 \uc720\ub3c4 \ud750\ub984<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\uc6b4\uc601\uc790\ub294<br>\uc804\uc6a9 \ud22c\uc790 \uc2dc\uc2a4\ud15c,<br>\uae30\uad00 \ucc38\uc5ec \ud50c\ub7ab\ud3fc,<br>VIP \uac70\ub798\uc18c\ub77c\ub294 \ud45c\ud604\uc744 \uc0ac\uc6a9\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ud53c\ud574\uc790\ub294<br>\uc77c\ubc18 \uc99d\uad8c \uc571\uacfc \uc720\uc0ac\ud55c \ud615\ud0dc\ub97c \ubcf4\uace0<br>\uc815\uc0c1 \ud50c\ub7ab\ud3fc\uc774\ub77c\uace0 \uc0dd\uac01\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ud558\uc9c0\ub9cc \uc2e4\uc81c\ub85c\ub294<br>\uac70\ub798 \uad6c\uc870\uc640 \uc790\uae08 \ud750\ub984\uc744<br>\uc678\ubd80\uc5d0\uc11c \ud655\uc778\ud558\uae30 \uc5b4\ub824\uc6b4 \uacbd\uc6b0\uac00 \ub9ce\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ud2b9\ud788 \uacf5\uc2dd \uc571\uc2a4\ud1a0\uc5b4\uac00 \uc544\ub2cc<br>\uc678\ubd80 \ub9c1\ud06c \uc124\uce58\ub97c \uc694\uad6c\ud55c\ub2e4\uba74<br>\uc8fc\uc758\uac00 \ud544\uc694\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%EC%88%98%EC%9D%B5_%ED%99%94%EB%A9%B4%EA%B3%BC_%EC%9E%94%EA%B3%A0_%ED%91%9C%EC%8B%9C_%ED%8A%B9%EC%A7%95\"><\/span>\uc218\uc775 \ud654\uba74\uacfc \uc794\uace0 \ud45c\uc2dc \ud2b9\uc9d5<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\uac00\uc785 \uc774\ud6c4\uc5d0\ub294<br>\uc794\uace0\uc640 \uc218\uc775\ub960\uc774 \ud45c\uc2dc\ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ucd08\uae30\uc5d0\ub294<br>\uc18c\uc561 \ud22c\uc790\uc5d0\uc11c<br>\uc2e4\uc81c \uc218\uc775\uc774 \ub09c \uac83\ucc98\ub7fc<br>\ud654\uba74\uc774 \uad6c\uc131\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc77c\ubd80 \uc0ac\ub840\uc5d0\uc11c\ub294<br>\uc18c\uc561 \ucd9c\uae08\uc774 \uac00\ub2a5\ud588\ub358 \uac83\ucc98\ub7fc<br>\ubcf4\uc774\ub294 \ud750\ub984\ub3c4 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc774 \ub2e8\uacc4\ub294<br>\ud53c\ud574\uc790\uac00 \ud50c\ub7ab\ud3fc\uc744 \uc2e0\ub8b0\ud558\uac8c \ub9cc\ub4dc\ub294<br>\ud575\uc2ec \uad6c\uac04\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>&#8220;\uc218\uc775 \ud654\uba74\uc774 \ud45c\uc2dc\ub41c\ub2e4\ub294 \uc774\uc720\ub9cc\uc73c\ub85c \uc2e4\uc81c \uac70\ub798\uac00 \uc774\ub8e8\uc5b4\uc84c\ub2e4\uace0 \ubcfc \uc218\ub294 \uc5c6\uc2b5\ub2c8\ub2e4.&#8221;<\/p>\n<\/blockquote>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%ED%88%AC%EC%9E%90_%EA%B8%88%EC%95%A1_%ED%99%95%EB%8C%80_%EB%B0%A9%EC%8B%9D\"><\/span>\ud22c\uc790 \uae08\uc561 \ud655\ub300 \ubc29\uc2dd<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\uc6b4\uc601\uc790\ub294<br>\u201c\uc774\ubc88 \uc885\ubaa9\uc740 \ud2b9\ubcc4\ud558\ub2e4\u201d<br>\u201c\uae30\uad00 \uc218\uc775\ub960\uc774 \uc608\uc0c1\ub41c\ub2e4\u201d<br>\u201c\uc9c0\uae08\uc774 \ub9c8\uc9c0\ub9c9 \uae30\ud68c\ub2e4\u201d \uac19\uc740 \ud45c\ud604\uc73c\ub85c<br>\ucd94\uac00 \uc785\uae08\uc744 \uc720\ub3c4\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ud2b9\ud788 \ub9ac\ub529\ubc29 \uc548\uc5d0\uc11c<br>\ub2e4\ub978 \ucc38\uc5ec\uc790\ub4e4\uc774<br>\uace0\uc561 \uc218\uc775 \uc778\uc99d\uc744 \ubc18\ubcf5\ud558\uba74<br>\ud53c\ud574\uc790\ub294 \uc555\ubc15\uc744 \ub290\ub07c\uac8c \ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uacb0\uad6d \ud22c\uc790 \uae08\uc561\uc740<br>\uc810\ucc28 \ucee4\uc9c0\ub294 \uad6c\uc870\ub85c \uc774\uc5b4\uc9d1\ub2c8\ub2e4.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>\ub2e8\uacc4<\/th><th>\uc124\uba85<\/th><th>\ud2b9\uc9d5<\/th><\/tr><\/thead><tbody><tr><td>1\ub2e8\uacc4<\/td><td>\uad11\uace0 \uc720\uc785<\/td><td>\ubb34\ub8cc \uad50\uc721\u00b7\uae09\ub4f1\uc8fc \ucd94\ucc9c<\/td><\/tr><tr><td>2\ub2e8\uacc4<\/td><td>\ub9ac\ub529\ubc29 \ucc38\uc5ec<\/td><td>\uc218\uc775 \uc778\uc99d\u00b7\uc804\ubb38\uac00 \uc2e0\ub8b0<\/td><\/tr><tr><td>3\ub2e8\uacc4<\/td><td>\ud50c\ub7ab\ud3fc \uac00\uc785<\/td><td>\ubcc4\ub3c4 \uac70\ub798\uc18c \uc124\uce58<\/td><\/tr><tr><td>4\ub2e8\uacc4<\/td><td>\ud22c\uc790 \ud655\ub300<\/td><td>HTMS \ud504\ub85c\uc81d\ud2b8 \ucc38\uc5ec<\/td><\/tr><tr><td>5\ub2e8\uacc4<\/td><td>\ucd9c\uae08 \uc81c\ud55c<\/td><td>\ubcf4\uc99d\uae08\u00b7\uc218\uc218\ub8cc \uc694\uad6c<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%EC%8B%A4%EC%A0%9C_%ED%94%BC%ED%95%B4_%ED%9D%90%EB%A6%84_%EC%82%AC%EB%A1%80-3\"><\/span>\uc2e4\uc81c \ud53c\ud574 \ud750\ub984 \uc0ac\ub840<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\ud53c\ud574\uc790\ub294<br>\ubc34\ub4dc \ub9ac\ub529\ubc29\uc5d0\uc11c<br>\uc218\uc775 \uc778\uc99d \uc790\ub8cc\ub97c \uacc4\uc18d \ud655\uc778\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc774\ud6c4 \ud50c\ub7ab\ud3fc \uac00\uc785 \ud6c4<br>\uc18c\uc561 \ud22c\uc790\uc5d0\uc11c \uc218\uc775\uc774 \ubc1c\uc0dd\ud55c \uac83\ucc98\ub7fc<br>\uc794\uace0\uac00 \ud45c\uc2dc\ub410\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc6b4\uc601\uc790\ub294<br>HTMS \ud504\ub85c\uc81d\ud2b8 \ucc38\uc5ec \uc2dc<br>\uc218\uc775\ub960\uc774 \ub192\uc544\uc9c8 \uac83\uc774\ub77c\uace0 \uc124\uba85\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ud53c\ud574\uc790\ub294<br>\ucd94\uac00 \uc785\uae08\uc744 \uc9c4\ud589\ud588\uc9c0\ub9cc<br>\ucd9c\uae08 \ub2e8\uacc4\uc5d0\uc11c \ubb38\uc81c\uac00 \ubc1c\uc0dd\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uace0\uac1d\uc13c\ud130\ub294<br>\uc815\uc0b0 \uc804 \ubcf4\uc99d\uae08 \ub0a9\ubd80\uac00 \ud544\uc694\ud558\ub2e4\uace0 \ud588\uace0<br>\uc774\ud6c4\uc5d0\ub3c4 \uacc4\uc815 \uc778\uc99d \ube44\uc6a9\uc774 \ucd94\uac00\ub418\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"4_%EC%B6%9C%EA%B8%88_%EC%A7%80%EC%97%B0%EA%B3%BC_%EC%84%A0%EC%9E%85%EA%B8%88_%EC%9A%94%EA%B5%AC_%ED%8C%A8%ED%84%B4\"><\/span>4. \ucd9c\uae08 \uc9c0\uc5f0\uacfc \uc120\uc785\uae08 \uc694\uad6c \ud328\ud134<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p><strong>HTMS \ud504\ub85c\uc81d\ud2b8 \uc0ac\uae30<\/strong>\uc5d0\uc11c<br>\ud53c\ud574\uac00 \ubcf8\uaca9\uc801\uc73c\ub85c \ucee4\uc9c0\ub294 \uc2dc\uc810\uc740<br>\ucd9c\uae08 \ub2e8\uacc4\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc218\uc775\uc740 \uacc4\uc18d \ud45c\uc2dc\ub418\uc9c0\ub9cc<br>\uc2e4\uc81c \uc778\ucd9c\uc740 \uc9c0\uc5f0\ub418\ub294 \uacbd\uc6b0\uac00 \ub9ce\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%EC%B6%9C%EA%B8%88_%EB%8B%A8%EA%B3%84%EC%97%90%EC%84%9C_%EB%B0%9C%EC%83%9D%ED%95%98%EB%8A%94_%EC%A1%B0%EA%B1%B4_%EB%B3%80%EA%B2%BD\"><\/span>\ucd9c\uae08 \ub2e8\uacc4\uc5d0\uc11c \ubc1c\uc0dd\ud558\ub294 \uc870\uac74 \ubcc0\uacbd<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\ud53c\ud574\uc790\uac00 \ucd9c\uae08\uc744 \uc694\uccad\ud558\uba74<br>\uace0\uac1d\uc13c\ud130\ub294 \uc5ec\ub7ec \uc0ac\uc720\ub97c \uc81c\uc2dc\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ub300\ud45c\uc801\uc73c\ub85c<br>\ubcf4\uc99d\uae08, \ucd9c\uae08 \uc218\uc218\ub8cc,<br>\uacc4\uc815 \uc778\uc99d \ube44\uc6a9,<br>\uc815\uc0b0 \uc808\ucc28 \ub4f1\uc774 \uc5b8\uae09\ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ubb38\uc81c\ub294<br>\uc870\uac74\uc774 \ubc18\ubcf5\uc801\uc73c\ub85c \ubc14\ub010\ub2e4\ub294 \uc810\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ud558\ub098\ub97c \ub0a9\ubd80\ud558\uba74<br>\ub2e4\ub978 \uc870\uac74\uc774 \ucd94\uac00\ub418\uace0,<br>\ub610 \ub2e4\uc2dc \uc785\uae08\uc744 \uc694\uad6c\ud558\ub294 \ud750\ub984\uc774<br>\ubc18\ubcf5\ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>&#8220;\ucd9c\uae08 \ub2e8\uacc4\uc5d0\uc11c \uc0c8\ub85c\uc6b4 \uc120\uc785\uae08 \uc870\uac74\uc774 \uacc4\uc18d \ucd94\uac00\ub41c\ub2e4\uba74 \uad6c\uc870 \uc790\uccb4\ub97c \uc758\uc2ec\ud560 \ud544\uc694\uac00 \uc788\uc2b5\ub2c8\ub2e4.&#8221;<\/p>\n<\/blockquote>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%EC%84%A0%EC%9E%85%EA%B8%88_%EC%9A%94%EA%B5%AC%EA%B0%80_%EB%B0%98%EB%B3%B5%EB%90%98%EB%8A%94_%EC%9D%B4%EC%9C%A0\"><\/span>\uc120\uc785\uae08 \uc694\uad6c\uac00 \ubc18\ubcf5\ub418\ub294 \uc774\uc720<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\ud53c\ud574\uc790\ub294<br>\uc774\ubbf8 \ud070 \uae08\uc561\uc774 \ud50c\ub7ab\ud3fc \uc548\uc5d0 \uc788\ub2e4\uace0<br>\uc0dd\uac01\ud558\ub294 \uacbd\uc6b0\uac00 \ub9ce\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc6b4\uc601\uc790\ub294<br>\u201c\uc774\ubc88\ub9cc \ud574\uacb0\ud558\uba74 \ucd9c\uae08 \uac00\ub2a5\ud558\ub2e4\u201d<br>\u201c\ub9c8\uc9c0\ub9c9 \uc778\uc99d \ub2e8\uacc4\ub2e4\u201d\ub77c\ub294 \uc2dd\uc73c\ub85c<br>\ucd94\uac00 \uc785\uae08\uc744 \uc720\ub3c4\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ud558\uc9c0\ub9cc \uc2e4\uc81c\ub85c\ub294<br>\uc870\uac74\uc774 \uacc4\uc18d \ubc18\ubcf5\ub418\ub294 \uc0ac\ub840\uac00 \ub9ce\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uacb0\uad6d \ud53c\ud574\uc790\ub294<br>\uc774\ubbf8 \ud22c\uc790\ud55c \ub3c8\uc744 \ud68c\uc218\ud558\uae30 \uc704\ud574<br>\uacc4\uc18d \uc785\uae08\uc744 \uace0\ubbfc\ud558\uac8c \ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%EA%B3%A0%EA%B0%9D%EC%84%BC%ED%84%B0_%EB%8C%80%EC%9D%91_%ED%8A%B9%EC%A7%95\"><\/span>\uace0\uac1d\uc13c\ud130 \ub300\uc751 \ud2b9\uc9d5<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\uc815\uc0c1 \uae08\uc735 \uc11c\ube44\uc2a4\ub77c\uba74<br>\ucd9c\uae08 \uc808\ucc28\uc640 \ube44\uc6a9 \uad6c\uc870\uac00<br>\uba85\ud655\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uadf8\ub7ec\ub098 \uc0ac\uce6d \ud50c\ub7ab\ud3fc\uc5d0\uc11c\ub294<br>\uace0\uac1d\uc13c\ud130 \ub2f5\ubcc0\uc774 \uacc4\uc18d \ubc14\ub00c\uac70\ub098<br>\ucd94\uac00 \uc785\uae08\uc744 \uc6b0\uc120 \uc694\uad6c\ud558\ub294 \uacbd\uc6b0\uac00 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ub610\ud55c<br>\ub2f4\ub2f9\uc790\uac00 \ubc14\ub00c\uace0<br>\uc751\ub2f5\uc774 \ub2a6\uc5b4\uc9c0\ub294 \ud750\ub984\ub3c4<br>\ubc18\ubcf5\uc801\uc73c\ub85c \ub098\ud0c0\ub0a0 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%EC%8B%A4%EC%A0%9C_%ED%94%BC%ED%95%B4_%ED%9D%90%EB%A6%84_%EC%82%AC%EB%A1%80-4\"><\/span>\uc2e4\uc81c \ud53c\ud574 \ud750\ub984 \uc0ac\ub840<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\ud55c \ud53c\ud574\uc790\ub294<br>\ud50c\ub7ab\ud3fc \uc548\uc5d0\uc11c<br>\uc218\uc775\uae08\uc774 \uacc4\uc18d \uc99d\uac00\ud558\ub294 \ud654\uba74\uc744 \ud655\uc778\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ucd9c\uae08\uc744 \uc2e0\uccad\ud558\uc790<br>\uace0\uac1d\uc13c\ud130\ub294 \ubcf4\uc99d\uae08 \ub0a9\ubd80\ub97c \uc694\uad6c\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc785\uae08\uc744 \ub9c8\uce5c \ub4a4\uc5d0\ub294<br>\uacc4\uc815 \uc778\uc99d \ube44\uc6a9\uc774 \ucd94\uac00\ub410\uace0<br>\uc774\ud6c4\uc5d0\ub294 \uc815\uc0b0 \uc808\ucc28 \ube44\uc6a9\uc774 \ud544\uc694\ud558\ub2e4\uace0<br>\uc548\ub0b4\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc870\uac74\uc774 \uacc4\uc18d \ubc14\ub00c\uc790<br>\ud53c\ud574\uc790\ub294 \uc774\uc0c1\ud568\uc744 \ub290\uaf08\uc9c0\ub9cc<br>\uc774\ubbf8 \ud070 \uae08\uc561\uc774 \ubb36\uc5ec \uc788\ub2e4\uace0 \uc0dd\uac01\ud574<br>\ucd94\uac00 \uc785\uae08\uc744 \uace0\ubbfc\ud558\uac8c \ub410\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"5_%EB%8C%80%EC%9D%91_%EC%A0%84_%EB%B0%98%EB%93%9C%EC%8B%9C_%ED%99%95%EC%9D%B8%ED%95%B4%EC%95%BC_%ED%95%A0_%ED%95%B5%EC%8B%AC_%EC%82%AC%ED%95%AD\"><\/span>5. \ub300\uc751 \uc804 \ubc18\ub4dc\uc2dc \ud655\uc778\ud574\uc57c \ud560 \ud575\uc2ec \uc0ac\ud56d<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>HTMS \ud504\ub85c\uc81d\ud2b8 \uc0ac\uae30 \uc758\uc2ec \uc0c1\ud669\uc5d0\uc11c\ub294<br>\ubb34\uc5c7\ubcf4\ub2e4 \uc790\ub8cc \uc815\ub9ac\uac00 \uc911\uc694\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc2dc\uac04\uc774 \uc9c0\ub098\uba74<br>\ucc44\ud305\ubc29 \uc0ad\uc81c\uc640<br>\uc571 \uc811\uc18d \ucc28\ub2e8\uc774 \ub3d9\uc2dc\uc5d0 \uc774\ub8e8\uc5b4\uc9c8 \uc218 \uc788\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%EB%B0%98%EB%93%9C%EC%8B%9C_%ED%99%95%EB%B3%B4%ED%95%B4%EC%95%BC_%ED%95%98%EB%8A%94_%EC%9E%90%EB%A3%8C\"><\/span>\ubc18\ub4dc\uc2dc \ud655\ubcf4\ud574\uc57c \ud558\ub294 \uc790\ub8cc<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\uc6b0\uc120 \ub9ac\ub529\ubc29 \ub300\ud654 \ub0b4\uc6a9\uc744<br>\uc800\uc7a5\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc804\ubb38\uac00 \ubc1c\uc5b8,<br>\uc0c1\ub2f4 \ub2f4\ub2f9\uc790 \uc548\ub0b4,<br>\uace0\uac1d\uc13c\ud130 \ub2f5\ubcc0\uc744<br>\uc2dc\uac04\uc21c\uc73c\ub85c \uc815\ub9ac\ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc785\uae08 \ub0b4\uc5ed\ub3c4 \ud544\uc694\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc785\uae08 \uacc4\uc88c,<br>\uae08\uc561,<br>\uc2dc\uac04,<br>\uc785\uae08 \uba85\ubaa9\uc744<br>\uad6c\ubd84\ud574 \ub450\uc5b4\uc57c \ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ub610\ud55c \ud50c\ub7ab\ud3fc \ud654\uba74\ub3c4 \uc800\uc7a5\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc794\uace0 \ud654\uba74,<br>\uc218\uc775\ub960,<br>\ucd9c\uae08 \uc694\uccad \ud654\uba74,<br>\uc624\ub958 \uba54\uc2dc\uc9c0 \ub4f1\uc744<br>\ud655\ubcf4\ud558\ub294 \uac83\uc774 \uc88b\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%EC%B6%94%EA%B0%80_%EC%9E%85%EA%B8%88_%EC%A4%91%EB%8B%A8_%ED%95%84%EC%9A%94%EC%84%B1\"><\/span>\ucd94\uac00 \uc785\uae08 \uc911\ub2e8 \ud544\uc694\uc131<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\ucd9c\uae08\uc774 \uc9c0\uc5f0\ub41c \uc0c1\ud0dc\uc5d0\uc11c<br>\ucd94\uac00 \uc785\uae08\uc744 \uc694\uad6c\ubc1b\uace0 \uc788\ub2e4\uba74<br>\uba3c\uc800 \uad6c\uc870\ub97c \ub2e4\uc2dc \ud655\uc778\ud560 \ud544\uc694\uac00 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc6b4\uc601\uc790\ub294<br>\u201c\ucd9c\uae08\uc744 \uc704\ud55c \ub9c8\uc9c0\ub9c9 \ub2e8\uacc4\u201d\ub77c\uace0<br>\uc124\uba85\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ud558\uc9c0\ub9cc \uc774\ubbf8 \ub0a9\ubd80\ud55c \ub4a4\uc5d0\ub3c4<br>\uc870\uac74\uc774 \ubc18\ubcf5\ub41c\ub2e4\uba74<br>\ud53c\ud574 \uaddc\ubaa8\uac00 \ub354 \ucee4\uc9c8 \uac00\ub2a5\uc131\uc774 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p><strong>\ucd94\uac00 \uc785\uae08\uc740<br>\uc190\uc2e4 \ud655\ub300\uc758 \ud575\uc2ec \uc6d0\uc778\uc774 \ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/strong><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%EC%9E%90%EB%A3%8C_%EC%A0%95%EB%A6%AC_%ED%91%9C\"><\/span>\uc790\ub8cc \uc815\ub9ac \ud45c<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>\uad6c\ubd84<\/th><th>\ud655\uc778 \uc790\ub8cc<\/th><th>\ubaa9\uc801<\/th><\/tr><\/thead><tbody><tr><td>\ub300\ud654 \uae30\ub85d<\/td><td>\ub9ac\ub529\ubc29\u00b7\uace0\uac1d\uc13c\ud130 \ub300\ud654<\/td><td>\uc811\uadfc \ud750\ub984 \ud655\uc778<\/td><\/tr><tr><td>\uc785\uae08 \ub0b4\uc5ed<\/td><td>\uacc4\uc88c\u00b7\uae08\uc561\u00b7\uc2dc\uac04<\/td><td>\uc790\uae08 \uc774\ub3d9 \uc815\ub9ac<\/td><\/tr><tr><td>\ud50c\ub7ab\ud3fc \ud654\uba74<\/td><td>\uc794\uace0\u00b7\uc218\uc775\ub960\u00b7\ucd9c\uae08 \uc694\uccad<\/td><td>\ud5c8\uc704 \uad6c\uc870 \ud655\uc778<\/td><\/tr><tr><td>\uc694\uad6c \uba85\ubaa9<\/td><td>\ubcf4\uc99d\uae08\u00b7\uc218\uc218\ub8cc\u00b7\uc778\uc99d\ube44<\/td><td>\ubc18\ubcf5 \ud328\ud134 \ud655\uc778<\/td><\/tr><tr><td>\uc811\uc18d \uc815\ubcf4<\/td><td>\uc571 \ub9c1\ud06c\u00b7\uacc4\uc815 \uc815\ubcf4<\/td><td>\ud50c\ub7ab\ud3fc \ud655\uc778<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%EC%8B%A4%EC%A0%9C_%EB%8C%80%EC%9D%91_%EC%A0%84_%ED%99%95%EC%9D%B8%ED%95%A0_%EB%B6%80%EB%B6%84\"><\/span>\uc2e4\uc81c \ub300\uc751 \uc804 \ud655\uc778\ud560 \ubd80\ubd84<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\ud53c\ud574 \uc0c1\ud669\uc740<br>\ub2e8\uc21c \ucd1d\uc561\ubcf4\ub2e4<br>\ud750\ub984 \uc815\ub9ac\uac00 \uc911\uc694\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc5b8\uc81c \uc811\uadfc\ud588\ub294\uc9c0,<br>\uc5b4\ub5bb\uac8c \uc2e0\ub8b0\uac00 \ud615\uc131\ub410\ub294\uc9c0,<br>\uc5b8\uc81c\ubd80\ud130 \ucd94\uac00 \uc785\uae08 \uc694\uad6c\uac00 \uc2dc\uc791\ub410\ub294\uc9c0\ub97c<br>\uc2dc\uac04\uc21c\uc73c\ub85c \uc815\ub9ac\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc720\uc0ac \uad6c\uc870\ub294<br>\ub2e4\ub978 \uc8fc\uc2dd \ub9ac\ub529\ubc29 \uc0ac\uae30\uc640<br>\uac00\uc9dc \ud50c\ub7ab\ud3fc \uc0ac\ub840\uc5d0\uc11c\ub3c4<br>\ubc18\ubcf5\uc801\uc73c\ub85c \ub098\ud0c0\ub0a9\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uad00\ub828 \uc0ac\ub840 \ubd84\uc11d \uc790\ub8cc\ub97c \ud568\uaed8 \ube44\uad50\ud558\uba74<br>\ud604\uc7ac \uc0c1\ud669\uc744 \uac1d\uad00\uc801\uc73c\ub85c \ud310\ub2e8\ud558\ub294 \ub370<br>\ub3c4\uc6c0\uc774 \ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>&#8220;\ud53c\ud574 \ub300\uc751\uc740 \uc124\ub4dd\ubcf4\ub2e4 \uae30\ub85d \uc815\ub9ac\uc5d0\uc11c \uc2dc\uc791\ub429\ub2c8\ub2e4.&#8221;<\/p>\n<\/blockquote>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%EA%B2%B0%EB%A1%A0\"><\/span>\uacb0\ub860<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\ucd5c\uadfc <strong>HTMS \ud504\ub85c\uc81d\ud2b8 \uc0ac\uae30<\/strong> \uc720\ud615\uc740<br>\uc720\ud29c\ube0c \uad11\uace0\uc640 \ub124\uc774\ubc84 \ubc34\ub4dc\ub97c \uacb0\ud569\ud574<br>\uc2e0\ub8b0\ub97c \ud615\uc131\ud558\ub294 \uad6c\uc870\ub85c \ub098\ud0c0\ub098\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ud2b9\ud788 \ud604\ub300\ucc28\uc99d\uad8c \uc0ac\uce6d\uacfc<br>\uae30\uad00 \ud504\ub85c\uc81d\ud2b8 \ud45c\ud604\uc744 \ud1b5\ud574<br>\ud22c\uc790 \uc2e0\ub8b0\ub97c \ub192\uc774\ub294 \ud2b9\uc9d5\uc774 \ud655\uc778\ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ud558\uc9c0\ub9cc \ucd9c\uae08 \ub2e8\uacc4\uc5d0\uc11c<br>\ubcf4\uc99d\uae08, \uc778\uc99d \ube44\uc6a9,<br>\uc815\uc0b0 \uc808\ucc28 \uba85\ubaa9\uc774 \ubc18\ubcf5\ub41c\ub2e4\uba74<br>\uc8fc\uc758\uac00 \ud544\uc694\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc911\uc694\ud55c \uac83\uc740<br>\uc218\uc775 \ud654\uba74\uc774 \uc544\ub2c8\ub77c<br>\uc2e4\uc81c \ucd9c\uae08 \uac00\ub2a5 \uc5ec\ubd80\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ucd94\uac00 \uc785\uae08 \uc694\uad6c\uac00 \uc774\uc5b4\uc9c4\ub2e4\uba74<br>\uba3c\uc800 \uae30\ub85d\uc744 \uc815\ub9ac\ud558\uace0<br>\ud604\uc7ac \uad6c\uc870\ub97c \uac1d\uad00\uc801\uc73c\ub85c \ud655\uc778\ud558\ub294 \uacfc\uc815\uc774 \ud544\uc694\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"English_Version\"><\/span>English Version<span class=\"ez-toc-section-end\"><\/span><\/h1>\n\n\n\n<h1 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"HTMS_Project_Investment_Scam_Warning_Fake_Securities_Platform_Structure_and_Withdrawal_Restriction_Pattern\"><\/span>HTMS Project Investment Scam Warning: Fake Securities Platform Structure and Withdrawal Restriction Pattern<span class=\"ez-toc-section-end\"><\/span><\/h1>\n\n\n\n<p>Recently, investment scam cases connected to fake stock advisory communities and imitation trading platforms have continued to increase.<\/p>\n\n\n\n<p>Among these cases, the HTMS Project structure has shown several repeated characteristics.<\/p>\n\n\n\n<p>The operation often begins with online advertisements promoting free stock education, short-term profit opportunities, or high-growth stock recommendations.<\/p>\n\n\n\n<p>Victims are then guided into online communities such as open chat groups or band communities where operators gradually build trust.<\/p>\n\n\n\n<p>The structure appears professional at first.<\/p>\n\n\n\n<p>Operators introduce themselves as financial experts, consultants, or project managers.<\/p>\n\n\n\n<p>They repeatedly display profit screenshots and market analysis to create the impression of a successful investment environment.<\/p>\n\n\n\n<p>After trust has been established, victims are guided to install a separate platform or application connected to the so-called HTMS Project.<\/p>\n\n\n\n<p>The most serious issues usually begin during the withdrawal stage.<\/p>\n\n\n\n<p>At that point, the platform introduces additional conditions such as deposits, verification costs, withdrawal fees, or settlement procedures.<\/p>\n\n\n\n<p>These conditions are often repeated and expanded over time.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"1_Initial_Contact_Through_Free_Stock_Education\"><\/span>1. Initial Contact Through Free Stock Education<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Most victims do not initially believe they are entering a fraudulent structure.<\/p>\n\n\n\n<p>The first interaction usually appears educational rather than financial.<\/p>\n\n\n\n<p>Advertisements often claim to provide:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Free stock education<\/li>\n\n\n\n<li>High-growth stock recommendations<\/li>\n\n\n\n<li>Short-term trading opportunities<\/li>\n\n\n\n<li>Professional market analysis<\/li>\n<\/ul>\n\n\n\n<p>These promotions are commonly distributed through YouTube advertisements or social media platforms.<\/p>\n\n\n\n<p>The purpose is to attract users who are interested in learning about investment.<\/p>\n\n\n\n<p>At this stage, operators rarely demand immediate deposits.<\/p>\n\n\n\n<p>Instead, they focus on building trust and reducing suspicion.<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>\u201cEducational content is frequently used as an entry point because it lowers psychological resistance.\u201d<\/p>\n<\/blockquote>\n\n\n\n<p>Victims may then be guided into online groups where market discussions and profit screenshots are continuously shared.<\/p>\n\n\n\n<p>This environment creates social pressure and increases emotional trust.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"2_Use_of_Hyundai_Securities_Impersonation\"><\/span>2. Use of Hyundai Securities Impersonation<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>One important feature of this structure is the use of a real securities company name.<\/p>\n\n\n\n<p>The operators may repeatedly mention Hyundai Securities or institutional investment projects.<\/p>\n\n\n\n<p>The goal is to make the operation appear legitimate.<\/p>\n\n\n\n<p>Victims may believe they are participating in a real financial program connected to a major securities company.<\/p>\n\n\n\n<p>The operators often use terms such as:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Institutional trading project<\/li>\n\n\n\n<li>Internal investment program<\/li>\n\n\n\n<li>VIP participation opportunity<\/li>\n\n\n\n<li>Exclusive allocation project<\/li>\n<\/ul>\n\n\n\n<p>These phrases create the impression that the investment opportunity is limited and valuable.<\/p>\n\n\n\n<p>In many cases, victims feel pressured to act quickly because they believe they may lose access to the opportunity.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"3_Trust_Formation_Through_Profit_Screens\"><\/span>3. Trust Formation Through Profit Screens<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Once the victim joins the platform, account balances and profits may begin appearing on screen.<\/p>\n\n\n\n<p>The interface often resembles a professional trading application.<\/p>\n\n\n\n<p>The victim may see:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Positive profit rates<\/li>\n\n\n\n<li>Growing balances<\/li>\n\n\n\n<li>Trading records<\/li>\n\n\n\n<li>Pending settlements<\/li>\n<\/ul>\n\n\n\n<p>In some reported cases, small withdrawals appeared to work successfully during the early stages.<\/p>\n\n\n\n<p>This temporary success can significantly increase trust.<\/p>\n\n\n\n<p>Afterward, operators encourage larger investments.<\/p>\n\n\n\n<p>They may claim that higher investment amounts are required to participate in the HTMS Project.<\/p>\n\n\n\n<p>The victim may then deposit additional funds while believing the platform is functioning normally.<\/p>\n\n\n\n<p>However, visible profits do not necessarily mean real trading activity exists.<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>\u201cDisplayed profits are not proof that real market transactions occurred.\u201d<\/p>\n<\/blockquote>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"4_The_Withdrawal_Restriction_Stage\"><\/span>4. The Withdrawal Restriction Stage<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>The withdrawal phase is where major problems usually appear.<\/p>\n\n\n\n<p>When victims attempt to withdraw larger amounts, the platform introduces new conditions.<\/p>\n\n\n\n<p>Common explanations include:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Security deposit requirements<\/li>\n\n\n\n<li>Account verification fees<\/li>\n\n\n\n<li>Settlement processing costs<\/li>\n\n\n\n<li>Withdrawal handling fees<\/li>\n\n\n\n<li>Tax obligations<\/li>\n<\/ul>\n\n\n\n<p>The operators insist that payment must be completed before the withdrawal can proceed.<\/p>\n\n\n\n<p>After one payment is made, another condition may appear.<\/p>\n\n\n\n<p>This repeated payment structure is one of the strongest warning signs.<\/p>\n\n\n\n<p>A legitimate financial institution should not repeatedly demand advance payments while delaying withdrawal approval.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"5_Psychological_Pressure_and_Repeated_Deposits\"><\/span>5. Psychological Pressure and Repeated Deposits<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Victims often continue sending money because they believe their funds are already close to being released.<\/p>\n\n\n\n<p>The operators may say:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u201cThis is the final verification step.\u201d<\/li>\n\n\n\n<li>\u201cYour withdrawal is already approved.\u201d<\/li>\n\n\n\n<li>\u201cOnly one last settlement process remains.\u201d<\/li>\n\n\n\n<li>\u201cThe account will be unlocked after this payment.\u201d<\/li>\n<\/ul>\n\n\n\n<p>These statements create emotional pressure.<\/p>\n\n\n\n<p>The victim is no longer investing for profit alone.<\/p>\n\n\n\n<p>Instead, they are trying to recover previously deposited money.<\/p>\n\n\n\n<p>This recovery mindset becomes a major factor in continued payments.<\/p>\n\n\n\n<p>The larger the balance shown on screen, the more difficult it becomes psychologically for the victim to stop.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"6_Common_Structural_Characteristics\"><\/span>6. Common Structural Characteristics<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Several repeated patterns appear in these cases.<\/p>\n\n\n\n<p>First, the victim enters through educational or informational content.<\/p>\n\n\n\n<p>Second, social proof is created through profit screenshots and group activity.<\/p>\n\n\n\n<p>Third, the victim is guided to install a separate platform.<\/p>\n\n\n\n<p>Fourth, small profits may appear successful at first.<\/p>\n\n\n\n<p>Fifth, larger investments are encouraged through exclusive project participation.<\/p>\n\n\n\n<p>Finally, withdrawals become restricted through repeated advance payment requirements.<\/p>\n\n\n\n<p>This overall flow is commonly summarized as:<\/p>\n\n\n\n<p>Approach \u2192 Trust Formation \u2192 Investment Expansion \u2192 Withdrawal Delay \u2192 Additional Deposit Demand<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"7_Evidence_That_Should_Be_Preserved\"><\/span>7. Evidence That Should Be Preserved<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>When withdrawal problems begin, preserving evidence becomes important.<\/p>\n\n\n\n<p>Victims should organize:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Chat room conversations<\/li>\n\n\n\n<li>Consultation messages<\/li>\n\n\n\n<li>Customer service replies<\/li>\n\n\n\n<li>Deposit records<\/li>\n\n\n\n<li>Account details<\/li>\n\n\n\n<li>Platform screenshots<\/li>\n\n\n\n<li>Withdrawal request records<\/li>\n<\/ul>\n\n\n\n<p>Screenshots of balance displays, profit rates, and payment requests may all become relevant later.<\/p>\n\n\n\n<p>It is also important to save platform access information before accounts are restricted or deleted.<\/p>\n\n\n\n<p>In some situations, operators suddenly remove users from the group after repeated withdrawal requests.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"8_Why_Additional_Deposits_Require_Caution\"><\/span>8. Why Additional Deposits Require Caution<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Repeated payment demands are one of the most dangerous parts of these structures.<\/p>\n\n\n\n<p>Victims may believe that paying once more will finally unlock the withdrawal.<\/p>\n\n\n\n<p>However, if previous payments did not resolve the issue, additional payments may simply continue the same cycle.<\/p>\n\n\n\n<p>The situation should be reviewed carefully if:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>The explanation changes repeatedly<\/li>\n\n\n\n<li>New fees continue appearing<\/li>\n\n\n\n<li>Customer service responses become inconsistent<\/li>\n\n\n\n<li>Withdrawal approval is continuously delayed<\/li>\n<\/ul>\n\n\n\n<p>At that point, preserving records and objectively reviewing the full transaction flow becomes more important than sending additional money.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"9_Final_Summary\"><\/span>9. Final Summary<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>The HTMS Project structure combines fake investment education, impersonated securities branding, and imitation trading platforms to create trust.<\/p>\n\n\n\n<p>The system often appears professional during the early stages.<\/p>\n\n\n\n<p>However, the withdrawal phase reveals the core problem.<\/p>\n\n\n\n<p>Repeated requests for deposits, verification fees, settlement costs, or taxes before withdrawal should be treated carefully.<\/p>\n\n\n\n<p>The most important issue is not the displayed profit amount.<\/p>\n\n\n\n<p>The real issue is whether the funds can actually be withdrawn without endless additional conditions.<\/p>\n\n\n\n<p>When payment requests continue repeating during the withdrawal stage, the structure itself should be reviewed objectively.<\/p>\n\n\n\n<p>Preserving records and organizing the sequence of events is often one of the most important first steps.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p>#HTMS\ud504\ub85c\uc81d\ud2b8\uc0ac\uae30<br>#\ud604\ub300\ucc28\uc99d\uad8c\uc0ac\uce6d<br>#\uc8fc\uc2dd\ub9ac\ub529\ubc29\uc0ac\uae30<br>#\uc8fc\uc2dd\uc5b4\ud50c\uc0ac\uae30<br>#\ucd9c\uae08\uc218\uc218\ub8cc\uc694\uad6c<br>#\uac00\uc9dc\uac70\ub798\uc18c\uc0ac\uae30<br>#\ud22c\uc790\uc0ac\uae30<br>#\ucd9c\uae08\ubd88\uac00<\/p>\n","protected":false},"excerpt":{"rendered":"<p>HTMS \ud504\ub85c\uc81d\ud2b8 \uc0ac\uae30 \ud53c\ud574 \ubb38\uc758\uac00 \uc99d\uac00\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. HTMS \ud504\ub85c\uc81d\ud2b8 \uc0ac\uae30\ub294 \ud604\ub300\ucc28\uc99d\uad8c \uc0ac\uce6d\uacfc \uc8fc\uc2dd \ub9ac\ub529\ubc29 \uad6c\uc870\ub97c \uacb0\ud569\ud574 \ucd9c\uae08 \uc218\uc218\ub8cc \uc694\uad6c\uc640 \ucd94\uac00 \uc785\uae08\uc744 \uc720\ub3c4\ud558\ub294 \ud2b9\uc9d5\uc774 \ud655\uc778\ub429\ub2c8\ub2e4. \uc5c5\uccb4\uba85 : \ud604\ub300\ucc28\uc99d\uad8c \uc0ac\uce6d \u00b7 HTMS \ud504\ub85c\uc81d\ud2b8 \uc218\ubc95 : \uc720\ud29c\ube0c \uad11\uace0\ub97c \ud1b5\ud574 \ubb34\ub8cc \uc8fc\uc2dd \uad50\uc721\u00b7\uae09\ub4f1\uc8fc \ucd94\ucc9c\u00b7\ub2e8\uae30 \uc218\uc775 \uac00\ub2a5 \uc885\ubaa9 \ub4f1\uc744 \ub0b4\uc138\uc6cc \uc811\uadfc\ud558\uace0 \ub124\uc774\ubc84 \ubc34\ub4dc \u2018\uafc8\uc744\ud5a5\ud574 \ub098\uc544\uac00\ub77c\u2019 \ub2e8\uccb4\ubc29\uc73c\ub85c \uc720\uc785\uc2dc\ud0a8 \ub4a4 \ud604\ub300\ucc28\uc99d\uad8c \uba85\uce6d\uacfc [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[5],"tags":[],"class_list":["post-483","post","type-post","status-publish","format-standard","hentry","category-stock-advisory-scam-recovery"],"jetpack_featured_media_url":"","_links":{"self":[{"href":"https:\/\/cms.daylawblog.co.kr\/index.php?rest_route=\/wp\/v2\/posts\/483","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/cms.daylawblog.co.kr\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/cms.daylawblog.co.kr\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/cms.daylawblog.co.kr\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/cms.daylawblog.co.kr\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=483"}],"version-history":[{"count":1,"href":"https:\/\/cms.daylawblog.co.kr\/index.php?rest_route=\/wp\/v2\/posts\/483\/revisions"}],"predecessor-version":[{"id":499,"href":"https:\/\/cms.daylawblog.co.kr\/index.php?rest_route=\/wp\/v2\/posts\/483\/revisions\/499"}],"wp:attachment":[{"href":"https:\/\/cms.daylawblog.co.kr\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=483"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/cms.daylawblog.co.kr\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=483"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/cms.daylawblog.co.kr\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=483"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}